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Huge Savings on Home and Auto Insurance!

November 3rd, 2013 at 09:16 am

I recently posted about how I had paid our Home Insurance for the first time on our own rather then through an Escrow Account. That went well, we had saved much more then enough to make the payment, however I found out through some great commentors on here and through my mother, that I was paying way too much for Home Insurance.
This week I called my parents home insurance guy and was able to get a much, much lower quote for the same coverage! He also offered to give me a quote on car insurance, which I was skeptical about since we had a very low rate through Geico, however with the bundling discount from having our home insurance with him, the car insurance came out cheaper too!
So the auto went from $75 a month, to $64 a month (full coverage on 2 cars). And the home insurance went from $1875 a year to $1200 a year!
So I am super excited to be saving about $700 a year between the 2 switches.
I paid the new bills on the Discover, so getting cash back rewards again (which is sweet since I just paid the $1875 last month on the Discover and got the cash back on that) and now just waiting for the refund on the home insurance. Once I get that refund check, we will use it to pay the Discover bill for the new insurance premium and then put the difference back into savings. Smile Good day on the financial front!

5 Responses to “Huge Savings on Home and Auto Insurance!”

  1. PatientSaver Says:

    I went thru a similar exercise last summer after spending way too many years with MetLIfe. Finally, I got tired of their annual increases and found substantially lower rates through an insurance broker, who got me two policies with Safeco.

  2. creditcardfree Says:

    Glad you found cheaper insurance rates!

  3. Looking Forward Says:

    Nice!! Big Grin

  4. Banker Gurl Says:

    My policies are with Safeco now too!

  5. PatientSaver Says:

    They are SOOO much better than met life, which i understand also scores lowest in customer satisfaction when honoring claims. Should have switched years ago!

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