Banker Gurl's More Bang For Your Buck!

Well we had a No Spend Day on the 1st and after that.....not so much. We were out of town 3 of the 6 days, so we ate out, which I suppose we could have packed sandwiches or something, but would have been pretty unrealistic for us to not spend some money on food. However the Subway for dinner on 11/3 and the dinner out on 11/5 definitely weren't necessary. I belive we can have a No Spend Day today and tomorrow (Wed I am out of town for Drs. again), which would put us at 3/9 days which seems good to me! Already eye opening how much we spend on convenience food! I decided to bold the transactions that could have been avoided.

11/1 - No Spend Day!
11/2 - $108.49 Fuel for all 3 vehicles
11/3 - $7.07 I had a Drs apt out of town so I got breakfast and coffee.
11/3 - $10.94 National Sandwich Day at Subway, 2 Ft long subs and a drink for dinner
11/4 - $13.34 Out of town for the weekend, picked up lunch on the drive.
11/4 - $24.34 Dinner out of town
11/4 Fuel (don't have the amount yet, the transaction is still pending)
11/5 - $18.27 Breakfast out of town
11/5 - $23.21 Eating out for dinner (LAZY)

I have quite a few FB Sales ready for pickup, but only one was actually picked up this week. I did start posting Christmas items last night and already have $30 worth of Christmas items pending pickup!

Sale #760 (JC) $25.00
Olay Bodywash (2) - We paid $2.17
Sold for $5.00 each
Profit = $5.66

DUO Cleanser - We paid $1.44
Sold for $5.00
Profit = $3.56

Chapstick Brand Holiday Packs - We paid $1.33
Sold for $3.00
Profit = $1.67

Framing Square (Me) - Free After Rebate
Sold for $7.00
Profit = $7.00

We got all but one of our rent checks, so were able to add some to savings, when we get the last check it will go into checking to pay the mortgage payments next week.

I also had a $25 check that I sent to my cousin as a gift when he got married in July. The check was never cashed so in Sept. I messaged his wife to see if they received the check, she confirmed they did receive it and she would get it deposited. I waited another whole month and it still wasn't cashed, so I messaged her again and she said she would take it to the bank the same day. Now it's been about 4 months and the check still hasn't been cashed so I am just going to write it off in my check book and move that money to savings since I already "spent" it. I think 4 months and 2 messages is enough to allow for them to get it cashed. I balance my checkbook regularly, and I never have a balance of less then a couple hundred, so if they do cash it I will be sure to note that and adjust my balance. But for now it can be added to our Gazelle Savings!

Current Balance $16,985.00
+$1300.00 November Rent
+$25.00 Check never cashed
+$50.00 My Payday to Our Savings
+$75.00 My Payday to Mom Loan Savings
Balance $18,435.00

Local Savings $6680.00
GC Savings $2425.00
Capital 360 Savings (US) $3915.00
Capital 360 Savings (Mom Loan Payback Account)$2650.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,435.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

Alright it is Day 1 of Gazelle Savings!

Having two rental properties, holidays coming up, and normal spending, NO SPEND is not very cohesive for us, so I am going for a Noted Spending November. Trying to track all spending for the month and hopefully keep it to a minimum and savings to a maximum!

Today is a normal work day, this evening MO has basketball and I will work some OT and then plan on watching Game 7 of the World Series. We shouldn't have any spending today!

We should start receiving Nov Rent in the next few days and have a nice boost to savings!

Current Balance $16,955.00
+$30.00 FB Sales
Balance $16,985.00

Local Savings $6280.00
GC Savings $1500.00
Capital 360 Savings (US) $3865.00
Capital 360 Savings (Mom Loan Payback Account)$2575.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $16,985.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

Total Sales for the week were $57.00!

As soon as Halloween goes by I will start posting my Christmas stuff, decorations, clothes, wrapping paper, etc. I have a lot from Christmas clearance last year, so hopefully I can keep up the good numbers!

Sale #753 (MAJ) $5.00
Pumpkin Carving Set - We paid $2.65
Sold for $5.00 each
Profit = $2.35

Sale #754 (DA) $2.00
Travel Containers - We paid .53
Sold for $2.00 each
Profit = $1.47

Sale #755 (DI) $5.00
Kitchen Knife Set (Me) - I paid $1.99
Sold for $5.00 each
Profit = $3.01

Sale #756 (TB) $5.00
Pumpkin Carving Set - We paid $2.65
Sold for $5.00 each
Profit = $2.35

Sale #757 (JN) $8.00
Adult Coloring Books (2) - Free After Rebate
Sold for $4.00 each
Profit = $8.00

Sale #758 (HF) $2.00
Travel Containers - We paid .53
Sold for $2.00 each
Profit = $1.47

Sale #759 (HL) $30.00
Pumpkin Carving Set - We paid $2.65
Sold for $5.00 each
Profit = $2.35

Kitchen Knife Set (Me) - I paid $1.99
Sold for $5.00 each
Profit = $3.01

Mini Tupperware Sets (2) - We paid .53
Sold for $1.00 each
Profit = .94

St. Ives Lotion (Me) - I paid .99
Sold for $3.00
Profit = $2.01

Chapstick Holiday 3pks (2) - We paid $1.33 each
Sold for $3.00 each
Profit = $3.34

Mike the Knight Training Grounds - We paid $2.19
Sold for $6.00
Profit = $3.81

For my Mom: $3.00 Sally Hanson Nail Polish

My Mom picked up some lotions for us to resell.

