Banker Gurl's More Bang For Your Buck!

Venus Embrace Razors (Bought 2)
Regular Price $13.79
-$3.80 Sale Price Each
-$4.00 Mfr Coupon
-$3.00 Mfr Coupon
-$3.00 (2) CM Coupon ($3 off $10 Shaving Purchase)
*Received $2.00 EB on Each
Final Price $1.49 Each!! (Free on CVS GC)
(Marked $7.00 each for the rummage sale)
*ETA - Sold 1 on FB on 4/1/14 for $7.00
*ETA - Sold 1 on FB on 4/1/14 for $7.00 (separate sale)

Dove Candy Bars (Bought 5)
Regular Price $1.19
-.20 Sale Price Each
-.74 (5)CM Coupon
Final price .25 Each! (Free on CVS GC)
(Keeping these, they are DHs fav to keep in the freezer)

Tweezerman LTD Callus Shaver Blades (Bought 2)
Regular Price $6.99
-$6.30 90% off bin provide
Final Price .69 each! (Free on CVS GC)
So....super random item...but it was in the 90% off bin at CVS and I get a lot of old ladies at the rummage sale, so maybe they will need these...lol.
(Marked $2.50 each for rummage sale)

Wet N Wild Mega Rocks Nail Polish (Bought 4)
Regular Price $2.99 each
-$1.00 Sale Price Each
-$1.00 Peely Mfr Coupon on each!
Final Price .99 each!! (Free on CVS GC)
(Marked $3.00 each for rummage sale)

Just the Basics Paper Towels
Regular Price $1.19
-.49 Sale Price
-.79 CVS CM Coupon
Final Price - Free!!
(Keeping these)

Then got another toothpaste deal at a local grocery store.



Colgate Triple Action Toothpaste 6.0oz (Bought 4)
Regular Price $2.79 each
-$1.88 Sale Price
Final Price .91 each!!
(Marked $2.00 each for rummage sale)
*ETA - Sold 1 for $2.00 at 9/4/14 rummage sale
3 left to sell

April 2014 Mortgage Payment

Balance $94,000.00
+$215.42 Interest
-$1218.88 Regular Payment
-$151.54 Principle Payment
-$345.00 Mortgage Checking Principle Payment
New Balance $92,500.00

Escrow Savings Account
=$1430.00

Trying to focus most extra money on savings for now, so only paid the $151.54 extra, but then had all the sale money from FB in the Mortgage Checking account, so still ended up with a great paydown for the month.

Well my personal life might be rough lately, but I am still one lucky duck! Dh and I usually play bingo a few nights a week after work, it's just at the bar and cost $2 a card, takes about an hr to play 3 sets of games. It's a nice little unwind time after work (especially with all this OT) to relax and visit. I have just been on fire lately at bingo and on Wednesday night I won twice, about $80 total, and then last night we went to the casino to watch March Madness and I won $566 on a penny slot machine! I was only betting .60 so that a NICE SURPRISE!! (If I was betting max (which is scary) at $3.00 a spin that would have been about $2500....trying not to dwell on that...lol). So I was going to put $400 of that in savings, but I see that puts me only $75 away from $6000 in the Home Improvements Account, so I added another $75.00 to make it to $6K!

New Focus = Home Maintenance $6000/$7000

Current Balance $30,655.00
+$400.00 Casino Winning
+$75.00 Even Out Amount
Balance $31,130.00

ING $27,390.00
Home Improvements(cash)$440.00
HSBC $3300.00
Total = $31,130.00

New Focus = Home Maintenance $5525/$7000

Current Balance $30,355.00
-$28.00 to Roth IRA
+$3.00 Even Out Amount
+$100.00 to Retirment Hold Account
+$225.00 to Home Improvements
Balance $30,655.00

ING $26,915.00
Home Improvements(cash)$440.00
HSBC $3300.00
Total = $30,655.00

Have a monster Discover Card billing coming in next month, have our bi-yearly car insurance bill ($345) and our yearly lawn care bill(get a discount for paying all at once $389), DHs BD present - Red Sox tickets ($375), plus TONS of overspending for eating out and drinks since we are both so depressed. I know eating out and drinking does not help that (not gonna feel better when I'm fat, broke and drunk...lol) but sometimes you just do what makes you happy for that minute to get by. We did go buy a lot of groceries this last week, so hopefully that will help curb it some, but we are just in a bad rut with that right now, much worse then normal. So will probably have to take some money out of savings next month to cover that large bill. I have been working a lot (about 10 hrs per week) of OT at work, so that will help some.

I had two separate young ladies come shop my stockpile and 2 decent sales out of it! They both told me when I get new/more stuff to message them to come shop again!

Sale #4 - $20.00

Mom - Maybelline Nail Polish $2.00 x 2 = $4.00

Free Items from CVS
Maybelline Nailpolish - Sold for $2.00 = $2.00 Profit

Discounted items from CVS
Carmex Lip Gloss - I paid .24 each
Sold for $1.50 each = $1.26 Profit

Crest 3D White Toothpaste - I paid .99 (Free on CVS GC)
Sold for $2.50 = $2.50 Profit

Softsoap Bodywash 18oz (2) - I paid $1.50 each (Free on CVS GC)
Nivea Bodywash 16.9oz (2) - I paid $1.49 each (Free on CVS GC)
*Sold these as a package deal for 4 for $10.00 = $10.00 Profit


Sale #5 - $34.50

Mom - Cherry Carmex $1.00

Free Items from CVS
Maybelline Nailpolish - Sold for $2.00 = $2.00 Profit
Revlon Glitter File (MM of .73!) - Sold for $1.50 = $2.23 Profit!!
SpeedStick Deoderant (2) - I bought these to keep as this is the kind DH uses, but I threw some tags on them when the girls came over to shop and they ended up buying them, so why not?! Sold for $2.00 each = $4.00 Profit!!

