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$20K Update - OUCHIE

October 22nd, 2013 at 05:07 pm

I have been so out of the loop with my blog this month! Trying to get back into a regular routine with things now that rummage sale time is over, but have had out of state weddings, coed softball league, coed kickball league, poker nights at our house and lots of Red Sox and Braves games to watch. All we have going on right now is the World Series so should have more time now.

It's our first time to pay our Home Insurance/Taxes on our own. I am happy to say that we needed $1900.00 to pay the bill and we had $3660.00 sitting in our Escrow Savings account! So the transition from having the Escrow with the bank to handling it ourselves is going really well. Smile Plus I put the full charge on my Discover Card, so I will get my cashback bonus on that big bill, and then of course pay it in full. That gave me one more month of time to get interest on the money with ING and then enough cashback bonus for another $50 giftcard! Smile WIN!

New Focus = Sept 2014 $900/$1800

Current Balance $29,200.00
+$70.00 Misc Deposit to Sept 2014
+$100.00 to Retirement Hold Account
-$28.00 to ROTH IRA
+$3.00 Even Out Amount
-$1900.00 Yearly Escrow
New Balance $27,445.00

ING $24,440.00 ($5620.00 Bingo Money)
Home Improvements(cash)$430.00
HSBC $2575.00
Total = $27,445.00

2 Responses to “$20K Update - OUCHIE”

  1. momcents Says:

    I am always tempted to do that, but our county imposes a convenience fee if you use credit or debit cards. There is no cost to enter your checking account information. Good for you!

  2. snafu Says:

    Terrific way to handle those costs! Our city doesn't allow us that privilege, they have an automatic, monthly, withdraw from an owners bank system to keep us aware of tax increases and to remind us to use the parks and recreation facilities these sums provide.

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