Since I ended up getting engaged, moving, getting married and moving again....2015 goals did not go as planned since I had so many life changing events. That being said....I am totally happy that I didn't make my goals! LOL I would much rather have MO, and our puppy, and our new home and have the added debt anyday!
Here are the goals from January 2015 and where I ended up on them:
Savings
-Pay in cash for repair and painting of living room, kitchen, bathroom and entry way walls - DONE
-Pay in cash for new garage door - DONE
-Pay in cash for new patio door - DONE (just repaired rather then replaced)
-Keep savings at/above $25K by end of year - This definitely would have happened if we hadn't bought a new house, but since we did, we used savings for the down payment. If we hadn't bought a new house, we would have about $35K in savings.
Debt
-Remain Debt free other then mortgage - Since I "inherited" MO's debt when we got married, I/we do now have a loan from my Mom ($13,770 left), store loan ($13,000 left) and a HELOC (about $28,000 left). Hopefully we can attack those and have them paid off within a few years and then be back to just the mortgages.
-Get mortgage balance to under $160K ($166,850 as of 1/1/15) - DONE - Currently at $158,190.00!
Retirement
-Continue contributing 6% to 401K - DONE
-Restart contributions to ROTH IRA - Didn't do and I don't plan to at this time until we get more debt paid off.
-Research and review allocations of ROTH and make appropriate adjustments - Didn't do, NEED TO!
Health
-Be positive - Still working on this, it is something I work on everyday, I have a hard time with painful, hurtful, sad memories seeping into my brain when I least expect it.
-Work on letting go of the past and embracing the future - See above!
-Lose 50lbs - I am down about 13lbs, need to make this a priority now that we are done with wedding and settled into house
*Sub goals for this are
--Work out at gym at least twice a week - I cancelled gym membership when I moved in April, so that is out
--Quit drinking pop (currently drinking 2 cans a day minimum)Though I saw a vast improvement on this throughout the year, I still fall off the wagon on a consistent basis.
Other
-Find Renter for basement - DONE Renter moved into the basement in April. Now working on either him getting a roommate, or renting out the entire house by March 1, 2016.
2015 Goals Progess
December 28th, 2015 at 03:31 am
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