Discounted items from CVS
Crest 3D White Toothpaste - I paid .99 (Free on CVS GC)
Sold for $2.50 = $2.50 Profit

Crest 3D White Brilliance - I paid .24 (Free on CVS GC)
Sold for $2.50 = $2.50 Profit

Crest Toothpaste 8oz - I bought this to keep, not sure when or where, but marked $3.00 when they came to shop. I assume I made money on this, but since I really have no record of it I am not sure and won't be marking down any profit for this. Sold for $3.00.

Sally Hansen Hard as Nails Xtreme Wear Polish (6) - I paid $1.54 each (Free on CVS GC)
Essie Nail Polish (2) - I paid .83 each (One was free on GC, one I paid cash for)
*Sold these as a package deal for 4 for $10.00 x (2) = $19.17 Profit

Mortgage Checking Balance
$250.00 Balance
+$16.00 Sale #1
+$4.00 Even Out Amount
+$33.50 Sale #2
+$2.50 Even Out Amount
+$40.00 Coin
+$4.00 Even Out Amount
$350.00 New Balance!!

Lots of good deals again this week! I also earned my $5 EB from the Beauty Club so I was able to use that towards my purchases today! I ran out of CVS GC now(I still have EBs for other cards to use, but am out for the cards I used today) but 2 new $50 ones are on their way from my Discover Rewards so should be here this week!

Just the Basics Papertowels (Bought 2)
Regular Price $1.19
-.49 Sale Price
-.79 CVS CM Coupon
Final Price - 2 Rolls of Papertowels Free!!
(Keeping these)

Suave Bodywash 12oz (Bought 6)
Regular Price $2.87 each
-.87 Each Sale Price
-$2.00 CMC ($2.00 off $8.00 Bodywash Purchase)
-$1.00 Mfr Coupon from All You Magazine (2)
*Received $4.00 EB on $12 Suave Purchase
Final Price $4.00 for 6 Bodywashes = .67 Each!! (Free on CVS GC)
(Marked $2.00 each or 4 for $6.00 for rummage sale)
*ETA - Sold 4 (Did a deal for her for 4 for $6.00) for $1.50 each on FB on 4/14/14.
*ETA - Sold 2 for $2.00 each at 9/4/14 rummage sale
Profit = $10.00

Listerine Mouthwash 1 Liter (Bought 4)
Regular Price $5.49
-$1.70 Sale Price Each
-$2.00 CMC ($2.00 off $8.00 Oral Care Purchase)
-$1.00 Online Mfr Coupon
*Received $1.00 EB on each (4)
Final Price $2.04 each!! (Free on CVS GC)
(Marked $4.00 each for rummage sale)
*ETA - Sold 1 for $4.00 on FB on 4/1/14
*ETA - Sold 1 for $4.00 on FB on 4/1/14(separate sale)
*ETA - Sold 2 for $4.00 each at 9/4/14 rummage sale
Profit = $16.00

Dove Bodywash 24oz (Bought 2)
Regular Price $8.99
-$1.49 Sale Price
-$1.00 Mfr Coupon from All You Magazine (2)
-$2.00 CMC ($2.00 off Dove $8.00 Purchase)
*Received $5.00 EB for spending $15 on Dove
Final Price $6.00 for two Bodywashes, $3.00 Each! (Free on CVS GC)
(Marked $5.00 each for rummage sale)
*ETA - Sold 1 for $5.00 on FB on 6/10/14
*ETA - Sold 1 for $5.00 at 9/4/14 rummage sale
Profit = $10.00

TRESemme Keratin Smooth (Bought 2)Regular Price $5.79
TRESemme Deep Conditioning Treatment Reg Price $6.99
-.79 Sale Price (2) (Keratin)
-$1.99 Sale Price (1) (DCT)
-$3.00 CMC ($3.00 off $15.00 Hair Care Purchase)
-$4.00 CMC ($4.00 off 2 TRESemme Products)
*Received $5.00 EB for purchasing $15 in TRESemme
Final Price $3.00 for 3 items!! Just $1.00 Each!! (Free on CVS GC)
(Marked $3.00 each for rummage sale)
*ETA - Sold the Keratin Smooth for $3.00 each at 9/4/14 rummage sale
Still have Conditioning Treatment to sell

Skintimate Shave Foam 7oz (Bought 2)
Regular Price $3.79
*Received $2.00 EB
Final Price $1.79 (Free on CVS GC)
(Keeping these)
*ETA - Sold 1 to a FB shopper on 10/29/14 for $2.00

(Not everything is pictured...I made some sales before I could even get it up on the blog!)
Softsoap Bodywash 18oz (Bought 6)
Regular Price $4.79 Each
-$1.29 Sale Price Each
*Received $2.00 EB on Each
Final Price $1.50 Each!! (Free on CVS GC)
(Marked $3.00 each for rummage sale or 4 for $10.00 on FB)
*ETA - Sold 2 for $2.50 each (in a 4 for 10 deal) on 4/25/14 on FB.
*ETA - Sold 4 for $2.50 each (in a 4 for 10 deal) on 4/26/14 on FB.
Profit of $15.00 on Softsoap!