5 lotions and 1 bag of floss, total paid was $1.75.
*ETA - Sold 4 for $4.00 each on FB on 11/5/17

I got my Iphone 6-S(my first smart phone!) in October 2015 and it was on a 0% interest payment plan through my monthly cell phone bill. Now it's been 2 years so my phone is paid off and my bill went down $28.81!

Starting off the Gazelle Savings right I set up a new auto transfer of $30 per month to savings. Every little bit helps!

MO and I have been talking and gearing up for 6 months of "gazelle like intensity" from November to April. We were going to focus on cutting costs as much as we could, no casino trips, no eating out, no cases of beer/pop in the fridge, no un-needed spending, and at the same time me doing more OT, making FB sales (which are going amazing BTW) and MO coaching Bball and earning that extra money. We wanted to ensure that we can payoff the Mom Loan by March/April and then bball is over and we could go on vaca and celebrate having the Mom Loan paid off. We were already planning this (making freezer meals, stocking the pantry, discussed in detail, etc.) and then yesterday we found out we are probably going to have a $20K medical bill coming up.

So for now we will not be looking to make any early payoffs, but just to keep our heads above water mentally and financially. We are still going to do our 6 month gazelle, but instead of planning on using it to payoff the Mom Loan, we will be holding it to see what we will owe for the medical and hopefully not go severely backwards on the debt total. We do not have a time line yet for the procedure, but probably not till early next year. I do have health insurance as well as about $6K in my HSA account. I also changed my elections for next year to start putting money in the HSA again (I had it up to $10K at one time but weekly tests/apts/ have drained a lot). So my paycheck deductions are going to double from about $80 a paycheck to $160 a paycheck.

$297.28 paid off in the last 2 weeks!!!

Celebrations for this update:
-$297.28 paid off in the last 2 weeks!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $7,578.14
Mom Loan #2 $18,466.86
MO Mortgage $84,110.75
My Mortgage $150,650.00
Our Mortgage $247,474.44
Total = $508,280.19

Down $297.28 in the last 2 weeks!!

Starting total was $587,351.27
$79,071.08 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $2575 in a savings account to pay off the Mom Loan, so the amount we still owe that is $15,891.86.

I found a bag of clearance deals from Nov 2016 that I never got around to logging. Lucky I found them now since it had Halloween goodies in it!

**ETA - Everything in this entry has now sold, total profit for these buys is $14.48!!



Pumpkin Carving Kits (Bought 4)
Regular Price $9.99 Each
-$7.50 Clearance Price Each
Final Price + Tax = $2.65 Each
(Marked $5.00 each for rummage sale)
*ETA - Sold 3 for $5.00 each on FB on 10/22/17
*ETA - Sold 1 for $5.00 on FB on 7/15/18
Profit = $9.40

Travel Containers (Bought 2)
Regular Price $2.00 Each
-$1.50 Clearance Price Each
Final Price + Tax = $.53 Each
(Marked $2.00 each for rummage sale)
*ETA - Sold 2 for $2.00 each on FB on 10/22/17
Profit = $2.94

Mini Tupperware Sets (Bought 2)
Regular Price $2.00 Each
-$1.50 Clearance Price Each
Final Price + Tax = $.53 Each
(Marked $2.00 each for rummage sale)
*ETA - Sold 2 for $1.00 each on FB on 10/22/17
Profit = .94

Mini Lantern (Bought 1)
Regular Price $3.00 Each
-$2.25 Clearance Price Each
Final Price + Tax = $.80 Each
(Marked $2.00 each for rummage sale)
*ETA - Sold for $2.00 on FB on 12/10/17
Profit = $1.20

We went to a Vikings Game this weekend with my in-laws. It was a lot of fun! We went to Dave & Busters, the football game and also a new casino. Great times with family and the Vikings won! We did ok on spending, gas there and back was probably like $150 so that was the worst expense. I won at the casino, MO lost but I won enough to cover him, and then we spent like $100 at the game on drinks and food(wow they sure get you good there! $10-$15 per drink!). My in-laws paid for the tickets as an early Christmas gift. Hotel was about $115.00.

I would love to pull $45.00 from checking to get to the $17K Mark, but I really don't even have an extra $45.00 right now.

I won football pics for the 3rd week in a row!!! But this time I tied with a 3 other people, and I lost the tie breaker so no money for me this time. But it was good that I wont again, as now I am in 2nd place overall so maybe will win the end of the year payout which is $85.00


Current Balance $16,725.00
+$50.00 MO Payday to Our Savings (10/27)
+$80.00 FB Sales
+$83.76 Yearly Oil Company Dividend Check
+$16.24 Even Out Amount
Balance $16,955.00

Local Savings $6250.00
GC Savings $1500.00
Capital 360 Savings (US) $3865.00
Capital 360 Savings (Mom Loan Payback Account)$2575.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $16,955.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

FB Sales this week were $179.00!!

I haven't been posting much of our older inventory, I will try to do that more this week so I can keep the sales moving!

