Banker Gurl's More Bang For Your Buck!

Current Balance $13,800.00
+$80.00 Bingo Tips
+$100.00 to Sept 2012 Savings
+$85.00 to Retirement Hold Account
-$28.00 to ROTH IRA
+$3.00 Even Out Amount
New Balance $14,040.00

Bingo Money $1450.00
ING $7800.00
Home Improvements(cash) $385.00
HSBC $4405.00
Total = $14,040.00

Added $76.55 to Bingo Tips
Tips total - $544.38
Wage total - $906.39
Total Bingo Money - $1450.77

CVS


Complete Multipurpose Contact Solution 12oz
Regular Price $9.49
-.50 Sale Price
*Received $8.99 EB
Final Price - FREE!!!

Old Spice Bodywash 16oz (Bought 2)
Regular Price $4.99 Each
-$1.50 Sale Price Each
-$3.49 mfr coupon(BOGO Free)
-$1.00 mfr coupon
Final Price $2.49 Total - Just $1.25 Each!!
I marked these for $2.50 each for the rummage sale
*ETA - Sold both for $2.50 each at 8/24/12 rummage sale

I used EBs from the Thanksgiving Sale so only paid .20 plus tax OOP, and also got an extra $5 EB for spending a cumulative $50 on beauty products. So in total for this shopping trip I got everything free plus made $2.51!!


I also got a P&G Brand Saver sampler in the mail. I got free samples of Herbal Essences, Crest White Strips, Head and Shoulders and also Prevacid. As well as a ton of coupons.
If you are not signed up for free samples from P&G you can go to their website - pgeverydaysolutions.com to sign up and get your own free samples!

Amber asked: What's EB?

EB stands for Extra Bucks. You get Extra Bucks at CVS when you buy certain advertised items. They are just like cash at CVS and can be used for almost everything, there are just a few exceptions like Rx, tobacco items, liquor and giftcards.
By buying items that offer EBs you can get a lot of things for free or extremely discounted costs, especially if you team them up with coupons.

Thanks for the question!

Hope you have time to check out the CVS Sale going on NOW! It runs from Thurs (11/24) to Sat (11/26). Check it out!


I started the day with $11.99 in EB

Transaction #1

Heidi Klum Shine Gift Set and Halle Berry Gift Set
Regular Price $19.99 Each
-$19.99 Sale Price (BOGO Free)
-$5.00 CVS coupon in my email
-$5.00 mfr coupon
Final Price $9.99 for 2 giftsets
Only $4.99 each!!

Be Kool Fever Reducer 4pk
Regular Price $4.49
*Received $4.49 EB
Final Price - FREE!!!
*ETA - Sold for $3.00 each at 9/7/12 rummage sale - $3.00 profit

Used my $11.99 EB
Total OOP $3.48!


Transaction #2

Balance Bar
Regular Price $1.99
-.30 Sale Price
*Received $1.69 EB
Final Price - FREE!!

Philips Univeral Remote
Regular Price $12.99
-$6.00 Sale Price
*Received $6.99 EB
Final Price - FREE!!

Cepacol Lozenges 16ct
Regular Price $5.49
-.50 Sale Price
*Received $4.99 EB
Final Price - FREE plus .50 Money Maker!!!

Philips In-Ear Headphones
Regular Price $9.99
-$3.00 Sale Price
*Received $6.00 EB
Final Price - .99!!

Used my $4.49 EB from the last transaction
Total OOP $10.17


Transaction #3

LA Looks Hair Gel 30oz
(The sale was on the 20oz bottles, but they had Bonus size bottles for the same price!!)
Regular Price $3.99
-$1.50 Sale Price
*Received $2.49 EB
Final Price FREE!!!

Listerine Pocket Paks 72ct (Bought 2)
Regular Price $4.99 Each
-$2.00 Each Sale Price
*Received $2.99 EB Each
Final Price - FREE!!!