Dial Bodywash 16oz(Bought 2)
Regular Price $5.99 Each
-$5.99 BOGO Free Sale!
-$1.00 Mfr Coupon
-$2.00 CVS CMC $2.00 off $8.00 Bodywash Purchase
Final Price $1.50 each! (Free on CVS GC)
(Marked $3.00 each for rummage sale)
*ETA - Sold 2 for $2.50 each (in a 4 for $10 deal) on 6/10/14 on FB.
Profit of $5.00 on Dial!

Right Guard Bodywash (Bought 2)
Regular Price $5.49 Each
-$5.49 BOGO Free Sale
-$1.50 Mfr Coupon
Final Price $2.00 each! (Free on CVS GC)
(Marked $3.00 each for rummage sale)
*ETA - Sold 2 for $2.50 each (in a 4 for $10 deal) on 6/10/14 on FB.
Profit of $5.00 on Right Guard!

Crest Be Inspired Toothpaste 4.5oz(Bought 2)
Regular Price $5.99 Each
-$1.00 Sale Price Each
-$1.00 Mfr Coupon
-$1.00 CVS CMC $1.00 off any $3.00 Toothpaste Purchase
*Received $4.00 EB on each
Final Price -.01 Each!! (Free on CVS GC)
(Marked $2.50 each for rummage sale)
*ETA - Sold 1 for $2.50 at 9/4/14 rummage sale
*ETA - 1 did not sell and expired in Nov 2015 so I am keeping this for personal use.

Crest 3D White Toothpaste 4.0 oz (Bought 2)
Regular Price $4.39 Each
-$1.40 Sale Price Each
-.75 Mfr Coupon
*Received $2.00 EB Each
Final Price .24 for one and .99 for one!! (Free on CVS GC)
(Marked $2.50 Each for rummage sale)

Crest 3D Brilliance Toothpaste 4.1oz (Bought 2)
Regular Price $6.99 Each
-$2.00 Sale Price Each
-.75 (2) Mfr Coupons
*Received $4.00 EB on each
Final Price .24 Each!! (Free on CVS GC)
(Marked $2.50 each for rummage sale)
*ETA - Sold 1 for $2.50 on 3/20/14 on FB
*ETA - Sold 1 for $2.50 at 9/4/14 rummage sale
Profit = $5.00

Progresso Soup (Bought 3)
Regular Price $2.99 Each
-$1.50 Each Sale Price
-.50 CVS Coupon Machine Coupon Each
Final Price .99 per can!! (Free on CVS GC)
(Keeping these)


Wet n Wild Mega Rocks Nail Polish (Bought 6)
Regular Price $2.99 Each
-.75 each for Buy 1 get 1 at 50% off
-$1.00 (6) Peely coupons on every bottle!
-$3.00 CVS CMC $3.00 off $10.00 Make-up Purchase
Final Price = $.74 Each!! (Free on CVS GC)
(Marked $3.00 each or 4 for $10.00 for rummage sale)
*ETA - Sold 4 for $3.00 each at 9/4/14 rummage sale
2 left to sell

I did a LOT of shopping at CVS this week. I already posted some deals earlier this week and will have one more post to do cause I had a lot of trips and don't have everything all together but trying to get it figured out, organized and put away!

Here is today's shopping!

Purex 50oz (Bought 3)
Regular Price $6.29 Each
Buy 1 get 2 Free Sale!
-$1.50 off 1 Mfr Coupon
-$3.00 off 2 Mfr Coupon
Final Price $1.79 for 3!! Just .60 each!!

Right Guard Total Defense 5 (Bought 2)
Regular Price $4.79 Each
-$1.79 Sale Price Each
-$1.50 Mfr Coupon
-$1.00 CVS CM Coupon $1 off $4 Deoderant Purchase
*Received $1.00 EB
Final Price $2.50 for 2, $1.25 each!!
(Marked $2.50 each for rummage sale)

Wet n Wild Mega Rocks Nail Polish (Bought 4)
Regular Price $2.99 Each
-.75 each for Buy 1 get 1 at 50% off
-$1.00 (4) Peely coupons on every bottle!
Final Price - $1.25 Each!
(Marked $3.00 each or 4 for $10.00 for rummage sale)
*ETA - Sold 3 for $2.50 each as part of 4 for $10 deal to a coworker on 4/7/14
*ETA - Sold 1 for $2.50 (4 for $10 deal) to BF coworker on 7/28/14
Profit on Wet N Wild = $10.00!!

I have been posting items on FB for sale, and a coworker recently saw my posts and asked me to bring her some items to buy. She told me a bunch of the brands she uses and asked me put together a box of things worth about $60-$80 for her to buy! I was super excited! I wasn't sure if I would have $60-$80 worth of stuff that she would want to buy, but I just packed up a box with a bunch of different items, mostly CVS purchases, a few things from my personal stockpile that I thought she might be interested in, and the movies that I just bought from someone else on FB.....she ended up buying $202 worth of merchandise!!! ($8.50 of it was items that my Mom and Bro had mixed with my rummage sale stuff) So in less then a week I have made $240.50!! I have 2 more potential buyers on bodywash I am waiting for pick up on!

