Banker Gurl's More Bang For Your Buck!

While cleaning out the garage for the rummage sale I was able to post and sell a few items! I haven't been posting much else since the rummage sale is in two weeks, but was good to get rid of a few items gathering dust in the garage!

Sale #461 (DC) $10.00
Beer Mugs from the garage
Sold for $10.00
Profit = $10.00

Sale #462 (MI) $10.00
Wine Glasses from the garage
Sold for $10.00
Profit = $10.00

Sale #463 (KJ) $6.00
Mini Storage Jars (6) - Free After Rebate at Menards
Sold for $1.00 each
Profit = $6.00

Sale #464 (SS) $6.00
Headphones - We paid $2.65
Sold for $6.00
Profit = $3.35

We got reimbursed for the last $30 for coed softball so tossing that back into savings. Last night I won the first week of our football pick-em pool so I will be receiving a check for $60 soon!

Current Balance $6,275.00
+$30.00 Softball Reimbursement
Balance $6,305.00

Local Savings $2305.00
GC Savings $1380.00
Capital 360 Savings (US) $860.00
Capital 360 Savings (Mom Loan Payback Account)$505.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $6,275.00

52 Week Challenge
2016 - Week 29 $406 + (Weeks 46-52 are also paid already $343) $749

My Mom got some major deals for us at CVS this last week! Our first small town rummage sale is in just 2 weeks so these will be some great additions to our inventory and hopefully we can move most of them right away! Everything listed/pictured is joint. Total spent + tax = $197.97. Total potential sales = $438.00. Total potential profits = $240.03!!!!




Roll-up Beachmat (1)
Regular Price $14.99
-$11.00 Sale Price 75% Off
Final Price after tax = $3.99
(Marked $7.00 for rummage sale)
*ETA - Sold for $7.00 at 5/5/17 rummage sale
Profit = $3.01

Teenage Mutant Ninja Turtles Bowling Set (1)
Regular Price $9.99
-$7.34 Sale Price 75% Off
Final Price after tax = $2.65
(Marked $5.00 for rummage sale)
*ETA - Sold for $5.00 at 9/23/16 rummage sale
Profit = $2.35

Littlest Pet Shop Decorate Pet (4)
Regular Price $14.99
-$11.00 Sale Price 75% Off
Final Price after tax = $3.99 each
(Marked $7.00 each for rummage sale)
*ETA - Sold 3 for $7.00 each on FB on 11/18/16
*ETA - Sold 1 for $7.00 at 10/1/16 rummage sale
Profit = $12.04

Childrens 2pk Flipflops (6)
Regular Price $5.99
-$4.40 Sale Price 75% Off
Final Price after tax = $1.59 each
(Marked $3.00 each for rummage sale)
*ETA - Sold 1 for $3.00 on FB on 5/7/17
*ETA - Sold 4 for $3.00 at 5/5/17 rummage sale
*ETA - Sold 1 for $3.00 on FB on 5/14/17
Profit = $8.46

Balloon Pumper Set (4)
Regular Price $9.99
-$7.34 Sale Price 75% Off
Final Price after tax = $2.65 each
(Marked $5.00 each for rummage sale)
*ETA - Sold 2 for $5.00 each at 9/23/16 rummage sale
*ETA - Sold 2 for $5.00 each at 5/5/17 rummage sale
Profit = $9.40

Despicable Me Basketball Hoop Set (4)
Regular Price $9.99
-$7.34 Sale Price 75% Off
Final Price after tax = $2.65 each
(Marked $5.00 each for rummage sale)
*ETA - Sold 2 for $5.00 each at 9/23/16 rummage sale
*ETA - Sold 1 for $5.00 on FB on 12/18/16
*ETA - Sold 1 for $5.00 at 10/1/16 rummage sale
Profit = $9.40

Frozen Basketball Hoop Set (4)
Regular Price $9.99
-$7.34 Sale Price 75% Off
Final Price after tax = $2.65 each
(Marked $5.00 each for rummage sale)
*ETA - Sold 1 for $5.00 at 10/1/16 rummage sale

Frozen Bubble Set (1)
Regular Price $4.99
-$3.66 Sale Price 75% Off
Final Price after tax = $1.33
(Marked $3.00 for rummage sale)
*ETA - Sold for $3.00 at 9/23/16 rummage sale)
Profit = $1.67

Swim Arm Bands (4)
Regular Price $2.99
-$2.19 Sale Price 75% Off
Final Price after tax = .80 each
(Marked $2.00 each for rummage sale)
*ETA - Sold 2 for $2.00 each at 10/1/16 rummage sale
*ETA - Sold 1 for $2.00 at 5/5/17 rummage sale

Jump Ropes (5)
Regular Price $2.99
-$2.19 Sale Price 75% Off
Final Price after tax = .80 each
(Marked $2.50 each for rummage sale)
*ETA - Sold 2 for $2.50 each on FB on 4/9/17
*ETA - Sold 1 for $2.50 at 5/5/17 rummage sale

Star Wars Marker (4)
Regular Price $4.99
-$3.66 Sale Price 75% Off
Final Price after tax = $1.33 each
(Marked $3.00 each for rummage sale)
*ETA - Sold 1 for $3.00 at 9/23/16 rummage sale
*ETA - Sold 2 for $3.00 each at 5/5/17 rummage sale

Fun Bubble Set (4)
Regular Price $2.99
-$2.19 Sale Price 75% Off
Final Price after tax = .80 each
(Marked $2.00 each for rummage sale)
*ETA - Sold 2 for $2.00 each at 9/23/16 rummage sale
*ETA - Sold 2 for $2.00 each at 5/5/17 rummage sale
Profit = $4.80

Water Balloons (5)
Regular Price $2.99
-$2.19 Sale Price 75% Off
Final Price after tax = .80 each
(Marked $2.00 each for rummage sale)
*ETA - Sold 1 for $2.00 at 9/23/16 rummage sale
*ETA - Sold 1 for $2.00 at 10/1/16 rummage sale
*ETA - Sold 3 for $2.00 each at 5/5/17 rummage sale
Profit = $6.00