Sale #745 (DA) $37.00
Adult Coloring Books (8) - Free After Rebate
Sold for $4.00 each
Profit = $32.00

Sophia Lacing Cards - We paid $2.12
Sold for $5.00
Profit = $2.88

Sale #746 (MR) $20.00
Adult Coloring Books (5) - Free After Rebate
Sold for $4.00 each
Profit = $20.00

Sale #747 (SB) $4.00
Adult Coloring Books - Free After Rebate
Sold for $4.00 each
Profit = $4.00

Sale #748 (SR) $10.00
Olay Bodywash (2) - We paid $2.17 each
Sold for $5.00 each
Profit = $5.66

Sale #749 (JW) $10.00
DUO Cleanser (2) - We paid $1.44 each
Sold for $5.00 each
Profit = $7.12

Sale #750 (JF) $22.00
Disney Princess Dresses (2) - We paid $1.06 each
Sold for $5.00 each
Profit = $7.88

Ceramic Hairbrush - We paid $1.05
Sold for $4.00
Profit = $2.95

Paddle Hairbrush - We paid $1.05
Sold for $5.00
Profit = $3.95

Kids Hairbrush - We paid $1.05
Sold for $3.00
Profit = $1.95

Sale #751 (AVB) $41.00
Adult Coloring Books (2) - Free After Rebate
Sold for $4.00 each
Profit = $8.00

Mens Flannel PJ Pants - Can't find this on my blog, so I am unsure what we paid?
Sold for $4.00
Profit = $?

Crest Toothbrush Packs - We paid $1.32
Sold for $3.00
Profit = $1.68

Earbuds (2) - We paid $1.33 each
Sold for $4.00 each
Profit = $5.34

Kids Golf Set - We paid $1.86
Sold for $4.00
Profit = $2.14

For my Mom: All-In-One Measuring Spoon $4.00, 3pk Mens Socks (2 @ $5.00) $10.00.

Sale #752 (HL) $35.00
Girls Marled Hat and Glove Set - We paid $2.77
Sold for $7.00 each
Profit = $4.23

Frozen Slippers - We paid $3.83
Sold for $6.00 each
Profit = $2.17

Clorox Wipes (2 Containers) - We paid $.54 per container
Sold for $2.00 each
Profit = $2.92

Basketball Hoop Set - We paid $2.37
Sold for $5.00
Profit = $2.63

Bubble Blower Guns (2) - We paid $1.56 each
Sold for $4.00 each
Profit = $4.88

For my Mom: Mens 3pk socks $5.00

I meant to get these deals posted sooner, but there were a lot of transactions done, so I couldn't do a quick breakdown, and am finally getting to it now.

Also I used CVS Giftcards that I got free from my Discover Rewards, so I actually didn't pay anything OOP!



Trolli Gummies (Bought 6)
Regular Price $2.79 Each
-.79 Sale Price Each
*Received $2.00 EB on each
Final Price + Tax = .13 each!!
(Keeping these)

ELF Eyeliners, Eyepencil and Sharpener (Bought 18)
Regular Price $1.00 Each
*Received $3.00 EB for every 3 purchased
Final Price + Tax = .07 each!!
(Marked $1.00 each for rummage sale)
*ETA - Sold 7 for $1.00 each on FB on 10/13/17
*ETA - Sold 4 for $1.00 each on FB on 12/10/17
*ETA - Sold 1 for $1.00 on FB on 2/23/20

Old Spice Deodorant (Bought 6)
Regular Price $6.99 Each
-$1.99 each for 2/$10 Sale
-$1.00 Mfr Coupon Each (6)
*Received $10.00 EB for spending $30 on PG
Final Price + Tax = $2.48 each!!
(Keeping these)

Old Spice Bodywash (Bought 8)
Regular Price $5.99(4)/$4.99(4) Each
-$11.00 BOGO 50% off sale
-$1.00 Mfr Coupon Each (8)
-$1.50 CVS CMC Coupon
*Received $10.00 EB for spending $30 on PG
Final Price + Tax = $1.68 each!!
(Marked $3.00 each for rummage sale)
*ETA - Sold 8 for $3.00 each on FB on 10/13/17
Profit = $10.56

Olay Bodywash (Bought 6)
Regular Price $8.29
-$3.29 each for 2/$10 Sale
-$1.00 Mfr Coupon Each (6)
-$1.00 CVS CMC Coupon
*Received $10.00 EB for spending $30 on PG
Final Price + Tax = $2.17 each!!
(Marked $5.00 each for rummage sale)
*ETA - Sold 1 for $5.00 each on FB on 10/13/17
*ETA - Sold 2 for $5.00 each on FB on 10/15/17
*ETA - Sold 2 for $5.00 each on FB on 10/29/17
*ETA - Sold 1 for $5.00 on FB on 5/13/18
Profit = $16.98

Duo Cleanser $12.79 each (Bought 12)
Dawn Dishsoap 8oz $1.69 each (Bought 6)
-$5.85 Sale Price Each on Duo
-.70 Sale Price Each on Dawn
-$3.00 Mfr Coupons on Duo (12)
-.25 Mfr Coupons on Dawn (6)
*Received $10.00 EB for spending $30 on PG (3)
*Received $2.00 on Checkout51 (3)
Final Price + Tax = $1.44 each on DUO + 2 free Dawn!
(Marked Duo $5.00 each for rummage sale, keeping the Dawn)
*ETA - Sold 4 for $5.00 each on FB on 10/13/17
*ETA - Sold 2 for $5.00 each on FB on 10/15/17
*ETA - Sold 1 for $5.00 on FB on 10/29/17
*ETA - Sold 1 for $5.00 on FB on 11/5/17
*ETA - Sold 1 for $5.00 on FB on 2/4/18

Pantene Shampoo and Conditioner (Bought 9 – Not pictured)
Regular Price $4.99 Each
-$4/$14 Sale Price
-$5.00 off 3 Mfr Coupons (3)
-$4.00 off $14.00 Pantene CVS CMC Coupon
*Received $10.00 EB for spending $30 on PG
Final Price + Tax = $1.01 Each!!
(Marked $2.50 each for rummage sale)
*ETA - Sold 1 for $2.50 on FB on 6/24/18
*ETA - Sold 4 for $2.50 each on FB on 12/16/18
*ETA - Sold 4 for $2.50 each on FB on 12/30/18
Profit = $13.41

All of the deals generated $10.00 EBs, so we turned around and used those right away on clearance hair brushes and hair accessories! They were all on clearance for .99!!! That is over 90% off on some of them! This was a great way to get rid of some of those EBs as $10.00 is a lot to use at one time. We still have a few more to use, but used 4 of them on the hair accessories.

