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Midyear Update on 2010 Goals

July 17th, 2010 at 11:36 pm

Wow I can't believe it is already July! Over 50% of the year is gone - here is how we are doing on 2010 Goals:
2010 Goals

Debt
-Continue to live debt free other then mortgage (So far so good)
-Pay mortgage down from $138K to $130K or less (Now at $131,850)

Savings
*Emergency Fund
-Go from $2775 to $5000 (Now at $200)
*Vacation Fund
-Go from $820 to $2600 (Now at $2200)
*Anniversary Cruise
-Go from $2000 to $3000 (Now at $2700)
*MN trip
-Go from $50 to $1000 (Goal Met $1000 - Spent)
*Checking Cushion
-$750 to $1300 (Now at $1020)
*HSA
-Go from $0 to $3000 (Contributions of $2500, most spent as we continue to have medical expenses, but balance is up $1000)

Retirement
*401K (3%)
-Go from $8200 to $9000 (Now at $10000)
*ROTH IRA (10%)
-Go from $1620 to $4000 (Now at $2770)
*403B (10%) ($2800 est)
-Not sure on amounts, but continue to contribute 10% of DH income

4 Responses to “Midyear Update on 2010 Goals”

  1. Banker Gurl Says:

    Hmmmm.....after looking at this seems my priorities are still out of whack and need some work.....my vacation accounts have continued to go up, while my EF has dipped ridiculously low...... Funny how I recognize this problem and still don't try hard enough to correct it..... Frown

  2. NJDebbie Says:

    Banker Gurl,

    I was going to tell you that maybe you should lay off the other accounts for a little while and beef up your emergency fund, but you beat me to the punch.

  3. GusitaRenkr Says:

    It's hard. I actually enjoy funding the Christmas account, baby account, fall fun account, vacation account, but emergency fund account??? It just isn't as exciting to me. Blech. It's a necessary evil though.

  4. Banker Gurl Says:

    Yes, it is hard......of course if there was a real emergency we would spend the vacation money. But I really do like to have it as a seperate account so I don't have to use my "fun" savings for things like tires, deductibles etc.... I am a work in progress!

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