Colgate Total Toothpaste 4.0oz (Bought 2)
Regular Price $3.79 Each
-.92 Each Sale Price
-$1.00 mfr coupon
-$1.00 mfr coupon
*Received $2.87 EB Each
Final Price FREE plus $2.00 Money Maker!!!

CVS Dental Flossers 90ct
Regular Price $2.57
-.58 Sale Price
*Received $1.99 EB
Final Price FREE!!!
*ETA - Sold this for $1.00 at our 5/18/12 rummage sale

Fiber One Brownies
Regular Price $4.39
-.40 Sale Price
-.75 mfr coupon
*Received 3.99 EB
Final Price FREE plus .75 Money Maker!!!

Finish Quantum Dishwashing Detergent 10ct
Regular Price $4.49
-$1.50 Sale Price
-$1.00 mfr coupon
Final Price FREE plus $1.00 Money Maker!!!

GUM 2pk Toothbrushes (Bought 2)
Regular Price $3.99 Each
-$1.00 Each Sale Price
-.55 mfr coupon
*Received $2.99 EB Each
Final Price FREE plus .55 Money Maker!!!

Used my $19.67 EB from the last transaction
Total OOP $5.19


Transaction #4

CVS AA Batteries 4pk
Regular Price $3.99
-.34 Sale Price
*Received $3.65 EB
Final Price - FREE!!!

Irish Spring Deoderant
Regular Price $3.99
-$1.22 Sale Price
-$1.00 mfr coupon
*Received $2.00 EB
Final Price - FREE plus .23 Money Maker!!!
* ETA -Sold this for $1.50 at our 5/18/12 rummage sale

Starbucks Double Shot
Regular Price $2.29
-$.60 Sale Price
*Received $1.69 EB
Final Price - FREE!!!

Advil 10ct
Regular Price $3.29
-$.30 Sale Price
*Received $2.99 EB
Final Price - FREE!!!
*ETA - Sold my 1 for $1.50 at 8/24/12 rummage sale - $1.50 profit
*ETA - Sold DH's for $1.50 at 9/7/12 rummage sale - $1.50 profit


Pepto 4oz
Reguler Price $3.99
-$1.00 Sale Price
*Received $2.99 EB
Final Price FREE!!!

Corn Chex 12.8oz box (1) and Rice Chex 12.8oz box (1)
Regular Price $4.79 Each
-$1.92 Each Sale Price
-$1.00 mfr coupon
*Received $2.00 EB Each
Final Price .74 Each - Just .37 a box!!!

Kleenex Cooltouch Tissues
Regular Price $2.57
-$1.07 Sale Price
*Received $1.50 EB
Final Price - FREE!!!

Softlips
Regular Price $2.99
-.99 Sale Price
*Received $2.00 EB
Final Price - FREE!!!

Carmex
Regular Price $1.67
-.67 Sale Price
*Received $1.00 EB
Final Price - FREE!!!

Wet n Wild Polish Set 8ct (Bought 2)
Regular Price $5.99
-$3.11 Sale Price Each
*Received $2.00 EB Each
Final Price .88 Each!!
*ETA - I had planned on keeping these to give as gifts, but don't really have any younger or teenager girls that this would be a good gift for, so decided to add them to my rummage sale inventory. Sold 1 for $3.00 on 3/17/14 to a coworker = $2.12 Profit!
*ETA - Sold 1 on 4/1/14 on FB = $2.12 Profit

Used $23.18 EB
Total OOP $4.92


Transaction #5

Snickers (Bought 3)
Regular Price $1.19 Each
-.44 Sale Price Each
*Received .75 EB Each
Final Price - FREE!!!

King Size Candy Bars (Bought 2)
Regular Price $1.87
-.88 Sale Price Each
*Recieved $.99 EB Each
Final Price FREE!!!

Used $4.00 EB
Total OOP .23


Transaction #6

Advil PM 4ct
Regular Price .99
*Received .99 EB
Final Price - FREE!!!