The best part was that I sold all of the DVDs that I just bought this weekend and I made a $64 profit on those! Nice, quick turnaround! Selling on FB is turning into a nice little supplemental income for me! Now I just need to restock because my inventory is bare!!

Sale #3
Here is what I sold to my coworker:

Brother - Gillette Razor $4.00
Mom - Carmex Lime $1.00, Carmex Vanilla $1.00, Carmex Cherry $1.00, Carmex Balm and Cream Set $1.50 = Total $4.50


Free Items from CVS
Culturelle ProBiotic (2) - Sold 2 for $6.00 each = $12.00 Profit
Curel Lotion 1oz (6) - Sold for .50 each = $3.00 Profit
CVS Brand Pain Reliever (3) - Sold for $2.50 each = $7.50 Profit
St. Josephs Aspirin (2) (Money Maker of .25 each) sold for $3.00 each = $6.50 Profit
Revlon Nail Clipper (Money Maker of .31) Sold for $1.50 = $1.81 Profit
Themacare Heat Wrap - Sold for $3.00 = $3.00 Profit
Youtheory Collagen - Sold for $5.00 = $5.00 Profit

Discounted items from CVS
Carmex Lip Gloss (3) - I paid .24 each
Sold for $1.50 each = $3.78 Profit

Crest Prohealth Mouthwash - I paid .99 each (Free on CVS GC)
Sold for $3.50 = $3.50 Profit

CVS Brand Lotion 3oz - I paid .12
Sold for $1.00 = .88 Profit

Olay Bodywash (I had bought this to keep for myself, not to resell) - I paid $2.99
Sold for $5.00 = $2.01 Profit

Softsoap Bodywash 18oz (5) - I paid $1.50 each (Free on CVS GC, except one when I ran out of GC, and paid .34 OOP as I ran out of GC that day)
Sold for $2.50 each since she bought more than 4 = $12.16 Profit

Venus Spa Breeze - I paid $2.99 (Free on CVS GC)
Sold for $6.00 = $6.00 Profit

Wet n Wild Nail Kit (I had bought this to keep for a gift, not to resell) - I paid .88
Sold for $3.00 = $2.12 profit

Discounted Items from JCPenney
Mens Flipflops - I paid .14
Sold for $3.00 = $2.86 Profit

Free Item from Grocery Store
Suave Lotion - Sold for $2.50 = $2.50 Profit

Free Items from Menards
Eyewear Care Kit - Sold for $2.50 = $2.50 Profit
Lint Rollers 3pk - Sold for $2.50 = $2.50 Profit

Free Items from Target
Gillette Fusion Proglide (Money Maker of $2.53) sold for $6.00 = $8.53 Profit
Venus Embrace Razor (Money Maker of $2.53) sold for $6.00 = $8.53 Profit

Discounted Items I bought from Facebook
28 DVDs - I paid $20 for the whole lot (.71 per DVD)
Sold for $3.00 each = $64.00 Profit!!

$50.00 Balance
+$193.50 Sales to coworker
+$6.50 Even Out Amount
$250.00 New Balance!!

A girl just came and bought 4 more bodywashes from me! She was super nice and asked how I got so much brand new stuff to sell, I told her I coupon and she thought that was so cool. Made me very happy! She told me I must be so smart and said she will probably see me on TV some day! Lil things make me smile!

Sale #2
Softsoap Bodywash (Sold 4)
I paid $1.00 each for these ones (Free on CVS GC)
I had marked for $3.00 each for 4 for $10.00
Sold 4 for $10.00 = $10.00 Profit

$50.00 Balance
+$10.00 Sold 4 Softsoap
$60.00 New Balance

$99.99 were of merchandise for $23.85!!

Been selling TONS of Bodywash on FB the last few days! Sold 11 bottles yesterday (to one person!) and have another 12 bottles sale pending with 3 other people!
Last night and this morning were rough with DH. Went to bed very upset and accepting defeat. Woke up this morning depressed, crying and resolved to not get out of bed. DH texted me to come downstairs and talk to him....I did, it didn't go well. I went back upstairs to stay in bed as much of day as possible. DH came in and cuddled me and suddenly was new person again...brought me breakfast in bed...and said "Do you want me to take you to CVS?" (he really knows the way to my heart..lol)... DH does NOT like going on my shopping expeditions so this was very surprising and sweet as I know he does not care for that. But he took me and since I hadn't had a chance to look at the add it took me 45 mins to get out of there and he didn't complain at all. Still very up and down, but we are still moving...not sure what direction...but we are still moving. Talked to another friend today and they gave me some more determination to not give up. Thanks Friend.
Rest of the day DH has been awesome, cheering me on selling stuff on FB, doing laundry, dishes, making lunch and cleaning out the fridge.

Ok well here are the deals...

Softsoap Bodywash 18oz (Bought 6)
Regular Price $4.79 Each
-$1.29 Sale Price Each
*Received $2.00 EB on Each
Final Price $1.50 Each!! (Free on CVS GC)
(Marked $3.00 each for rummage sale or 4 for $10.00 on FB)
*ETA - Sold 1 on 3/17/14 for $2.50 (in a 4 for $10 deal) to a coworker = $2.50 Profit!
*ETA - Sold 2 on 3/20/14 for $2.50 (in a 4 for $10 deal) on FB.
*ETA - Sold 3 on 4/25/14 for $2.50 (in a 4 for $10 deal) on FB.