Hairbrushes, Paddle brushes, Curling Brushes and Headbands (Bought 44)
Regular Price $4.99 to $12.29 Each
-All Marked down to .99
Final Price + Tax = $1.05 Each!!
(Marked $3.00 to $5.00 each for rummage sale)
*ETA – We kept 6 sets of headbands for me and for my niece
*ETA - Sold 2 hairbrushes for $3.00 each on FB on 10/13/17
*ETA - Sold 1 hairbrush for $4.00 on FB on 10/15/17
*ETA - Sold 1 paddlebrush for $5.00 on FB on 10/15/17
*ETA - Sold 1 kids brush for $3.00 on FB on 10/15/17
*ETA - Sold 1 kids brush for $3.00 on FB on 5/27/18

Wow I won the Football pics again! Two weeks in a row and I have no clue about football!

Current Balance $16,470.00
+$50.00 My Payday to Our Savings (10/20)
+$75.00 My Payday to Mom Loan Savings (10/20)
+$60.00 Football Winner
+$40.00 FB Sales
+$30.00 To get GC Savings to $1500
Balance $16,725.00

Local Savings $6070.00
GC Savings $1500.00
Capital 360 Savings (US) $3815.00
Capital 360 Savings (Mom Loan Payback Account)$2575.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $16,725.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

Total Sales this week were $80.00!!

Sale #738 (CK) $10.00
Crayola Sidewalk Paint (4) - We paid $1.33 each
Sold for $2.50 each
Profit = $4.68

Sale #739 (V) $10.00
Disney Princess Dresses (2) - We paid $1.06 each
Sold for $5.00 each
Profit = $7.88

Sale #740 (JZ) $19.00
Disney Princess Dresses (2) - We paid $1.06 each
Sold for $5.00 each
Profit = $7.88

Old Spice Body Wash (3) - We paid $1.68 each
Sold for $3.00 each
Profit = $3.96

Sale #741 (AKA) $6.00
Old Spice Body Wash (2) - We paid $1.68 each
Sold for $3.00 each
Profit = $2.64

Sale #742 (SH) $7.00
Olay Body Wash - We paid $2.17 each
Sold for $5.00 each
Profit = $2.83

ELF Makeup (2) - We paid .07 each
Sold for $1.00 each
Profit = $1.86

Sale #743 (JSM) $2.00
ELF Makeup (2) - We paid .07 each
Sold for $1.00 each
Profit = $1.86

Sale #744 (SR) $26.00
Clorox Wipes 35ct 4pk (2) - We paid $2.13 per pack
Sold for $6.00
Profit = $7.74

Frozen Slippers - We paid $3.83
Sold for $6.00
Profit = $2.17

Bubble Blower Gun (2) - We paid $1.86 for one and $1.56 for one
Sold for $4.00 each
Profit = $4.58

Couple free grabs at Menards! The adult coloring books sold really well last year, so hoping for success with them again this year!



Adult Coloring Books(Bought 48 Joint with my Mom)
Free After Mail in Rebate
(Marked $4.00 each for rummage sale)
*ETA - Sold 16 for $4.00 each on FB on 10/15/17
*ETA - Sold 2 for $4.00 each on FB on 10/22/17
*ETA - Sold 3 for $4.00 each on FB on 11/5/17
*ETA - Sold 8 for $4.00 each on FB on 11/19/17 (Gave $5.00 off due to a large order)
*ETA - Sold 14 for $4.00 each on FB on 12/2/18
*ETA - Sold 5 for $4.00 each on FB on 12/9/18
Profit = $187.00

Corkscrew(Bought 4)
Free After Mail in Rebate
(Marked $2.00 each for rummage sale)
*ETA - Sold 2 for $2.00 each on FB on 12/16/18

Framing Squares (Not pictured)(Bought 2)
Free After Mail in Rebate
(Marked ? each for rummage sale)
*ETA - Sold 1 for $7.00 on FB on 10/29/17
*ETA - Sold 1 for $7.00 on FB on 3/25/19
Profit = $14.00

Kitchen Knife Set (Bought 2)
$1.99 Each After Mail in Rebate
(Marked $5.00 each for rummage sale)
*ETA - Sold 2 for $5.00 on FB on 10/22/17
Profit = $6.02

Oven Liners(Bought 2)
Free After Mail in Rebate
(Marked $2.50 each for rummage sale)
*ETA - Sold 2 for $2.50 each on FB on 11/5/17
Profit = $5.00

Sodering Iron (Bought 2)
$.99 Each After Mail in Rebate
(Marked $4.00 each for rummage sale)
*ETA - Sold 1 for $4.00 on FB on 11/5/17
*ETA - Sold 1 for $4.00 on FB on 6/10/18
Profit = $6.02

$1414.56 paid off in the last 2 weeks!!!