Dive Sticks (1)
Regular Price $7.99
-$5.87 Sale Price 75% Off
Final Price after tax = $2.12 each
(Marked $4.00 each for rummage sale)
*ETA - Sold for $4.00 at 5/5/17 rummage sale
Profit = $1.88

Goggles (10)
Regular Price $5.99
-$4.40 Sale Price 75% Off
Final Price after tax = $1.59 each
(Marked $4.00 each for rummage sale)
*ETA - Sold 3 for $4.00 each at 9/23/13 rummage sale
*ETA - Sold 3 for $4.00 each at 5/5/17 rummage sale
*ETA - Sold 2 for $4.00 each on FB on 9/3/17

Water Shoes (9)
Regular Price $9.99
-$7.34 Sale Price 75% Off
Final Price after tax = $2.65 each
(Marked $5.00 each for rummage sale)
*ETA - Sold 1 for $5.00 at 10/1/16 rummage sale
*ETA - Sold 4 for $5.00 each at 5/5/17 rummage sale
*ETA - Sold 1 (Adult) for $6.00 on FB on 5/13/18
*ETA - Sold 1 for $5.00 on FB on 11/3/19
*ETA - Sold 2 for $5.00 each on FB on 7/5/20
Profit = $22.15

Lalaloopsy Doll (3)
Regular Price $16.99
-$12.46 Sale Price 75% Off
Final Price after tax = $4.53 each
(Marked $10.00 each for rummage sale)
*ETA - Sold all 3 for $10.00 each at 9/23/16 rummage sale
Profit = $16.41

Star Wars Tins (5)
Regular Price $9.99
-$7.34 Sale Price 75% Off
Final Price after tax = $2.65 each
(Marked $5.00 each for rummage sale)
*ETA - Sold 1 for $5.00 on FB on 12/18/16
*ETA - Sold 2 for $5.00 each at 5/5/17 rummage sale
*ETA - Sold 1 for $5.00 on FB on 12/10/17

Kites (6)
Regular Price $1.99
-$1.47 Sale Price 75% Off
Final Price after tax = .52 each
(Marked $1.50 each for rummage sale)
*ETA - Sold 2 for $1.50 each at 10/1/16 rummage sale
*ETA - Sold 2 for $1.50 each on FB on 4/16/17
*ETA - Sold 2 for $1.50 each at 5/5/17 rummage sale
Profit = $5.88

Swimming Vests (5)
Regular Price $19.99
-$14.68 Sale Price 75% Off
Final Price after tax = $5.31 each
(Marked $10.00 each for rummage sale)
*ETA - Sold 2 for $10.00 each at 10/1/16 rummage sale
*ETA - Sold 2 for $10.00 each at 5/5/17 rummage sale
*ETA - Sold 1 for $10.00 on FB on 6/4/17
Profit = $23.45

Beach Towel (1)
Regular Price $9.99
-$7.34 Sale Price 75% Off
Final Price after tax = $2.65 each
(Marked $5.00 each for rummage sale)
*ETA - Sold for $5.00 at 5/5/17 rummage sale
Profit = $2.35

Colgate Total Toothpaste (1) (This was just a weekly deal, not clearance)
Regular Price $3.99
-.99 Sale Price
-$2.00 CVS CMC Coupon
Final Price after tax = $1.06 each
(Marked $2.50 each for rummage sale)

Walmart Deals

Ariel Jammies (12)
Regular Price $9.48 each
-$8.41 Sale Price
Final price after tax = $1.07 each
(Marked $5.00 each for rummage sale)
*ETA - Sold 6 for $5.00 each on FB on 3/26/17
*ETA - Sold 1 for $5.00 on FB on 4/2/17
*ETA - Sold 1 for $5.00 on FB on 4/9/17
*ETA - Sold 1 for $5.00 on FB on 4/16/17
*ETA - Sold 2 for $5.00 each on FB on 4/23/17
*ETA - Sold 1 for $5.00 on FB on 4/30/17
Profit = $47.16

Rummage Sale Deals

Frozen Snowcone Maker (1)
Bought at rummage sale for $4.00
(Marked $10.00 for rummage sale)
*ETA - Sold for $10.00 on FB on 4/9/17
Profit = $6.00

Treasure Chest (1) (Not pictured)
Bought at rummage sale for $2.00
(Marked $7.00 for rummage sale)
*ETA - Sold for $7.00 at 9/23/16 rummage sale
Profit = $5.00

Shower Caddy (2) (Not pictured)
Bought at rummage sale for .75 each
(Marked $3.00 for rummage sale)
*ETA - Sold 2 for $3.00 each at 9/23/16 rummage sale
Profit = $4.50

Shoe Rack (Not pictured)
Bought at rummage sale for $2.00
(Marked $5.00 for rummage sale)
*ETA - Sold on FB for $5.00
Profit = $3.00

Hose Holder (Not pictured)
Bought at rummage sale for $1.00
(Marked $5.00 for rummage sale)

Misc. Kitchen Utensils Bag
Bought at rummage sale for $1.00
(Marked .25-$1.00 for each item)
*ETA - Sold Meat Tenderizer for $1.50 at 10/1/16 rummage sale
*ETA - Sold Peeler for $1.50 at 10/1/16 rummage sale
*ETA - Sold Cob Cutter for $1.00 at 5/5/17 rummage sale
*ETA - Sold Measuring Spoons for .25 at 5/5/17 rummage sale
*ETA - Sold Measuring Spoons for .50 at 5/5/17 rummage sale
*ETA - Sold Meat Fork for $2.00 at 5/5/17 rummage sale
*ETA - Sold 2 Spatulas for .25 at 5/5/17 rummage sale
*ETA - Sold Tupperware Cookie Cutter for $1.50 at 5/5/17 rummage sale
*ETA - Sold 4 Utensils for $1.50 at 5/5/17 rummage sale

Save and Store Bowls (Not pictured)
Bought at rummage sale for $1.00
(Marked $4.00 for rummage sale)
*ETA - Sold for $4.00 at 9/23/16 rummage sale

Current Balance $6,215.00
+$50.00 My Payday to Our Savings (9/9)
+.64 Cap360 Interest
+$4.77 Even Out Amount Mom Loan
+$4.59 Even Out Amount Our Savings
Balance $6,275.00

Local Savings $2275.00
GC Savings $1380.00
Capital 360 Savings (US) $860.00
Capital 360 Savings (Mom Loan Payback Account)$505.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $6,275.00

52 Week Challenge
2016 - Week 29 $406 + (Weeks 46-52 are also paid already $343) $749

Although our total debt only went down $668.76 in the last two weeks, we had some great celebration marks! This is the 5th update in a row that we have went under the next $1000 mark for total debt! And our two smallest debts both went under the next $1000 mark, love seeing those numbers go down! I am pretty sure our streak of getting under the next $1000 mark will end at 5...we would have to go down $929.14 for the next update and I think it will be about $700, oh well it was a great run and maybe we will get a windfall and knock something down more!