Theraflu 8ct (Bought 2)
Regular Price $1.99
-.12 Sale Price Each
-$3.00 mfr coupon on two
*Received $1.87 EB on 1
Final Price - FREE plus $1.13 Money Maker!!!

Theraflu Lipton Tea Mix (Bought 2)
Regular Price .99 Each
-$3.00 mfr coupon on two
*Received .99 EB on 1
Final Price - FREE plus $2.01 Money Maker!!!

Benefiber 3ct Stick Packs
Regular Price $1.49
-$3.00 mfr coupon
*Received $1.49 EB
Final Price - FREE plus $3.00 Money Maker!!!
*ETA - Sold this for $1.00 at our 6/23/12 rummage sale
*ETA - Sold another one for $1.00 at 9/4/14 rummage sale

Breathe Right 12 strips
Regular Price $6.49
-.50 Sale Price
-$1.50 CVS coupon
-$1.50 mfr coupon
*Received $5.99 EB
Final Price - FREE plus $3.00 Money Maker!!!
*ETA - Sold DH's for $3.00 each at 9/7/12 rummage sale - $3.00 profit
*ETA - Donated the 2nd box to my Dad

I-Chill Relaxation Shot 2pk
Regular Price $5.49
-.20 Sale Price
*Received $5.29 EB
Final Price - FREE!!!

Excedrin PM 8ct and Excedrin Extra Strength 8ct -(Bought 5)
Regular Price .99
*Received .99 EB
Final Price - FREE!!!
*ETA - Sold 5 for $1.00 each at our 5/18/12 rummage sale = $5.00 profit
*ETA - Sold 1 for $1.00 at 9/7/12 rummage sale - $1.00 profit

Bayer Advanced Extra Strength 20ct
Regular Price $4.29
-$3.30 Sale Price
-.99 mfr coupon
Final Price - FREE!!!

Sheets Energy Strips 10ct
Regular Price $5.99
-$2.00 Sale Price
*Received $3.99 EB
Final Price - FREE!!!

Used $11.21 EB
Total OOP 3.23


I started with $11.99 in EB - Spent $20.67 OOP and Got $197.23 in merchandise and ended up with $37.78 in EB!

So I got $197.23 in merchandise for FREE and MADE $5.12!!



That was on Thanksgiving morning and then today I took DH's card and got almost all of the FREE deals again, but did not have coupons for his transactions.

He started with $13.99 in EB.
Spent $8.96 OOP.
Got $69.51 in merchadise for FREE and $20.28 EB.

YEAH for all the FREE stuff! Lots that we will keep and use and some for the rummage sale.

Current Balance $13,520.00
+$55.00 Bingo Tips
+$225.00 Bingo Wages
New Balance $13,800.00

Bingo Money $1370.00
ING $7640.00
Home Improvements(cash) $385.00
HSBC $4405.00
Total = $13,800.00

Added $55.57 to Bingo Tips and $228.31 to Bingo Wages
Tips total - $467.83
Wage total - $906.39
Total Bingo Money - $1374.22

Too lazy to get a picture up today....but did get some good deals!

Excedrine 8ct
Regular Price .99
*Received .99 EB
Final Price - FREE!!!

Speed Stick Deoderant - Bought 4
Regular Price $3.19
-.20 Each Sale Price
*Received $2.00 EB on each
Final Price .99 Each!!!
Saved $8.80 on 4!

American Greeting Cards - Bought 3
Regular Price .99
*Received $3.00 EB
Final Price - Made .03 on 3 cards!!


So total for 4 deoderants, 3 cards and 1 box of Excedrin = $3.96!!!

We paid off our laptop loan...it was 12 months at 0% interest, so it is time to pay it off now before the interest hits. That was the last 0% loan we had due. Now back down to just the mortgage again. Also had my Bingo tips for the week.