Celebrations for this update:
-$1414.56 paid off in the last 2 weeks!
-Mom Loan went under the next $1000 mark!
-Total Debt went under the next $1000 mark for the third update in a row!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $7,693.42
Mom Loan #2 $18,466.86
MO Mortgage $84,292.75
My Mortgage $150,650.00
Our Mortgage $247,474.44
Total = $508,577.47

Down $1414.56 in the last 2 weeks!!

Starting total was $587,351.27
$78,773.80 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $2415 in a savings account to pay off the Mom Loan, so the amount we still owe that is $16,620.13.

MO and I are in a football pics group, he won $60 last week and I won $60 this week! YEAH!

Current Balance $16,350.00
+$50.00 MO Payday to Our Savings (10/13)
+$60.00 Football Winner
+$10.00 Mortgage Savings
Balance $16,470.00

Local Savings $5970.00
GC Savings $1470.00
Capital 360 Savings (US) $3765.00
Capital 360 Savings (Mom Loan Payback Account)$2500.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $16,470.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

Here is our post-Vegas update.

Current Balance $18,405.00
-$2360.00 Vegas Vacation
+$50.00 My Payday to Our Savings (10/6)
+$75.00 My Payday to Mom Loan Savings (10/6)
+$100.00 FB Sales
+$60.00 Football Winner
+$.13 GC Interest
+$4.87 Even Out Amount
+$7.06 Cap 360 Interest
+$7.94 Even Out Amount
Balance $16,350.00

Local Savings $5910.00
GC Savings $1460.00
Capital 360 Savings (US) $3715.00
Capital 360 Savings (Mom Loan Payback Account)$2500.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $16,350.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

A lot of orders are being picked up now that I am back from Vegas. Total sales this week were $178.00!!!


Sale #730 (JZ) $2.00
Mens Flip Flops - I paid .14 each
Sold for $2.00 each
Profit = $1.86

Sale #731 (JF) $12.00
Clorox Wipes 35ct 4pk (2) - We paid $2.13 per pack
Sold for $6.00
Profit = $7.74

Sale #732 (SH) $5.00
Basketball Set - We paid $2.37
Sold for $5.00
Profit = $2.63

Sale #733 (KHW) $27.00
Kids 7pc Golf Sets(3) - We paid $1.86 each
Sold for $4.00 each
Profit = $6.42

Disney Princess Dresses (3) - We paid $1.06 each
Sold for $5.00 each
Profit = $11.82

Sale #734 (BH) $10.00
Crayola Crayon Block Tube - We paid $3.99 each
Sold for $7.00 each
Profit = $3.01

Beauty360 Hairbrush - We paid $1.06
Sold for $3.00
Profit = $1.94

Sale #735 (KG) $7.00
Girls Marled Hat and Glove Set - We paid $2.77 each
Sold for $7.00 each
Profit = $4.23

Sale #736 (NC) $51.00
Clorox Wipes 35ct 4pk - We paid $2.13 per pack
Sold for $6.00
Profit = $3.87

Basketball Set (2) - We paid $2.37 each
Sold for $5.00 each
Profit = $5.26

Watermelon Mason Jar Cup - We paid .22 each
Sold for $2.00 each
Profit = $1.78

Bubble Blower Guns (2) - We paid $1.86 each
Sold for $4.00 each
Profit = $4.28

Beauty360 Hairbrush - We paid $1.06
Sold for $3.00
Profit = $1.94

ELF Makeup (3) - We paid .07 each
Sold for $1.00 each
Profit = $2.79

For my Mom: Men's FOTL Socks $5.00

Sale #737 (CS) $64.00
Air Freshner 2pk (3) (Me) - Free After Rebate
Sold for $1.00 each
Profit = $3.00

Dog Leashes (2) (Me) - Free After Rebate
Sold for $4.00 each
Profit = $8.00

BIC Soleil Glow Razor 3pk+1 (3) - We paid $1.60 each
Sold for $4.00 each
Profit = $7.20

Clorox Wipes 35ct 4pk (2) - We paid $2.13 per pack
Sold for $6.00
Profit = $7.74

Old Spice Body Wash (3) - We paid $1.68 each
Sold for $3.00 each
Profit = $3.96

DUO Cleanser (4) - We paid $1.44 each
Sold for $5.00 each
Profit = $14.24

We are back and we are ok!

We got to Vegas on the afternoon of 10/1/17, that evening was the attack.

When we got there in the afternoon, we checked into our hotel at The Linq and started walking down the strip to meet some friends to do some gambling at Planet Hollywood. We got to PH many hrs before we were planning to meet up, so we were gambling and drinking, typical Vegas for us. I was sitting at a machine and I just had this awful feeling of dread. I told MO I feel awful anxiety right now. I feel terrible in my stomach, like a ball of stress. I think I am having a panic attack. This made no sense to either of us, as we are on vaca, and a slot machine with a beer is one of my favorite places to be! I felt like I was going to puke, and like I was going to a job interview, or to give a speech. A terrible panicked feeling. But no reason???

I tried to shake it off and thought I just need a few drinks to relax. So we had some beers and met some friends and I started to have a lot of fun and let go of the worrisome feelings I was having.

Hours later we left our friends and started back in the direction of the The Linq (heading away from Mandalay Bay). At some point in time (I can't remember when), we did hear that there was a shooting at Mandalay Bay. That was the only information we heard. I assumed it was some type of a domestic shooting situation, plus we were about a mile down the strip from Mandalay Bay so we didn't think much of it at the time since we had no details.