We are in full rummage sale mode. My Mom came up and helped me sweep and spray out the garage, first time since we moved in last year that the garage has actually been cleaned out. We started getting tables organized and set up planned. We are planning on having it the weekend of Sept. 23rd. If you have read my blog at all you know our rummage sales are major events (last year we made over $8.8K at one, and most of our items are $1-$3....we move some SERIOUS inventory!). I am nervous as the town I live in now only has about 3000 people.....where I lived before I am sure more people came to the rummage sale then live in my whole town now! Hopefully all the planning, cleaning and marking is worth it.

I overdrew my checking account over the holiday weekend....I had deposited 3 rent checks totaling $2450.00 on my banks mobile app on 9/2, only one withdrawal was set up to go out for $350.00 and then when I checked my balance today I was overdrawn by $112 I checked the history and the deposits weren't there, I quickly realized the deposits had gone into my savings account rather then checking...apparently I fat fingered it. I called the bank and a 2 min convo fixed my $32 OD fee. I love my bank!

Celebrations for this update:
-Total debt went down $668.76 in the last 2 weeks!
-Mom Loan went under the next $1000 mark!
-Store Loan went under the next $1000 mark!
-Total debt went under the next $1000 mark!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $10,998.42
Mom Loan #2 $25,781.13
MO Mortgage $86,640.44
My Mortgage $155,680.00
Our Mortgage $252,829.46
Total = $531,929.14

Down $668.76 in the last 2 weeks!!

Starting total was $587,351.27
$55,422.13 paid off since 6/19/15 (including downpayment on house).

We have $500 in a savings account to pay off the Mom Loan, so the amount we still owe that is $25,281.13.

Got some more great freebies at Menards just in time for the rummage sale!



Hammers (4) - $1.99 each after rebate
(Marked $10.00 each for rummage sale)
*ETA - Sold 1 for $10.00 at 9/23/16 rummage sale

Mens Socks 6pks (8) - Free after rebate
(Marked $4.00 each for rummage sale)
*These are joint with my Mom because they didn't have enough for each of us to get some)
*ETA - Sold 1 for $4.00 at 9/23/16 rummage sale
*ETA - Sold 2 for $4.00 each at 10/1/16 rummage sale
*ETA - Sold 5 for $4.00 each at 5/5/17 rummage sale
Profit = $32.00

Tape Measures (4) - Free after rebate
(Marked $4.00 each for rummage sale)
*ETA - Sold 1 for $4.00 at 9/23/16 rummage sale
*ETA - Sold 1 for $4.00 on FB on 9/17/17
*ETA - Sold 1 for $4.00 on FB on 5/13/18

LED Pickup Tool w/light (4) - Free after rebate
(Marked $3.00 each for rummage sale)
*ETA - Sold all 4 for $3.00 each at 9/23/16 rummage sale
Profit = $12.00

Rafter Squares (4) - Free after rebate
(Marked $3.00 each for rummage sale)
*ETA - Sold 2 for $3.00 each at 9/23/16 rummage sale
*ETA - Sold 1 for $3.00 at 5/5/17 rummage sale

Mini Levels (4) - Free after rebate
(Marked $3.00 each for rummage sale)

We had our first night of fall coed on Monday night and we were paid everyone's fees, just missing $30 from one teammate who wasn't there that night. Once we get that we will toss that into savings as well. We also got rent from Rental #2 and put half of that into savings, the other half goes towards paying the mortgage for that house.

We have another $400 from the renter in our basement, but I think we are going to hang on to that for now as we have a large and in charge party next weekend at the cabin for an end of year softball jam for one of his men's teams and we will need money for booze and casino (food is already arranged). So rather then put it in savings now and taking it out next week I think we will just hang on to it and whatever we bring home can go into savings.

Current Balance $5,295.00
+$50.00 My Payday to Our Savings (9/1)
+$600.00 Rent from Rental #2
+$270.00 Coed Softball Reimbursements
Balance $6,215.00

Local Savings $2275.00
GC Savings $1380.00
Capital 360 Savings (US) $805.00
Capital 360 Savings (Mom Loan Payback Account)$500.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $6,215.00

52 Week Challenge
2016 - Week 29 $406 + (Weeks 46-52 are also paid already $343) $749

This was our first weekend home in I don't know how long and we spend a good chunk of it cleaning out the garage. Got lots of junk organized and tons thrown away! Love getting organized so you can actually see what you have!


This is a little storage room that is built off the side of the garage. When we moved into this house in Sept of last year this room became a dumping ground for everything that was in MO's old garage. I got MO's hunting, fishing, golf, tools, etc. into organized areas. We also installed a closet rod and lofted it so all of his hunting clothes are in one place, but out of the way since they are only used a few weeks a year. Super happy with how this turned out!













This winter we would like to work on the peg board that is already up in there to hang MO's tools for easier access and he would also like a tool bench for Christmas, so we will see about that as well. I love the high ceilings in here, lots of room to add shelves when we get to it!

All of this junk is out of the garage! Plus a load of 6 old TVs, AC Unit, and washer to the dump!

Couple of deals I never got around to logging! We got a ton of work done in our garage this weekend getting closer to rummage sale ready!