Crest Sensi-Relief Toothpaste 4.1oz (Bought 6)
Regular Price $5.99 Each
-$1.00 Sale Price Each
*Received $4.00 EB on each
Final Price .99 Each!! (Free on CVS GC)
(Marked $2.50 each for rummage sale)
*ETA - Sold 1 for $2.50 at 9/4/14 rummage sale
*ETA - Sold 3 for $2.50 each on FB on 12/1/14
*ETA - Sold 2 for $2.50 each on FB on 12/20/14
Profit = $15.00

Crest 3D White Toothpaste 4.0 oz (Bought 6)
Regular Price $4.39 Each
-$1.40 Sale Price Each
*Received $2.00 EB Each
Final Price .99 Each!! (Free on CVS GC)
(Marked $2.50 Each for rummage sale)
*ETA - Sold 1 for $2.50 on 3/20/14 on FB
*ETA - Sold 1 for $2.50 on 3/20/14 on FB (separate buyer)
*ETA - Sold 4 for $2.50 at 9/22/14 rummage sale
Profit = $15.00

Progresso Soup (Bought 3)
Regular Price $2.99 Each
-$1.50 Each Sale Price
-.50 CVS Coupon Machine Coupon Each
Final Price .99 per can!! (Free on CVS GC)
(Keeping these)

Total Price of merchandise $99.99!
My cost $23.85!
Total Savings $76.14!

If I sold everything for the prices listed I would make $45.00, all profit since it was all free on my CVS GC!

I have shopped on a FB page for my local area that is a "rummage sale" type community, but never tried to sell anything till recently. Well I put some stuff up on there this weekend and have been selling like crazy!

Here is what I sold so far ($37.00 yesterday!), and I have 3 more sales pending pickup!

Sale #1 (PRN) - $37.00
Maybelline Color Show Fashion Prints Nail Stickers
I paid .83 (Free on CVS GC)
Sold for $3.00 = $3.00 Profit

Right Guard Bodywash 16oz (Sold 4)
I paid $1.00 each (Free on CVS GC)
I had marked $3.00 each or 4 for $10.00
Sold for 4 for $10.00 = $10.00 Profit

Crest Prohealth Mouthwash (Sold 2)
I paid .99 each (Free on CVS GC)
Sold 1 for $3.00 and 1 for $3.50 = $6.50 Profit

Softsoap Bodywash (Sold 7)
I paid $1.50 each (.34 each OOP as I ran out of GC that day)
I had marked for $3.00 each for 4 for $10.00
Sold 7 for 4 for $10.00 in a deal with the Mouthwash, so (7 x $2.50 = $17.50) - $2.38 paid OOP = $15.12 Profit

$5.00 Balance
+$37.00 FB Sales
+$3.00 Even Out Amount
+$5.00 Nielsen Survery
$50.00 New Balance

I found these movies on my local FB garage sale page!
They were asking $25 for the 28 movies, which is a great deal....but I offered $20 and she took it!
That's only .71 per movie!! Sweet! Don't plan on keeping any of them right now...there are about 10 we haven't seen, so we will watch those and then planning on putting all of them in the rummage sale for $3 each. If I sold them all that would be a profit of $64!!
*ETA - Sold all 28 movies to a coworker for $3.00 a piece on 3/17/14! Profit = $64.00!

Hard to note the deposit in the Anniversary Account with everything that is going on. But now is more important then ever to save. So might as well leave the auto deposits on and keep socking away until things are set..either way.

Today he was so nice....I mean he is always nice...but I could tell he was really making an extra effort to make me feel better. Offered to bring me lunch at work, take me to Red Lobster for dinner, cuddles after work (I love to nap and cuddle, he is not much of a napper at all), told me I am the skinniest since he has over known me (really getting out the big guns one the compliment train)....lol. But I'm not falling for the upside of the rollercoaster again...I can't...it hurts to bad when I realize I'm falling down the hill again. So I enjoyed the day, but am not looking at it as anything more then that...a nice day.


New Focus = Home Maintenance $5300/$7000

Current Balance $30,125.00
+$140.00 to Home Maintenance
-$112.00 to Roth IRA
+$100.00 to Retirement hold account
+$2.00 Even Out Amounts
+$100.00 Anniversary Cruise
Balance $30,355.00

ING $26,615.00
Home Improvements(cash)$440.00
HSBC $3300.00
Total = $30,355.00

Cadbury Egg
Regular Price .99
-.25 Sale Price
*Received .74 EB
Final Price = Free!!
(Keeping this)

Cadbury Mini Eggs 1.5oz Bags (Bought 2)
Regular Price .99 Each
-.25 Sale Price Each
*Received .74 EB on Each
Final Price = 2 Bags for Free!
(Keeping this)

Gold Emblem Jelly Beans 13oz Bag (Bought 3)
Regular Price $1.99
-$1.00 Sale Price Each
*Received .99 EB Each
Final Price = 3 Bags for Free!!
(Keeping this)

Glade Spray 8oz (Bought 9)
Regular Price $1.99 Each
-.99 Sale Price Each
-$1.00 (3) CVS Coupon off 3
-.55 Mfr Coupon
Final Price .67 Each for 8 Sprays (Free on CVS GC)
Final Price .12 for 1 Spray!! (Free on CVS GC)
(Marked $1.50 each for rummage sale)
*ETA - Sold 4 in a 4 for $4.00 deal on 4/1/14 on FB
*ETA - Sold 4 in a 4 for $4.00 deal on 4/1/14 on FB (separate sale)
*ETA - Kept 1
Profit = $8.00