MO was hungry so we went past our hotel, and through Harrah's (which was absolutely packed with people) to Casino Royale and got some food and were gambling there a bit more. Casino Royale is a very tiny place, it is nothing like the big resort/casinos. We were standing together in the middle of the casino talking about heading to bed. All of the sudden everyone started screaming and running towards the back of the building. I screamed for my husband to run and I ran towards the back of the building. There isn't really anywhere to go in that small casino so I ended up hiding behind a partition wall that separates the food court area from the casino. Many people ran past me and hid in a cleaning closet. I remember thinking the shooter will open the door and shoot them all and they will have no where to go! While I was hiding I called 911, but no one answered, obviously by that time the entire strip was in a panic and I am sure they were getting thousands of calls. I was sitting behind the wall trying to be as quiet as possible and thinking the shooter would walk around the corner and I would be done. It was so terrifying! Then my husband walked around the wall. Instead of running he had gone towards the panic to see what had happened and how he could help. I am glad he is brave and wants to help people, but wow that was so scary! He said he didn't know what scared everyone that caused them to run, but no shooter was in the casino.

We ran out the back door into an alley trying to get back to our hotel without going onto the strip. We went through a parking garage and got to the back side (non-Strip side) of Harrahs. We walked in and the entire casino was a ghost town. Not 20 mins before there had been thousands of people when we walked through, now there was no one but a few security officers. We walked all the way to the front of the casino, we wanted to go quickly to our hotel next door, but to do so we had to go out on the strip for about 40ft. The entrance was blocked off by security and a women was there arguing with them to let her leave. Security said they still did not know where the shooters were and that no one was allowed in or out.

We turned around and went back through the casino thinking we could get to our hotel by the monorail walkway. When we got there, another security guard was blocking that entrance and said the monorail is closed due to the security issues. We let him know we just want to go across to our hotel. He allowed us to go across the walkway and have our room keys ready to show security to let us in to get to our rooms. A little old lady was behind us and she said she was staying at The Linq too but she didn't know where her husband was and she wasn't sure if she had a room key. We took her with us and got to our hotel.

The elevators were a mess with people trying to get to the safety of their rooms. We go in an elevator full of people. There were 2 girls in there with us, I would say in there late twenties and they clearly had a lot to drink. They said people were shot by Mandalay Bay and had died. They said they were on the strip and saw someone run by with a gun and police were chasing them. We assumed that was why everyone had panicked and run when we were in Casino Royale.

We finally got back to our room and turned on the news. Since we were in Vegas we had all of the local news channels and everything was crazy with coverage of the shootings. At that time they were reporting 2 people killed, 24 injured. We sat in bed in shock watching everything and messaging family and friends that we were ok.

We went to bed late and woke up early. We turned on the news, the deceased count had gone from 2 to 50, then 58, then 59. Injured over 500+.

We talked to other friends in Vegas and found out what had happened at Casino Royale had also happened at many other casinos on the strip as many false reports had come out of shooters in other casinos, so it was a wide spread panic that went like a wave down The Strip.

We stayed in our room most of that day and near our hotel. The next day our reservations were down on Fremont St. so we moved down there for the rest of the strip. Police presence was much more prominent everywhere, which makes you feel safer, but also made you worry more. Everytime there was a scream you wondered if it was someone winning or if something bad was happening again. We came home yesterday and I am so happy to be home and safe.

Thank you to everyone who "checked" on us!
Prayers to everyone effected in Vegas and all across the US.

A little update before we head back to Vegas!

Current Balance $18,355.00
+$50.00 Mo Payday to Our Savings (9/29)
Balance $18,405.00

Local Savings $7040.00
GC Savings $2525.00
Capital 360 Savings (US) $3660.00
Capital 360 Savings (Mom Loan Payback Account)$2415.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,405.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

$307.11 paid off in the last 2 weeks!!!

It was a small update this 2 weeks as the only payments were to our 2 smallest payment debts. We were $8 away from getting under the next $1000 mark for total debt, so I threw $10 at My Mortgage, which also got that under the next $1000 mark. Even $10 feels good when it's going in the right direction! Next update 4 out of our 5 debts will go down so it will be a nice one!

Celebrations for this update:
-$307.11 paid off in the last 2 weeks!
-Race #1/My Mortgage went under the next $1000 mark!
-Total Debt went under the next $1000 mark for the second update in a row!


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $7,808.62
Mom Loan #2 $19,035.13
MO Mortgage $84,292.75
My Mortgage $150,990.00
Our Mortgage $247,865.53
Total = $509,992.03

Down $307.11 in the last 2 weeks!!

Starting total was $587,351.27
$77,359.24 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $2415 in a savings account to pay off the Mom Loan, so the amount we still owe that is $16,620.13.

Couple Walmart grabs! Can't beat $1.00!!



Disney Princess Beauty and the Beast or Minnie Dress (Bought 24)
Regular Price $12.92
-11.92 Clearance Price Each
Final Price + Tax = $1.06
(Marked $5.00 for rummage sale)
*ETA - Kept 1 for my niece
*ETA - Sold 3 for $5.00 each on FB on 10/1/17
*ETA - Sold 4 for $5.00 each on FB on 10/8/17
*ETA - Sold 2 for $5.00 each on FB on 10/15/17
*ETA - Sold 2 for $5.00 each on FB on 5/13/18
*ETA - Sold 1 for $5.00 on FB on 7/15/18
*ETA - Sold 2 for $5.00 each on FB on 4/12/19

Faded Glory Bermuda Shorts (Bought 1)
Regular Price $6.96
-$5.96 Clearance Price Each
Final Price + Tax = $1.06
(Marked $3.00 for rummage sale)

Faded Glory Midi Shorts (Bought 1)
Regular Price $6.96
-$5.96 Clearance Price Each
Final Price + Tax = $1.06
(Marked $3.00 for rummage sale)
*ETA - Kept for my neice

Couple of sparkly grabs at Kohls! Since we are fully into fall here in the Midwest, these will be marked and packed away for selling next spring. One of the keys to us being able to coupon and clearance find effectively is being able to buy "off-season" items at rock bottom prices and store them till they are in demand.