Colgate Optic White Toothpaste (Bought 4)
Regular Price $4.79
-$1.30 Sales Price Each
*Received $2.50 EB on each
Final Price After Tax = $1.06
(Marked $2.50 each for rummage sale)
*ETA - Sold 1 for $2.50 at 5/5/17 rummage sale
*ETA - 1 of these did not sell before it expired so I moved it to my personal stockpile in May 2017.
*ETA - 2 of these did not sell before they expired so I moved it to my personal stockpile in Dec 2017.
Loss = $1.74

Pure Silk Shave Foam (Bought 2)
Regular Price $2.37 each
-.38 Sales Price Each
*Received $1.00 EB on ach
Final Price After Tax = $1.06 each
(Keeping these)

Scope Mouthwash 1 Liter (Bought 1)
Regular Price $4.99 each
-.20 Sale Price
-$1.00 CVS CMC Coupon
*Received $3.00 EB
Final Price After Tax = $.91
(Marked $3.00 for rummage sale)
*ETA - Sold 1 for $3.00 on FB on 8/13/17
Profit = $2.09

Tons of freebies last week at Menards! Lucky for me my Mom was nice enough to pick some up for me!



Notebooks (20) - Free after rebate
(Marked 10/$4 for rummage sale)
*ETA - Sold 10/$4 on FB on 2/5/17
*ETA - Sold 10/$4 on FB on 3/26/17
Profit = $8.00

Locker Shelves (4) - Free after rebate
(Marked $3.00 each for rummage sale)

Backpacks (6) - .99 after rebate
(Marked $4.00 each for rummage sale)
*ETA - Sold 1 for $4.00 at 9/23/16 rummage sale
*ETA - Sold 1 for $5.00 on FB on 11/3/19

Storage Jars (20) - Free after rebate
(Marked $1.00 each for rummage sale)
*ETA - Sold 6 on FB for $1.00 each on 9/16/16
*ETA - Sold 14 on FB for $1.00 each on 9/16/16
Profit = $20.00

Utility Knife (4) - .99 each after rebate
(Marked $5.00 each for rummage sale)
*ETA - Sold 2 for $5.00 each on FB on 9/16/16

My rebates are all already filled out and mailed!

Today is payday for me and I have our regular deposits, plus a nice chunk from FB sales. We recently had to borrow from savings to cover some expenses and I think we can payback $650 to savings with this paycheck. We should be reimbursed for coed softball money next weekend and have another good chunk.


Current Balance $4,440.00
+$50.00 My Payday to Mom Loan Savings (8/26)
+$50.00 My Payday to Our Savings (8/26)
+$105.00 FB Sales
+$650.00 I think I can, I think I can!
Balance $5,295.00

Local Savings $1405.00
GC Savings $1380.00
Capital 360 Savings (US) $755.00
Capital 360 Savings (Mom Loan Payback Account)$500.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $5,295.00

52 Week Challenge
2016 - Week 29 $406 + (Weeks 46-52 are also paid already $343) $749

This is my first year having a garden in something like 10 years.....apparently I forgot that you only need to plant 1-2 zucchini plants.....so we have mega amounts of zucchini! I have been trying lots of new yummy recipes. Parmesan Garlic Zucchini Fries, Grilled Zucchini with lemon garlic sauce, and chocolate zucchini cake with homemade chocolate frosting have been favorites!



Yesterday I used my food processor for the first time and shredded up a couple of giant guys! I portioned it into 2 cup servings so I can freeze and use it for muffins and cakes this winter!


(Please ignore my repeated misspelling of zucchini!)

Tonight I made zucchini noodles with my spiralizer and cooked them with Alfredo sauce, mushrooms, onions, garlic and spices for a very delicious, and a little healthier then normal chicken Alfredo!

I found a recipe online for a Blueberry Lemon Zucchini Cake, I think I will try that next!

I am a bit behind on logging my FB Sales. Here is the last 2 weeks of sales.

I had my 450th FB Sale!

Profits of $128.68!!! (not counting my Moms stuff as I don't know what she paid for hers).

Joint Sales

Sale #448 (DA) $8.00
Herbal Essences Body Wash(2) - We paid .92 each
Sold for $4.00 each
Profit = $6.16

Sale #449 (MSG) $5.00
Office Depot Pens(5) - We paid .15 each
Sold for $1.00 each
Profit = $4.25

Sale #450 (SOM) $5.00
Pantene Shampoo/Conditioner(2) - We paid .93 each
Sold for $2.50 each
Profit = $3.14

Sale #451 (VR) $12.50
Pantene Shampoo/Conditioner(5) - We paid .93 each
Sold for $2.50 each
Profit = $7.85

Sale #452 (KD) $20.00
Pantene Shampoo/Conditioner(8) - We paid .93 each
Sold for $2.50 each
Profit = $12.56

Sale #453 (KK) $20.00
Pantene Shampoo/Conditioner(4) - We paid .93 each
Sold for $2.50 each
Profit = $6.28

Nivea Lip Balms (5) - Free on Nivea Lotions
Sold for $2.00 each
Profit = $10.00

Sale #454 (AH) $10.00
Purses(2) - We paid $1.00 each for these at a rummage sale
Sold for $5.00 each
Profit = $8.00

Sale #455 (LM) $6.00
Scope Mouthwash 1 Liter Bottles(2) - I paid .32 each
Sold for $3.00 each
Profit = $5.36

Sale #456 (KK) $6.00
Nivea Lip Balm - Free on Nivea Lotion(2)
Sold for $2.00 each
Profit = $2.00

Spic & Span Cleaning Products for my Mom
(4 @ $1.00 each)

Sale #457 (SR) $5.00
Teenage Mutant Ninja Turtle Toothpaste (3) - I paid .14 each
Sold for 3 for $5.00 deal
Profit = $4.58

Sale #458 (SR) $6.00
Lever2000 Bar Soap (4) - We paid .87 for 4 bars
Sold for $2.00
Profit = $1.13

10 Notebooks for $4.00 for my Mom

Sale #459 (NC) $30.00
Pantene Shampoo/Conditioner(4) - We paid .93 each
Sold for $2.50 each
Profit = $6.28

