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$20K Update

October 17th, 2012 at 08:07 am

Current Balance $24,330.00
+$250.00 Cross Country Money to Home Improvements
New Balance $24,580.00

Bingo Money (cash) $1620.00
ING $20,485.00 ($4000.00 Bingo Money)
Home Improvements(cash)$1100.00
HSBC $1375.00
Total = $24,580.00

Bingo Money
Tips total - $2006.61
Wage total - $3617.32
Total Bingo Money - $5623.93

2 Responses to “$20K Update ”

  1. ThriftoRama Says:

    Okay. This is silly. I've been reading the 20k update posts for years and I still don't know how it works. Is your goal to save 20k or spend 20k or less? I must have missed the very beginning where you outlined all of this!

  2. Banker Gurl Says:

    Hey ThriftoRama, thanks for asking! I started my $20K Challenge in Dec 2009. My goal was to get our regular savings (not including retirement or HSA) to $20K. My thinking was once we hit $20K we would be comfortable stopping savings and putting all extra money to the mortgage. But I am a bit of a worry wart and even though we are over $20K, I still want to keep saving, mostly because we have 2 cars, both over 150K miles, and numerous home improvements that we need to do, so I am sure savings will be going down. So for now I am still saving even though the Challenge has been met. Maybe if I hit $30K I will finally feel comfortable! LOL Smile

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