Girls Flip Flops (Bought 6)
Regular Price $8.00 each
-$6.88 Clearance Price + Kohls Charge 30% Savings
Final Price + Tax = $1.19 each!!
(Marked $3.00 (?) for rummage sale)
*ETA - Sold 1 for $3.00 on FB on 11/3/19

I received an unexpected rebate on one of my medications. It was only $10.45, but it was nice to get something!

Current Balance $18,300.00
+$10.45 Rx Rebate
+$44.00 FB Sales
+$.55 Even Out Amount
Balance $18,355.00

Local Savings $7040.00
GC Savings $2525.00
Capital 360 Savings (US) $3610.00
Capital 360 Savings (Mom Loan Payback Account)$2415.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,355.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)

Another good week! Clorox Wipes are all sold PPU, which is great as they take up too much room! Hopefully they are all picked up soon! Total Sales this week = $68.00!!

Sale #725 (SS) $5.00
Girls "Pretty Sweet" Dress - We paid $1.00 at rummage sale
Sold for $5.00
Profit = $4.00

Sale #726 (BH) $6.00
Clorox Wipes 35ct 4pk - We paid $2.13 per pack
Sold for $6.00
Profit = $3.87

Sale #727 (KD) $33.00
Clorox Wipes 35ct 4pk (5 pks and 2 loose canisters) - We paid $2.13 per pack
Sold for $6.00 per pack/$1.50 each for the loose
Profit = $21.29

Sale #728 (CC) $13.00
Clorox Wipes 35ct 4pk - We paid $2.13 per pack
Sold for $6.00
Profit = $3.87

Baby Onesie 7pc Set - We paid $2.99
Sold for $7.00
Profit = $4.01

Sale #729 (AVB) $11.00
Loreal Shampoo/Conditioner (2) - We paid .88 each
Sold for $3.00 each
Profit = $4.24

For my Mom: 3pk socks $5.00

My Mom grabbed all of these great deals for us! Everything was 75% off, plus we had some CVS Coupons ($10.00 off of $40.00, and $10.00 off of $50.00).
Already selling like hot cakes!



All Purpose Wipes (Bought 2)
Regular Price $1.00 each
Clearance Price + Tax = .+.01 Money Maker each
(Marked $1.00 each for rummage sale)

Basketball Sets (Bought 4)
Regular Price $9.99 each
Clearance Price + Tax = $2.37 each
(Marked $5.00 each for rummage sale)
*ETA - Sold 3 for $5.00 each on FB on 10/1/17
*ETA - Sold 1 for $5.00 each on FB on 10/15/17
Profit = $10.52

BBQ Brush (Bought 2)
Regular Price $2.00 each
Clearance Price + Tax = $.22 each
(Marked $1.50 each for rummage sale)
*ETA - Kept 1 for us
*ETA - Sold 1 for $1.50 on FB on 5/13/18
Profit = $1.28

Bubbles 6pk (Bought 1 - Not pictured)
Regular Price $3.99
Clearance Price + Tax = $1.05
(Marked .50 per bottle for rummage sale)
*ETA - Sold 5 bottles for .50 each on FB on 12/2/18

Bubble Blower Guns (Bought 7)
Regular Price $6.99 each
Clearance Price + Tax = $1.86 each (3) and $1.56 each (4)
(Marked $4.00 each for rummage sale)
*ETA - Sold 2 for $4.00 each on FB on 10/1/17
*ETA - Sold 2 for $4.00 each on FB on 10/8/17
*ETA - Sold 2 for $4.00 each on FB on 10/15/17
*ETA - Sold 1 for $4.00 each on FB on 7/15/18
Profit = $16.18

Bubble Refill Station (Bought 1)
Regular Price $6.99 each
Clearance Price + Tax = $1.86 each
(Marked $4.00 each for rummage sale)
*ETA - Sold for $4.00 on FB on 2/4/18
Profit = $2.14

Clip Sets (Bought 5)
Regular Price $1.00 each
Clearance Price + Tax = .+.01 Money Maker each
(Marked $1.00 each for rummage sale)

Combs 12pk Sets (Bought 5)
Regular Price $1.00 each
Clearance Price + Tax = .27 each
(Marked $1.00 each for rummage sale)
*ETA - Sold 1 for $1.00 on FB on 1/12/20

Crayola Crayon Block Tube (Bought 3)
Regular Price $14.99 each
Clearance Price + Tax = $3.99 each
(Marked $7.00 each for rummage sale)
*ETA - Sold 3 for $7.00 each on FB on 10/1/17
Profit = $9.03

Crayola Sidewalk Paint (Bought 4)
Regular Price $4.99 each
Clearance Price + Tax = $1.33 each
(Marked $2.50 each for rummage sale)
*ETA - Sold 4 for $2.50 each on FB on 10/8/17
Profit = $4.68

Dino Squirt Toy (Bought 1 - Not pictured)
Regular Price $2.99
Clearance Price + Tax = $.79
(Marked $2.00 for rummage sale)