GUM Brand Toothbrushes 2pks (2) - We paid .41 each
Sold for $2.50 each
Profit = $4.18

Almay Shadow Softies - We paid .38
Sold for $2.50
Profit = $2.12

Scope Mouthwash 1 Liter Bottle - I paid .32 each
Sold for $3.00 each
Profit = $2.68

Head & Shoulders 23.7oz - I paid $1.24
Sold for $5.00
Profit = $3.76

Softsoap Handsoaps (2) - I paid .90 each
Sold for $1.00 each
Profit = .20

For my Mom:
Aleve for $3.00
Comfort Patches for $1.00
Utility Knife $4.00
Old Spice Deodorant $2.50

Sale #460 (DC) $65.00
Scope Mouthwash 1 Liter Bottle - I paid .32 each
Sold for $3.00 each
Profit = $2.68

Skintimate Shave Gel (2) - This was a $1.00 Money Maker for us!
Sold for $2.50 each
Profit = $7.00

Venus Razor - I couldn't locate this on my blog so not sure what we paid for it, it was a joint item

Water Blaster - We paid $2.65
Sold for $5.00
Profit = $2.35

Toy Archery Set - We paid $5.31
Sold for $10.00
Profit = $4.69

Earbuds (2) - We paid $1.33 each
Sold for $4.00 each
Profit = $5.34

Burt's Bees Cocoa Mint Lip Balm - We paid .87
Sold for $2.00
Profit = $1.13 (Free on CVS GC)

Spiderman Electric Toothbrush - We paid $1.91
Sold for $6.00
Profit = $4.09

Avenger Bathroom Cup Set - We paid $1.31
Sold for $3.00
Profit = $1.69

Herbal Essences Bodywash - We paid $.92
Sold for $4.00
Profit = $3.08

Old Spice Set - We paid $1.31
Sold for $4.00
Profit = $2.69

Caress Body Wash - We paid $1.59
Sold for $4.00
Profit = $2.41

For my Mom:
Scope to Go (2) - $2.00 each
Spray Bottle - $1.00
Fingertip Towel - $1.00

For MO:
Hunting Socks he no longer uses $1.00

Disappointed with this! A big chunk of us going down is because we had to front the $420 roster fee for our coed team. We will get all of that back (minus the $30 a piece for MO and I) but for now we had to pay it ourselves. As we get paid from our teammates we will put the money back into savings. Other then that just mainly overspending on laziness of not cooking and grabbing snacks at convenience stores. Gotta get back on the stick!

I should be able to put a chunk into savings when I get paid on Friday, and we will have rent again next week.


Current Balance $5,405.00
+$50.00 My Payday to Mom Loan Savings (8/12)
+$50.00 MO Payday to Mom Loan Savings (8/19)
+.16 Interest to Mom Loan Savings
+$24.84 Even Out Amount to Mom Loan Savings
+$25.00 My Payday to Our Savings (8/12)
+$50.00 My Payday to Mom Loan Savings (8/12)
+$50.00 MO Payday to Our Savings (8/19)
+$.30 Interest to Our Savings
+$4.70 Even Out Amount to Our Savings
-$420.00 From GC Savings for Coed Softball Fees
+$30.00 Coed Softball Fees
-$170.00 From GC Savings for Football Pool
-$295.00 Checking Deficit
-$315.00 Casino
Balance $4,440.00

Local Savings $1300.00
GC Savings $730.00
Capital 360 Savings (US) $705.00
Capital 360 Savings (Mom Loan Payback Account)$450.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $4,440.00

52 Week Challenge
2016 - Week 29 $406 + (Weeks 46-52 are also paid already $343) $749

This is the 4th update in a row that we have went under the next $1000 mark for total debt! YES! In addition we were actually just $30 away from going down a full $1000 in debt this update, so we threw an extra $35 at Rental #1 just to get over $1000 paid down this update.

My 3 nights a week of softball have finally ended for the summer and I am happy to have about 10-12 hrs a week back in my schedule! Fall coed softball starts in just a few weeks, but that will only be one night a week, and MO and I play on the same team so at least it is quality time! We are hoping to have a rummage sale in Sept, and that should help pull in some extra cash for savings.

Celebrations for this update:
-Total debt went down $1004.32 in the last 2 weeks!
-Rental #1 passed the next $1000 payoff mark!
-Our Mortgage passed the next $1000 payoff mark!
-Our Mortgage went under the next $1000 mark!
-Total debt went under the next $1000 mark!
-Total debt payoff passed $145K!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $11,111.08
Mom Loan #2 $26,337.23
MO Mortgage $86,640.44
My Mortgage $155,680.00
Our Mortgage $252,829.46
Total = $532,598.21

Down $1004.32 in the last 2 weeks!!

Starting total was $587,351.27
$54,753.06 paid off since 6/19/15 (including downpayment on house).

We have $425 in a savings account to pay off the Mom Loan, so the amount we still owe that is $25,912.23.

Several good deals last week at CVS. If I could have gotten my hands on more coupons I would have done more, but wasn't able to get as many coupons as I wanted. I didn't put everything in the pic, just a few of each different item.



Pantene 12.6oz (Bought 27)
Regular Price $4.99 each
-3/$12 Sale Price
-$5.00 off 3 Pantene Mfr Coupon (Used 9)
-$4.00 off $14.00 Pantene CVS Mfr Coupon (Used 3)
*Received $10EB for every $30 spent on Pantene ($30EB)
Final Price = $21.00 for 27 Pantene!
Tax was $4.02 so .93 each for Pantene
(I also had a $5 Beauty Club EB that I used as well, so they actually would come out to .74 each!)
(Marked $2.50 each for rummage sale)
*ETA - Sold 23 for $2.50 each on FB on 8/22/16
*ETA - Sold 4 for $3.00 each on FB on 11/5/17
Profit = $49.52

