Sometimes if I need to "borrow" from savings I just keep track of it on my own and pay it back asap without updating it on here. But once it starts to get to be too much to easily pay back then I need to update it to keep myself honest and my totals correct. I had actually borrowed $800 more then this, but was able to put $800 back already. $25K was short lived, but I know once school starts we will really be able to go up a lot again.

Current Balance $25,005.00
+$85.00 ING Retirement Hold Account
-$28.00 to ING ROTH IRA
+$3.00 Even Out Amount
-$2000.00 from savings to checking
New Balance $23,065.00

Bingo Money (cash) $1620.00
ING $20,100.00 ($4000.00 Bingo Money)
Mortgage Payoff $130.00
Home Improvements(cash)$345.00
HSBC $870.00
Total = $23,065.00

Bingo Money
Tips total - $2006.61
Wage total - $3617.32
Total Bingo Money - $5623.93