Fun Bubble 5-in-1 Sets (Bought 7)
Regular Price $2.99 each
Clearance Price + Tax = .80 each
(Marked $2.00 each for rummage sale)
*ETA - Sold 2 for $3.00 on FB on 12/10/17

Glow in the Dark Saucer Set (Bought 2)
Regular Price $2.99 each
Clearance Price + Tax = .80 each
(Marked $2.00 each for rummage sale)

Golf Set 7pc (Bought 8)
Regular Price $6.99 each
Clearance Price + Tax = $1.86 each (4)and $1.58 each (4)
(Marked $4.00 each for rummage sale)
*ETA - Sold 3 for $4.00 each on FB on 10/1/17
*ETA - Sold 1 for $4.00 each on FB on 10/15/17
*ETA - Sold 2 for $4.00 each on FB on 7/23/18
*ETA - Sold 1 for $5.00 each on FB on 8/13/20


Key Finder (Bought 4)
Regular Price $2.00 each
Clearance Price + Tax = $.22 each
(Marked $1.50 each for rummage sale)
*ETA - Sold 4 for $1.50 each on FB on 12/10/17
Profit = $5.12

Kitchen Towel (Bought 1)
Regular Price $1.00 each
Clearance Price + Tax = .+.01 Money Maker each
(Marked $1.00 each for rummage sale)

Licensed Dip-n-Blow Bubble Sets (Bought 8)
Regular Price $4.99 each
Clearance Price + Tax = $1.33 each
(Marked $3.00 each for rummage sale)
*ETA - Sold 7 for $3.00 each on FB on 12/10/17

Magnetic Clips (Bought 2)
Regular Price $3.00 each
Clearance Price + Tax = .52 each
(Marked $1.50 each for rummage sale)

Measuring Set 8pc (Bought 1)
Regular Price $2.00 each
Clearance Price + Tax = .22 each
(Marked $2.00 each for rummage sale)
*ETA - Sold for $2.00 on FB on 11/26/17
Profit = $1.78

Netted Sponges (Bought 7)
Regular Price $1.00 each
Clearance Price + Tax = +.01 Money Maker each!!
(Marked $1.00 each for rummage sale)

Scouring Pads (Bought 5)
Regular Price $1.00 each
Clearance Price + Tax = +.01 Money Maker each!!
(Marked $1.00 each for rummage sale)

Smashball Toy (Bought 8)
Regular Price $4.99 each
Clearance Price + Tax = $1.33 each
(Marked $3.00 each for rummage sale)

Snorkel Mask Set (Bought 4)
Regular Price $8.99 each
Clearance Price + Tax = $2.12 each
(Marked $5.00 each for rummage sale)
*ETA - Sold 1 for $5.00 on FB on 5/13/18
*ETA - Sold 1 for $5.00 on FB on 7/8/18
*ETA - Sold 1 for $5.00 on FB on 7/15/18

Straws (Bought 2)
Regular Price $1.00 each
Clearance Price + Tax = .27 each
(Marked $1.00 each for rummage sale)
*ETA - Sold 2 for $1.00 each on FB on 8/5/18
Profit = $1.46

Super Water Blaster Water Guns (Bought 11)
Regular Price $9.99 each
Clearance Price + Tax = $2.37 each (3) and $2.35 each (8)
(Marked $5.00 each for rummage sale)
*ETA - Sold 3 for $5.00 each on FB on 5/6/18
*ETA - Sold 2 for $5.00 each on FB on 5/13/18

Water Balloon Pumper(Bought 5)
Regular Price $9.99 each
Clearance Price + Tax = $2.37 each (1) and $2.35 each (4)
(Marked $5.00 each for rummage sale)
*ETA - Sold 1 for $5.00 on FB on 5/6/18
*ETA - Sold 1 for $5.00 on FB on 5/13/18
*ETA - Sold 1 for $5.00 on FB on 11/3/19

Watermelon Mason Jar (Bought 1)
Regular Price $2.00 each
Clearance Price + Tax = .22 each
(Marked $2.00 each for rummage sale)
*ETA - Sold for $2.00 on FB on 10/1/17
Profit = $1.78

Here are a couple misc. deals we got in the last few weeks.



Family Dollar
Pamper Wipes 56ct (Bought 2)
Regular Price $2.15 each
-.30 Each Sale Price
-$2.00 Pampers Coupon (2)
Final Price = Free!!!
(Marked $1.50 each for rummage sale)
*ETA - Sold both for $1.50 each on FB on 9/10/17
Profit = $3.00

Target
BIC Soleil Glow Razor 3pk + 1 (Bought 6)
Regular Price $5.99 each
-$3.00 Mfr Coupon (6)
*Received $5.00 Target GC for every 3 purchased (2)
Final Price + tax = $1.60 per pack
(Marked $4.00 per pack for rummage sale)
*Mom kept 1 pack
*ETA - Sold 3 for $4.00 each on FB on 10/1/17
*ETA - Sold 2 for $4.00 each on FB on 9/2/18

Walmart
Disney Princess Sleeping Bag (Bought 1)
Regular Price $19.99
-$14.99 Clearance Price
Final Price + tax = $5.33
(Marked $10.00 for rummage sale)
*ETA - Sold for $10.00 on FB on 7/15/18
Profit = $4.67

Sam's Club
Baby Onesie 7pc Sets (Bought 4)
Regular Price $?
Final Price + tax = $2.99 per pack
(Marked $7.00 per pack for rummage sale)
*ETA - Sold 1 for $7.00 on FB on 9/17/17
*ETA - Sold 2 for $7.00 each on FB on 8/23/20