Crest 3D White Toothpaste (Bought 10)
Regular Price $4.39
-$1.39 Sale Price
-$2.00 off 1 Crest Mfr Coupon (10)
-$2.00 off 2 Toothpaste CVS CMC Coupon (3)
*Received $2.00 EB for each toothpaste ($20EB)
Final Price = $16.00 Money Maker on 10 Toothpastes! ($14.70 Money Maker after tax)
(Marked $2.50 each for rummage sale)
*ETA - Sold 6 for $2.50 each at 9/23/16 rummage sale

Body Armour Drinks (Bought 8)
Regular Price $1.99
-Sale Price 2/$3
*Received $3 EB for every 2 purchased ($12EB)
Final Price = 8 drinks for free!! (.20 each after tax)
(Keeping these)

Whoo hoo, we are back over $5K! I don't think I ever want to be below that mark again in my life. It's just too stressful having savings that low. We have no plans to dip into savings except for a quick weekend trip to Vegas at the end of September, and we are pretty good at bringing home a good chunk of what we take with, so shouldn't be too much of a change (and hey maybe it will even go up!). So for the foreseeable months/years, I am hoping to just go up, up, up!


Current Balance $4,555.00
+$50.00 MO Payday to Our Savings (7/29)
+$800.00 Rent
Balance $5,405.00

Local Savings $1300.00
GC Savings $1900.00
Capital 360 Savings (US) $625.00
Capital 360 Savings (Mom Loan Payback Account)$325.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $5,405.00

52 Week Challenge
2016 - Week 29 $406 + (Weeks 46-52 are also paid already $343) $749

I update every 2 weeks (every payday for MO) and this is the 3rd update in a row that we have went under the next $1000 mark for total debt! That is exciting progress! Looking at the payments for next update, that one we should go under the next $1000 mark again! WHOOT!

We did change our auto deposits from $25 to $50, so that will definitely help the bottom line to get savings to go up while debt is going down!


Celebrations for this update:
-Total debt went down $667.66 in the last 2 weeks!
-Race #2 (Mom Loan and Store Loan) went under the next $1000 mark!
-Total debt went under the next $1000 mark!


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $11,223.65
Mom Loan #2 $26,337.23
MO Mortgage $86,849.44
My Mortgage $155,990.00
Our Mortgage $253,202.21
Total = $533,602.53

Down $667.66 in the last 2 weeks!!

Starting total was $587,351.27
$53,748.74 paid off since 6/19/15 (including downpayment on house).

We have $375.00 in a savings account to pay off the Mom Loan, so the amount we still owe that is $25,962.23.

Current Balance $4,260.00
+$50.00 My Payday to Our Savings (7/29)
+$50.00 My Payday to Mom Loan Savings (7/29)
+$70.00 June Property Management Hrs
+$124.50 FB Sales
+.50 Even Out Amount
Balance $4,505.00

Local Savings $1100.00
GC Savings $1300.00
Capital 360 Savings (US) $575.00
Capital 360 Savings (Mom Loan Payback Account)$325.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $4,555.00

52 Week Challenge
2016 - Week 29 $406 + (Weeks 46-52 are also paid already $343) $749

I have a new "repeating" customer! And they are buying a ton, whoo hoo! I do best with repeat customers who just let me know when they want to shop in my "store" and when they need more H&B items. Last week a man contacted me regarding some of my wares on FB and sent his wife over to shop, she spent $31.50! And has since been back 2 more times this week and spend a total of $84.50! So excited to have her in my customer base!



Sale #445, 446, and 447! (PP) $84.50

Joint Items
Water Blaster - We paid $2.65 each
Sold for $5.00
Profit = $2.35

Shimmer Shower Gel - We paid .99
Sold for $2.00
Profit = $1.01

POP Nail Kit - We paid $3.96
Sold for $10.00
Profit = $6.04

Head & Shoulders - Hmmm can't find a record of this purchase on my blog??
Sold for $3.00
Profit = ?

Lever2000 8pk Bar Soap - We paid $1.73
Sold for $4.00
Profit = $2.27

Crest 3D Toothpaste (2) - Hmm can't find a record of this either...
Sold for $2.50 each
Profit = ?

Crayola Lip Balm Set - We paid $1.31
Sold for $3.50
Profit = $2.19

Earbuds - We paid $1.33
Sold for $4.00
Profit = $2.67

Pantene Shampoo/Conditioner (2) - We paid .90 each
Sold for $2.50 each
Profit = $3.20

My Items
Bubbles (19) - I paid .17
Sold for $.50 each
Profit = $6.27

Colgate Total Advance Toothpaste (2) - I paid .15 each
Sold for $2.50 each
Profit = $4.70

Suave Body Wash (2) - I paid $2.59 each
Sold for $2.00 each
Loss = $1.18

Sold for my Mom
Colgate TMNT Toothpaste 3/$5 = $5.00
Softsoap Body Wash 2 @ $3.00 each = $6.00
Crest 3D White Toothpaste $2.50
GUM 2pk Toothbrush $2.50
CVS Mouthwash $2.50
CVS Body Wash 2 @ $2.00 each = $4.00
Kids Mouthwash = $2.00

Consistently selling a little bit here and there!

Sale #440 (AVB) $3.00
Mens Flip Flops - I paid .14 each
Sold for $3.00 each
Profit = $2.86

Sale #441 (NC) $9.00
Bubbles (10) - I paid .17 each
Sold for .50 each
Profit = $3.30

Old Spice Set - We paid $1.31
Sold for $4.00
Profit = $2.69

Sale #442 (SR) $9.00
Covergirl Mascara 2pk - We paid $3.97 each
Sold for $8.00
Profit = $4.03

Sale #443 (DA) $16.00
Softsoap Body Wash (4) - I paid $1.17 each
Sold for $3.00 each
Profit = $7.32

Suave Body Wash (4) - I paid $2.59 each (Bodywash Deal)
Sold for $2.00 each
Loss = $2.36

Sale #444 (DA) $10.00
Aeropostle Cami (rummage sale find) - We paid $1.00
Sold for $5.00
Profit = $4.00

Vanity Cardigan (rummage sale find) - We paid .50
Sold for $5.00
Profit = $4.50

Some great deals at CVS this week and already turned many of them over for a profit!





