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$20K Update : Banker Gurl's More Bang For Your Buck!
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$20K Update

December 24th, 2013 at 03:37 pm

New Focus = Sept 2014 $1215/$1800

Current Balance $28,550.00
+$100.00 to Retirement Hold Account
-$400.00 DH Continuing Education Classes
-$300.00 Christmas Shopping
-$28.00 to ROTH IRA
+$3.00 Even Out Amount
New Balance $27,925.00

ING $24,485.00
Home Improvements(cash)$440.00
HSBC $3000.00
Total = $27,925.00

I was sad to take this money out, but we just can't cover it out of checking right now with all the overspending we have been doing. I didn't have seperate savings accounts for these 2 items (Continuing Ed and Christmas Shopping) because normally we would be able to absorb those costs in the checking account, so I ended up taking it out of the Home Improvements Fund. We have talked a lot about how we need to reign this in for the new year and I excited about going back up in savings again!

1 Responses to “$20K Update ”

  1. rob62521 Says:

    The good news is you HAVE the money somewhere to borrow from yourself.

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