Current Balance $13,500.00
+$70.00 Bingo Tips
+$100.00 to Anniversary Cruise Savings
+$100.00 to Sept 2012 Savings
-$250.00 to pay off laptop loan
New Balance $13,520.00

Bingo Money $1090.00
ING $7640.00
Home Improvements(cash) $385.00
HSBC $4405.00
Total = $13,320.00

Added $67.76 to Bingo Tips
Tips total - $412.26
Wage total - $678.08
Total Bingo Money - $1090.34

Found a money maker at CVS this week:

Gillette Fusion Shave Gel 2.5 oz
Regular Price $2.37
-$1.00 mfr coupon
*Received $2 EB
Final Price FREE +.63 Money Maker!!!
*ETA - Sold this for $1.00 at our 6/23/12 rummage sale

I used my Mom's card so that I could do his deal twice and made a total of $1.26 just for buying them! I them marked both of them $1.00 a piece for the rummage sale.

Also found 2 other good deals:

Ivory Bar Soap 3 pk
Regular Price $2.27
-$1.28 Sale Price
-.50 mfr coupon
Final Price .49!
*Marked this for $1.50 for the rummage sale
*ETA - Sold for $1.50 at 9/7/12 rummage sale - $1.01 profit

I scanned my CVS card and got a coupon for $2.00 off
Kellogs Crunchy Nut Cereal

Crunchy Nut Cereal 14.1oz
Regular Price $2.50 per box
-$2.00 CVS coupon
Final Price .50 for a box of cereal!!
(and it's yummy!)

GusitaRenker asked:
Have you decided what you're doing with the bingo money?


No, I still haven't put a for sure answer on that.....right now I am leaning towards saving it for a new to us car when one of ours dies. One of our cars has over 140K miles and the other has over 110K miles. I am just always thinking how stupid I would feel if I put all this extra money towards the mortgage and then we had to get an autoloan. I would feel like an idiot! LOL So that is the though right now for the Bingo money.....for now I still just have it all at home. I plan to get some things moved around at ING soon to make a "Bingo" account.
Thanks for asking!

Was pretty productive today, put away the Halloween decorations, made my weekly trip to CVS, took a 2 1/2 hr nap , and marked a bunch of stuff I had gotten cheap from CVS for the rummage sale.



Scope Sample Size (Paid $0 - Marked .50)
*ETA - Sold for .50 at the 5/18/12 sale

Gillette Bodywash (Paid $1.49 - Marked $2.50)

Lint Rollers (Paid .25 - Marked $1.00)(2)

Old Spice Bodywash (Paid $1.25 - Marked $2.50)(2)
*ETA - Sold 1 for $2.50 at the 5/18/12 sale

Suave Bodywash (Paid .80 - Marked $1.50)(3)
*ETA - Sold all 3 for $1.50 each at the 5/18/12 sale

Covergirl Blush (Paid $0 - Marked $2.50)(2)
*ETA - Sold 1 for $2.50 at 9/4/14 rummage sale
1 left to sell

Ivory Bar Soap 3pk (Paid .49 - Marked $1.50)(2)

Glade Sense & Spray(Paid .67 - Marked $4.00)(2)
*ETA - Sold 1 for $4.00 at the 5/18/12 sale

Wiper (Paid $1.00 - Marked $2.50)(2)
*ETA - Sold 1 for $1.50 at 9/4/14 rummage sale
1 left to sell

Bag Holder (Paid $1.00 - Marked $2.50)(2)

Gillette Shave Gel (Paid .37 - Marked $1.00)(2)
*ETA - Sold 2 for $1.00 each at the 5/18/12 sale

Prevacid 24hr 28ct (Paid $0 - Marked $10.00)

If I sold everything I would make a profit of $38.55!
Pretty good for doing something that I think is fun! Plus since anything I got with my free giftcard was completely free, it's really like making $46.00!