The bodywash deal isn't the BEST deal in the world....but I had some EBs that I needed to use and was able to sell the bodywash for a small profit the very next day, so that was a win for me! The mouthwash deal however is great! PLUS I received a $5.00 Beauty Club EB for FREE from the coupon machine, and was able to use that so even better! Go get some!

Softsoap Bodywash (Bought 4)
Regular Price $4.79
-Sale Price 2/$7
-$3.00 off $10.00 Bodywash Purchase CVS CMC Coupon
*Received $2.00 EB for buying 2 Softsoap
Final Price after tax = $4.67 for 4 Softsoap!
(Marked $3.00 each for rummage sale)
*ETA - Sold all 4 for $3.00 each on FB on 7/24/16

Suave Body Wash (Bought 4)
(Had to buy these to use my $3 off $10 coupon)
Regular Price $2.87
-Sale Price 2/$5
Final Price after tax = $10.34 for 4 Suave
(Marked $2.00 each for rummage sale)
*ETA - Sold all 4 for $2.00 each on FB on 7/24/16

For all Body Wash Total Deal was $15.01 for 8 Body Washes which I sold for $20.00 for a profit of $4.99!

Scope 500mL (Bought 2)
Regular Price $3.79
-$2.00 off $6.00 Mouthwash Purchase CVS CMC Coupon
*Received $4.00 EB for each
Final Price = $1.03 Money Maker Each!
(Marked $2.00 each for rummage sale)
*ETA - Sold 1 for $2.00 at 9/23/16 rummage sale
*ETA - Sold 1 for $2.00 at 10/1/16 rummage sale
Profit = $6.06

Scope 1 Liter (Bought 6)
Regular Price $4.99 each
*Received $4.00 EB for each
*Used $5.00 BC EB (Free EB!)
Final Price = .99 each, but after $5.00 BC EB, total comes out to just .32 each after tax!
(Marked $3.00 each for rummage sale)
*ETA - Sold 4 for $3.00 each on FB on 8/22/16
*ETA - Sold 1 for $3.00 at 9/23/16 rummage sale
*ETA - Sold 1 for $3.00 on FB on 8/13/17
Profit = $16.08


Gatorade 20oz (Bought 8)
Regular Price $1.99 each
-Sale Price 2/$2
*Received $2.00 EB for each
Final Price = 8 Free Gatorades!
(Keeping these for softball)

While I am happy that debt is consistently going down, I am falling into a very frustrated place with progress. Patience has never been a virtue of mine!

Currently we are only paying minimums on everything because our next goal is to pay off the Mom Loan (Currently at $26,800 so it's going to be a long, long, time), and we are going to do a lump payoff on that, the same way we did with the first Mom Loan. But things keep coming up (as they do in life!)...the cost of the new puppy plus new vet bills, we booked a short weekend trip to Vegas for the end of Sept since we cancelled the cruise we wanted to have some kind of vaca, repair on AC for one of the vehicles....just multiple $100+ bills. We have done a good job cutting back on eating out and casino (though there is always room for improvement there) and also reducing grocery bills and eating out of the pantry more. Hopefully those savings will start to reflect in our checking account soon. We are also going to change our 6 monthly savings deposits of $25 each ($25 to 2 different accounts everytime I get paid and $25 to 1 savings account everytime MO gets paid) to $50 each, which would be an additional $150 a month to saving (which would get us closer to paying off the Mom Loan). We also have $1000 a month from rent going to savings which is a lot, but it's only once a month so few and far between deposits. Hope everyone is having a great summer!


Celebrations for this update:
-Total debt went down $957.53 in the last 2 weeks!
-Race #1 (Rental #2) went under the next $1000 mark!
-Race #3 (Rental #1) went under the next $1000 mark!
-Next update will have Race #2 back to the starting point from moving things around.
-Total debt went under the next $1000 mark!
-Total debt payoff since we combined MO's debt with mine on 6/19/15 passed $50K!


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $11336.13
Mom Loan #2 $26,892.41
MO Mortgage $86,849.44
My Mortgage $155,990.00
Our Mortgage $253,202.21
Total = $534,270.19

Down $957.53 in the last 2 weeks!!

Starting total was $587,351.27
$53,081.08 paid off since 6/19/15 (including downpayment on house).

We have $275.00 in a savings account to pay off the Mom Loan, so the amount we still owe that is $26,617.41.

Just a payday update. Should have rent for August soon as well as some FB sales to add to the pot!

Current Balance $4,235.00
+$25.00 MO Payday to Our Savings (7/22)
Balance $4,260.00

Local Savings $905.00
GC Savings $1300.00
Capital 360 Savings (US) $525.00
Capital 360 Savings (Mom Loan Payback Account)$275.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $4,260.00

52 Week Challenge
2016 - Week 29 $406 + (Weeks 46-52 are also paid already $343) $749

You can get free Colgate Max Fresh Toothpaste at CVS this week!




Here is the deal:

Colgate Max Fresh Toothpaste (Limit 2 per card)
Regular Price $3.79 each
-.80 Sale Price Each
-$2.00 0ff 2 Toothpaste CVS CMC Coupon
*Received $2.00 EB for each toothpaste
Final Price = .02 Money Maker!! (After tax .12 each!)
(Marked $2.50 each for rummage sale)
*ETA - Sold 1 for $2.50 on FB on 12/25/16


To get the CVS CMC Coupon, just scan your CVS Extra Bucks Card at the CVS Coupon Machine (BIG RED machine!) and it should print out the coupon for you. I have 3 cards and it printed out for me on 2 of my cards so I did the deal on both of those cards. Even without the extra coupon it would still only be .99 each for 2 per card, still a good price if you are in need of toothpaste or want to stock up!

Wow I can't believe how fast this summer is going! Living in the Midwest we wait so long for those summer months and then they always fly by so fast!

Things are good and busy. Pretty much the usual. I have been doing well on my 3 softball teams and that is super fun, but will be happy to have a few nights back when the season ends for sure!

We have been spending tons of time at the lake on the weekends, getting lots of outside time, swimming, using the and fishing. I even caught my first fish, a really nice walleye! Here is my view from the paddleboard this weekend, relaxing with my book and a beverage! Let me tell you I was acrobatic not to dunk my book or phone!


