I have been working about 15hrs a week OT every week since October, and while we haven't been putting much extra INTO savings, we have been able to pay for some big bills that we normally would have to take out of savings for. We had a $2500 bill for our home insurance for our 2 rental properties. The bill was due in early November, so we paid it on our Discover Card to earn Cashback Rewards, a month later the bill is due, and with all my OT pay we are actually able to cover it without taking anything out of savings!!! This is a huge win!! We should also be able to cover all of Christmas as well as a big order of staples we need (TP, papertowels, dogfood, etc.).
We already got an email that OT will continue in abundance through January and there will be even more hrs available. Not sure how many more I could do without getting burned out, but as long as it is being offered I will be doing my best to make some extra $$$!
Current Balance $7,940.00
+$50.00 FB Sales
+$50.00 MO Payday to Our Savings (12/9)
+$50.00 My Payday to Our Savings (12/16)
+$50.00 My Payday to Mom Loan Savings (12/16)
Balance $8,140.00
Local Savings $2385.00
GC Savings $2025.00
Capital 360 Savings (US) $1570.00
Capital 360 Savings (Mom Loan Payback Account)$900.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $8,140.00
52 Week Challenge 2016
Week 52 Total = $1378.00
$20K Update - Passed $8K and OT is paying off!
December 17th, 2016 at 06:20 pm
December 17th, 2016 at 08:32 pm 1482006774
December 17th, 2016 at 09:00 pm 1482008402
December 18th, 2016 at 02:50 am 1482029455
December 18th, 2016 at 03:37 pm 1482075426
December 18th, 2016 at 08:44 pm 1482093893
Living almostlarge - Ugh I am not sure. I was doing so many hours a week because I was not sure how long the OT would be offered. Now that it has been months and we for sure will have the OT through January I have been debating on if I should cut back my hours to 10 per week? I think I will keep doing the 15 through January and then re-evaluate as I am very nervous about getting burned out or neglecting other parts of my life with all the work hours taking away from cooking, cleaning,
excercise, relaxation time, etc. Luckily it doesn't take away from any hubby time as he is coaching bball now and I am working my OT in the AM when he is at work or when he is coaching.
December 18th, 2016 at 09:44 pm 1482097485
December 19th, 2016 at 07:06 am 1482131194
December 19th, 2016 at 06:28 pm 1482172103