Curel Hand Lotion 1oz (Bought 4)
Regular Price .99 Each
-$2.00 (2) off any 2 Lotion CVS CMC
Final Price – 4 Lotions Free!!
(Marked .50 each for the rummage sale)
*ETA - Sold 4 for .50 each on 3/17/14 to coworker = Profit = $2.00

Nivea Bodywash 16.9 oz (Bought 2)
Regular Price $5.49 Each
-$3.00 Mfr Coupon on 2
*Received $5.00 EB for buying 2 Nivea
Final Price $1.49 Each!! (Free on CVS GC)
(Marked $3.00 each for rummage sale)
*ETA - Sold 1 for $2.50 (4 for $10 deal) on FB on 3/20/14
*ETA - Sold 1 for $3.00 on FB on 7/25/14
Profit = $5.50

Fixodent 2.4oz (Bought 3)
Regular Price $5.99 Each
-$1.00 Sale Price Each
-$2.50 (3) Mfr Coupon
*Receive $2.49 EB on Each
Final Price – All 3 Free!!
(Marked $2.50 each for rummage sale)
*ETA - Sold 3 for $2.50 each at 9/4/14 rummage sale
Profit = $7.50

Crest Sensi-Relief 4.1oz (Bought 3)
Regular Price $5.99
-$1.00 Sale Price
-$1.00 (3) Mfr Coupon
*Received $3.00 EB on each
Final Price .99 Each!! (Free on CVS GC)
(Marked $2.50 each for rummage sale)
*ETA - Sold 3 for $2.50 each at 9/4/14 rummage sale
Profit = $7.50

Crest Be Inspired Toothpaste 4.5oz
Regular Price $5.99
-$1.00 Sale Price
-$1.00 Mfr Coupon
*Received $3.25 EB
Final Price .74!! (Free on CVS GC)
(Marked $2.50 for rummage sale)
*ETA - Sold for $2.50 to coworker on 4/18/14.
Profit = $2.50

Crest Pro-Health Rinse 1 Liter (Bought 3)
Regular Price $6.99 Each
-$2.00 Sale Price Each
-.75 (3) Mfr Coupon Each
*Received $3.25 EB on Each
Final Price .99 Each!! (Free on CVS GC)
(Marked $3.50 each for rummage sale)
*ETA - Sold 1 on 3/16/14 on FB for $3.00
*ETA - Sold 1 on 3/16/14 on FB for $3.50
*ETA - Sold 1 on 3/17/14 to coworker for $3.50
Profit = $10.00

Sally Hansen Hard as Nails Xtreme Wear Polish(Bought 8)
Regular Price $3.29 Each
-$2.00 (2) CVS CMC off $10 Sally Hansen Purchase
*Received $5.00 EB (2) for spending $10 on Sally Hansen
Final Price $1.54 each! (Free on CVS GC)
(Marked $3.00 each for rummage sale)
*ETA - Sold 6 for $2.50 each (4 for $10 deals) on 3/20/14 on FB
*ETA - Sold 2 to BF coworkers for $2.50 each (4 for $10 deal) on 7/28/14
Profit = $20.00

Zegerid OTC 42ct
Regular Price $30.99
-$6.00 Sale Price
-$10.00 Mfr Coupon
*Received $8.00 EB
Final Price $6.99!!
(Marked $15.00 for rummage sale)
*ETA - I lowered the price on this, but it still didn't sell and it expired in July 2016, so I gave it away on FB and took the loss.


Total Merchandise $162.00
Total on CVS GC $34.45

Potential Profit $87.00

March 2014 Savings Update

Regular Savings:
Home Maintenance ING $5160
Cushion $3240
HSA $10,800
New Patio Door (cash) $440
Escrow $1435
September 2014 $1805
Short Term Emergency Fund $1005 - Complete
Long Term Emergency Fund $2000 - Complete
New Car $10,280 - Complete
Vacation $3130 - Complete
Anniversary Cruise $3200
Total Regular Savings = $42,495.00

Retirement Savings:
Retirement Hold Account $1655
Roth IRA $8675
Rollover IRA $815
401K $33,000
403B $24,400 (est)
Total Retirement Savings = $68,545.00

Total Savings $111,040

Up $1795 from last month!

New Focus = Home Maintenance $5150/$7000

Current Balance $30,075.00
+$17.01 ING Interest
+$32.99 Even Out Amounts
Balance $30,125.00

ING $26,485.00
Home Improvements(cash)$440.00
HSBC $3200.00
Total = $30,125.00

New Focus = Home Maintenance $5150/$7000

Current Balance $30,000.00
-$28.00 to Roth IRA
+$3.00 Even Out Amount
+$100.00 to Retirement Hold Account
New Balance $30,075.00

ING $26,435.00
Home Improvements(cash)$440.00
HSBC $3200.00
Total = $30,075.00

Went a little heavy on the mortgage this month....I figured since I already put the monthly deposit in the escrow account from the tax refund I had a lil more flexyness with the mortgage payment. Full steam ahead!!

