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$20K Update : Banker Gurl's More Bang For Your Buck!

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About Me

Banker Gurl

Mid 30's frugal Midwesterner.
Happily Married, homeowner, landlord, puppy mama and twin angel mama.

Financial Goals
*Get back to mortgage only debt
*Continue to make additional payments to goals each month

Goal Priority List for 2020

SAVINGS
*Pay in cash for vacation to Laughlin - Goal Met
*Pay medical bills as they come and don't take on any new debt for medical
*Still have total savings at/above $5K at the end of the year

DEBT
*Store Loan (From $978.74 to $0)
*Mom Loan #3 (From $30,012.24 to $23,351.65)
*Rental #1 Mortgage (From $77,500.00 to $75,200.00)
*Rental #2 Mortgage (From $141.000.00 to $138,800.00)
*Our House (From $236,820.33 to $231,573.13)

RETIREMENT
*Continue contributing 8% to 401K
*Research and review allocations of ROTH and make appropriate adjustments

HEALTH
*Be positive and thankful for what I have

OTHER
*Have new roof put on Rental #2
*Plant bigger/better garden at new house
*Get front and back yard under control
*Live a positive life
*Be the best person I can be

Categories

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My Blog Stats

Date Started: Oct 20, 2009
Entries: 2,266
Comments: 3,245
Total Visits: 4,204,977

Home > $20K Update

$20K Update

July 21st, 2017 at 10:02 pm

We had to take some money out of savings to pay our Discover bill. Few more days till Vegas!

Current Balance $20,155.00
+$50.00 MO Payday to Our Savings
-$500.00 Truck Repair
-$200.00 Rental Landscaping
-$300.00 Overspending
Balance $19,205.00

Local Savings $7195.00
GC Savings $4055.00
Capital 360 Savings (US) $3155.00
Capital 360 Savings (Mom Loan Payback Account)$2035.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $19,205.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

Posted in $20K challenge | 3 Comments »

3 Responses to “$20K Update ”

Myfinancekits Says:
July 22nd, 2017 at 06:57 am 1500706630

You seem to have too much money sitting in your savings account. If you invest part of this amount, you will be able to achieve better returns. However, every investment has risks attached.
rob62521 Says:
July 23rd, 2017 at 05:44 pm 1500831881

Good job on whittling down the balance.

Hope you enjoy Vegas!
Banker Gurl Says:
July 24th, 2017 at 01:26 pm 1500902792

Myfinancekits - Thank you for the advice! We are actually saving up for our Vegas vacation in a few days, and also to payoff a large ($20K) personal loan in a lump sum payoff.

Rob - Thanks! 3 more sleeps!

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