Here is a review of the 2010 goals and where they stand:

2010 Goals

Debt

-Continue to live debt free other then mortgage (CHECK)

-Pay mortgage down from $138K to $130K or less

(Since we refinanced we did not reach this goal)

Savings

*Emergency Fund

-Go from $2775 to $5000 ($1030)

*Vacation Fund

-Go from $820 to $2500 ($2520 - CHECK)

*Anniversary Cruise

-Go from $2000 to $3000 ($3225 - CHECK)

*MN trip

-Go from $50 to $1000 ($1000 - CHECK)

*Checking Cushion

-$750 to $1300 ($1300 - CHECK)

*HSA

-Go from $0 to $3000 ($2660)

Retirement

*401K (3%)

-Go from $8200 to $9000 ($12,400 - CHECK)

*ROTH IRA (10%)

-Go from $1620 to $4000 ($2900)

*403B (10%) ($2400 est - CHECK)

-Not sure on amounts, but continue to contribute 10% of DH income

So we met:

1 out of 2 debt goald

4 out of 6 savings goals

2 out of 3 retirement goals

Our total savings went up $13K this year, from $29K to $42K.

# 2010 Goal Summary

January 1st, 2011 at 10:11 pm