I have a garden this year for the first time in about 10 years. It is our first summer in our new house and I found out quickly the garden is too small! But our corn, 2 kinds of squash, and peas are coming in nicely. Carrots and watermelon don't seem to be doing too well. Next year I will be better prepared (I have no tools to plant this year and actually used a kitchen spoon to plant! All my gardening tools are still back in the shed at my old house.

Still no OT at my work. Going on 7 months now. I really hope that when the weather changes the OT comes back. Not only is the money extremely helpful, but we are currently working on items from 7/1/16.....20 days behind!

The next few weekends will be filled with several softball tournaments out of town. Hopefully we can keep our spending to a minimum for food, gas and lodging.

I started tracking every penny spent a few days ago. I haven't done that for a few years. I think it is already helping with reigning in spending.

Dietbets are going ok....I need to lose about 3 more lbs to win the next set. I think I have about 10 days to do that, so I need to make sure I continue to make smart choices. I started running outside as well as on the treadmill. Not far yet, but have to start somewhere!

Our new puppy is adjusting very well and the 2 dogs are best buddies already. Here is a pic of their first trip together to the lake. And a little snoozing pic.



I have no idea why this keeps loading upside down....I tried it like 4 times and it just wants to be difficult....

Our new puppy cost $600 we were able to only have to take $500 out for now.

Current Balance $4,685.00
+$25.00 My Payday to Our Savings (7/15)
+$25.00 My Payday to Mom Loan Savings (7/15)
-$500.00 New Puppy
Balance $4,235.00

Local Savings $905.00
GC Savings $1300.00
Capital 360 Savings (US) $500.00
Capital 360 Savings (Mom Loan Payback Account)$275.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $4,235.00


52 Week Challenge
2016 - Week 29 $406 + (Weeks 46-52 are also paid already $343) $749

New puppy is adorable, but driving me insane. LOL. This is my first time having a puppy so I am leaning on MO a lot for learning how to potty train, name recognition, please stop chewing on EVERYTHING! Good thing she is super cute, cause this puppy Mom is losing her marbles! Other then that same old same old here. Busy busy bees!

Celebrations for this update:
-Total debt went down $666.57 in the last 2 weeks!-Mom Loan went under the next $1000 mark!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $11,448.53
Mom Loan #2 $26,892.41
MO Mortgage $87,023.10
My Mortgage $156,290.00
Our Mortgage $253,573.68
Total = $535,227.72

Down $666.57 in the last 2 weeks!!

Starting total was $587,351.27
$52,123.55 paid off since 6/19/15 (including downpayment on house).

We have $250.00 in a savings account to pay off the Mom Loan, so the amount we still owe that is $26,642.41.

One of my "customers" came to buy 5 boxes of bandaids and instead left with $68.50 worth of merchandise! Sweet! My shampoo, conditioner and bodywash shelves now look bare! Couple of other little sales as well. I love seeing my savings going up weekly from sales!

Sale #435 (VB) $12.00
Nivea 21oz Lotions - I paid $1.50 each
Sold for $4.00 each
Profit = $7.50

Sale #436 (AC) $12.00 - Joint
Tabletop Baseball Game - We paid $5.31
Sold for $12.00
Profit = $6.69

Sale #437 (VC) $68.50

Joint Items
Olay Bodywash 23.6oz bottles - We paid $2.54 each Sold for $5.00
Profit = $2.46

Pantene Shampoo/Conditioner - We paid .90 each
Sold for $2.50 each
Profit = $3.20

Caress Bodywash - We paid $1.59
Sold for $4.00
Profit = $2.41

Curad Bandaids(5) - We paid .53 per box
Sold for $1.00 each
Profit = $2.35

My Items
Vidal Sassoon Shampoo(2) - I paid .49
Sold for $3.00 each
Profit = $5.02

Jergens Ultra Healing Lotion - This was a .50 Money Maker!
Sold for $3.00
Profit = $3.50

Pantene Shampoo - I paid .59 each
Sold for $2.50
Profit = $1.91

Sold for my Mom
Nivea Lotion 2 @ $4.00 = $8.00
Vidal Sassoon $3.00
Vidal Sassoon $4.00
Softsoap Bodywash $3.00
Pantene Shampoo 3 @ $2.50 = $7.50
Pantene Shampoo 2 @ $3.50 = $7.00
Nivea Bodywash $3.00
Vaseline Lotion $2.50

Sale #438 (?) $6.00 - Joint
Wet N Wild Nail Polish Set - We paid $1.05
Sold for $6.00
Profit = $4.95

Sale #439 (KK) $8.00 - Me
Softsoap Handsoaps (8) - I paid .90 each (I just picked these up because KK buys Softsoap from me all the time, so even though I was barely making any profit, it's good to keep my customers happy )
Sold for $1.00 each
Profit = .80

Lots of little deposits adding up, plus rent = NICE UPDATE!


Current Balance $3,640.00
+$25.00 My Payday to Our Savings (7/1)
+$25.00 My Payday to Mom Loan Savings (7/1)
+$25.00 MO Payday to Our Savings (7/8)
+$50.00 Sold an outside dog kennel we weren't using
+$3.80 Interest at our local bank
+$16.20 Even Out Amount
+$60.00 FB Sales
+$800.00 Rent (sent the other $200 to the Jeep)
+$4.00 McGillicuddy's Rebate
+$1.00 Even Out
+.33 Cap 360 Interest (SAD!)
+$29.67 Even Out
+.08 Interest on GC Savings
+$4.92 Even Out Amount
Balance $4,685.00

Local Savings $905.00
GC Savings $1800.00
Capital 360 Savings (US) $475.00
Capital 360 Savings (Mom Loan Payback Account)$250.00
Capital 360 Savings (Rental Deposit Account) $1255.00
Total Savings = $4,685.00


52 Week Challenge
2016 - Week 13 $66 (total) + $12 +$13 (deposit)=$91
(Weeks 46-52 are also paid already $343) Not exactly sure what week we are on, but I know we have $700+ in this right now.