March 2014 Mortgage Payment

Balance $95,600.00
+$219.08 Interest
-$1218.88 Regular Payment
-$465.20 Principle Payment
-$135.00 Mortgage Checking Principle Payment
New Balance $94,000.00

Escrow Savings Account
$2470.00
+$350.00 Jan Escrow
+$350.00 Feb Escrow
+$350.00 March Escrow
-$2100.00 Property Taxes
+$10.00 Interest and Even Out Amounts
=$1430.00

Counted up my piggy bank today and added it to the mortgage checking.

$95.00 Balance
+$45.00 Coin
=$140.00 New Balance

$140.00 Balance
-$135.00 March 2014 Principle Payment
$5.00 New Balance

Got behind on the monthly update, but here it is for February. We got a $800 deposit to our HSA which was a great bump, but then had $1100 in medical bills, so washed that out as soon as we got it. Overall another great month though. Excited for Marchs Savings Update next weekend now that the Deadwood/Tax Return Money is in savings too.

February 2014 Savings Update

Regular Savings:
Home Maintenance ING $4675
Cushion $3210
HSA $10,800
New Patio Door (cash) $440
Escrow $2830
September 2014 $1425
Short Term Emergency Fund $210
Long Term Emergency Fund $1160
New Car $10,265 - Complete
Vacation $3125 - Complete
Anniversary Cruise $3100
Total Regular Savings = $41,240.00

Retirement Savings:
Retirement Hold Account $1590
Roth IRA $8500
Rollover IRA $815
401K $32,900
403B $24,200 (est)
Total Retirement Savings = $68,005.00

Total Savings $109,245

Up $3235 from last month!

Quiet a few good deals at CVS this last week!
Total merchandise, $127.01, my price $13.80!! Without the coke it was $105.05 in merchandise for only $3.80!!


M&Ms Mega (Bought 3)
Regular Price $1.19 Each
-.44 Sale Price Each
*Received .75 EB on 2
*Received $1.00 EB on 1 (My EB didn't print at purchase so they had to reprint it, and it wouldn't let them print it for under $1.00..so I actually made .25 for purchasing that pack!)
Final price - 2 Free and 1 .25 Money Maker!!

Coke 12pks (Bought 4)
Regular Price $5.29 each
-$1.54 Each Sale Price
*Received $5.00 EB on 4
Final Price $10.00 for 4 - 12 packs! Just .20 per can!

Right Guard Body Wash 16oz (Bough 4)
Regular Price $5.49 Each
-$1.49 Each Sale Price
-$1.50 off 2 Body Washes(2)(CVS Coupon Machine Coupon)
-$1.00 Mfr Coupon off 2 RG Body Washes
*Received $4.00 EB for every 2 I bought (2)
Final Price $4.00 Total, $1.00 Each!! (Free on CVS GC)
(Marked $3.00 each for rummage sale)
*ETA - Sold 4 for $10.00 on FB on 3/15/14 ($10.00 Profit)

Revlon Glitter File
Regular Price $2.57
-$3.00 off any Revlon Cosmetic (CVS Coupon Machine Coupon)
Final Price -.43 Money Maker!!
(Marked $1.50 for rummage sale)

Culturelle Probiotic (Bought 3)
Regular Price $25.49 for 2 and $23.99 for 1
-$15.49 Sale Price (2)
-$13.99 Sale Price (1)
*Received $10.00 EB on Each
Final Price - All 3 Free!!
(Marked $6.00 each for rummage sale)
*ETA - Sold 2 for $6.00 each on 3/17/14 to coworker
*ETA - Sold 1 for $5.00 to former coworker on 11/17/14
Profit = $17.00!!

Curel Lotion 1oz (Bought 2)
Regular Price .99
-$1.50 off Any 2 Lotions (CVS Coupon Machine Coupon)
Final Price .24 each! (Free on CVS GC)
(Marked .50 each for rummage sale)
*ETA - Sold 2 for .50 each on 3/17/14 to coworker
Profit = $1.00


Totals so far on CVS $250 Gift Card Challenge
Cost of merchandise = $496.14
My cost on gift cards = $63.86
Paid OOP = $2.73

DH and I took $2000 of our tax refund to Deadwood....and came home with $2600!! YEAH! I gave $100 to DH for fun money and then I get to have my kind of fun with the rest! I wanted to put a large chunk of it towards the mortgage, but there are a few things up in the air in life right now, so until things are more in place, we decided to put it in savings. We can always take it out and make a large payment later when things are more secure. But for now YEAH for savings being FULL!

Met 2 of our savings goals for the year with this update!

New Focus = Short Term EF $1000/$1000 - Complete
New Focus = Long Term EF $2000/$2000 - Cpmplete
New Focus = Home Maintenance $5150/$7000

Current Balance $27,455.00
+$700.00 Tax Return/Deadwood to Escrow Account
+$530.00 Tax Return/Deadwood to Short Term EF
+$840.00 Tax Return/Deadwood to Long Term EF
+$430.00 Tax Return/Deadwood to Home Maintenance
+$45.00 to Home Maintenance to reach $30K!!!
New Balance $30,000.00!!!!!!!!!

ING $26,360.00
Home Improvements(cash)$440.00
HSBC $3200.00
Total = $30,000.00!!!!!!!!!!!!

Found some goodies in the 90% off bin at CVS today!!



Total Merchandise was $83.15
-$74.94 Sale Prices
=$8.21

$8.21
-$8.00 EB
-.21 on CVS GC
Total OOP = $0 =

Possible Profit of $30.00!!

I had gone to CVS on my lunch break and when I got back I was showing one of my coworkers my finds and she wanted to buy one of the nail polishes right away, I felt bad charging her more then I had paid, so she just gave me a $1.00 instead of the $3.00 I normally charge at the rummage sale. These were the same polishes I got last year, so I took it off the inventory from last years entry (6/17/13).


Nicole by OPI Selena Gomez Nail Polish (Bought 3)
Regular Price $7.99 Each
-$7.20 Sale Price Each
Final Price - .79 Each!! (Free on CVS GC)
(Marked $3.00 Each for the rummage sale)
*ETA - Sold 1 to coworker for $3.00 on 4/7/14 ($3.00 profit)
*ETA - Sold 1 for $2.50 on FB on 7/25/14 (4 for $10 deal)
*ETA - Sold 1 for $2.50 (4 for $10 deal) to BF coworker on 7/29/14
Profit = $8.00

Maybelline Color Show Fashion Prints Nail Stickers
Regular Price $8.29
-$7.46 Sale Price
Final price .83!! (Free on CVS GC)
(Marked $3.00 for rummage sale)
*ETA - Sold on FB for $3.00 on 3/15/14
Profit = $3.00

Kardashian Beauty - Glisten Up, Hair and Body Shine Spray (Bought 2)
Regular Price $9.99 Each
-$9.00 Sale Price Each
Final Price .99 Each!! (Free on CVS GC)
(Marked $4.00 each for rummage sale)
*ETA - Sold 2 for $4.00 each at 9/4/14 rummage sale
Profit = $8.00

Kardashian Beauty - Sheer Joy, Tinted Lip Balm Duo (Bought 2)
Regular Price $4.99 Each
-$4.49 Sale Price Each
Final Price .49 Each (Free on CVS GC)
(Marked $1.50 each for rummage sale, but may keep one of these)
*ETA - Sold 2 for $2.00 each at 9/4/14 rummage sale
Profit = $4.00

Wide Salon Board Nail Files (Bought 7)
Regular Price $2.99 Each
-$2.70 Sale Price Each
Final Price .27 Each!! (Free on CVS GC)
(Marked $1.00 for rummage sale)
*ETA - Sold 2 for $1.00 each at 9/4/14 rummage sale
*ETA - Sold 2 for $1.00 each on 10/15/14 on FB
*ETA - Sold 1 for $1.00 on 11/8/15 on FB
2 left to sell


Totals so far on CVS $250 Gift Card Challenge
Cost of merchandise = $369.13
My cost on gift cards = $50.06
Paid OOP = $2.73

New Focus = Short Term EF $470/$1000

Current Balance $27,255.00
+$100.00 to Anniversary Cruise
+$100.00 to Retirement Hold Account
New Balance $27,455.00

ING $23,815.00
Home Improvements(cash)$440.00
HSBC $3200.00
Total = $27,455.00

Our property taxes are due soon. We can make 2 partial payments through out the year, or pay the balance in full by Feb 15th to get a 5% discount ($97.76). So I am paying now to get the discount. I wanted to put the payment on our Discover card, that would give me another 45 days or so with the money in savings making interest, plus a nice amount towards our Cashback Rewards with Discover. I went on the website to pay, it said there would be a convenience free (I was thinking $5-$10), I got to the checkout, and the fee was $53.26!! WHAT?! Obviously that isn't my kind of convenient...boo! So I just transferred the money out of savings and we will pay by check instead. Taxes were $2113.97 after the discount was subtracteed, I transferred $2100.00 out of savings. What an absurd fee!

We were sooooo close to $30K....UGH!


New Focus = Short Term EF $470/$1000

Current Balance $29,355.00
-$2100.00 Property Taxes
New Balance $27,255.00

ING $23,715.00
Home Improvements(cash)$440.00
HSBC $3100.00
Total = $27,255.00

This weekend I worked at an arm-wrestling tournament doing the weigh-ins and bracketing. I was doing this as a favor to my Dad, but I ended up making $50! So I put that into the mortgage checking for March's Principle Payment.

$45.00 Balance
+$50.00 Casino Win
=$95.00 New Balance

Got behind on getting these ones up, but here are my deals from last week.



Fuze Juice 16.9oz
Regular Price $1.69
-$1.69 (Buy any juice or candy for free under $2.00)
(I got this coupon in my email box from CVS)
Final Price - $0!!

Purex Detergent 50oz
Regular Price $6.29
-$3.30 Sale Price
-$1.00 Mfr Coupon
Final Price $1.99!! (Free on CVS GC)

I-Cool Tablets for Menopause 30 tablets
Regular Price $21.49
-$11.49 Sale Price
*Received $10.00 EB
Final Price = $0!!
(Marked $8.00 for rummage sale)
*ETA - Gave this item away as it was expired

Estroven Energy 40 tablets (Bought 2)
Regular Price $22.49
-$12.49 Sale Price Each
*Received $10.00 EB Each
Final Price = $0!!
(Marked $8.00 each for rummage sale)
*ETA - Sold 1 for $8.00 at 9/4/14 rummage sale
1 left to sell

Totals so far on CVS $250 Gift Card Challenge
Cost of merchandise = $285.98
My cost on gift cards = $41.85
Paid OOP = $2.73

New Focus = Short Term EF $470/$1000

Current Balance $29,095.00
+$260.00 State Tax Return
New Balance $29,355.00

ING $25,815.00
Home Improvements(cash)$440.00
HSBC $3100.00
Total = $29,355.00