Week of 11/6/11


Bowl Appetit Dinners - Bought 9
Regular Price $2.19
-$1.19 Each Sale Price
Saved $10.71 on 9
Final Price $1.00 Each

American Greeting Cards - Bought 3
Regular Price .99
*Received $3.00 EB for buying 3
Final Price +.03!!

Mr. Clean Magic Erasers 2pk - Bought 3 boxes
Regular Price $3.59 per box
-$1.09 Each Sale Price(Raincheck from last weeks sale)
-$2.50 mfr coupon (Buy 2 get 1 free)
Saved $5.77 on 3 boxes
Final Price $5.00 for 3 boxes - Just $1.20 per eraser!

Aveeno Daily Moisturizing Lotion 2.5oz
Bought 2 Tubes
Regular Price $3.69 Each ($7.38)
Sale - Buy 2 Aveeno Products, get $7 EB
*Received $7 EB
Final Price .38!! Just .19 cents per tube!!


Week of 11/13/11


Suave Bodywash 12oz - Bought 5 Bottles
Regular Price $2.77 Each
-.77 Each Sale Price
-$3.00 mfr coupon (cashier rang up coupon wrong, it was Buy 2, get 1 free, so she should have only taken off $2.00, but she took off $3.00)
Sale - Buy $10 worth of Suave, receive $3 EB
*Received $3.00 EB
Final Price $4.00 for 5 Bodywashes - Only .80 per bottle!!
*ETA - Sold all 3for $1.50 each at 5/18/12 rummage sale

Ivory Bar Soap 3pk (Bought 2)
Regular Price $2.27
-$1.28 Sale Price
-.50 mfr coupon
Final Price .49 each!!
*ETA - Sold 1 for $1.50 at 8/24/12 rummage sale = $1.01 profit
*ETA - Sold 1 for $1.50 at 9/7/12 rummage sale = $1.01 profit

Gilette Fusion Shave Gel 2.5 oz
Regular Price $2.37
*Received $2.00 EB
Final Price .37!!
*ETA - Sold for $1.00 at 6/23/12 rummage sale

Orbit Gum 14ct - Bought 2 packs
Regular Price $1.37
-$1.37 Sale Price (BOGO Free)
Final Price .69 per pack

Current Balance $13,125.00
+$285.00 Bingo Wages
+$85.00 to Retirement Hold Account
+$5.00 Even Out Amount
New Balance $13,500.00

Bingo Money $1020.00
ING $7790.00
Home Improvements(cash) $385.00
HSBC $4305.00
Total = $13,500.00

Added $282.59 to Bingo Wages
Tips total - $344.50
Wage total - $678.08
Total Bingo Money - $1022.58

Bingo money is now over $1000!! YEAH!

Well here it is!! Here is everything I got with my FREE $50 giftcard for CVS!

.99 Candy Corn 8oz
$2.49 Pumpkin Carving Tool
$7.99 Olay Body Wash 23.6oz
$8.98 Scope Mouthwash 1 Liter (2)
Free Scope Mouthwash Sample Size
$2.77 Edge Shave Foam 7oz
$3.59 Skintimate Shave Cream 10oz
$9.98 Cover Girl Blush (2)
$6.29 2pk Crest 6.2oz each
$2.00 Lint Roller (2)
$2.57 St. Joseph's Aspirin 36ct
$1.37 Suave Deoderant 1.4oz
$4.99 Mitchum Clinical Strength Deoderant 2.5oz
$5.97 Dawn Hand Renewal Dishsoap 9oz (3)
$8.79 Almay Mascara
$2.27 Ivory Bar Soap 3pk
$5.00 Grout-It-Out Pen
$5.00 CD Renewal Kit
$6.38 Speedstick Deoderant 3oz (2)
$9.48 Old Spice Body Wash 18oz (2)
$3.99 Crest Complete Tootpaste 4oz
$2.97 American Greeting Cards (3)
$7.18 Mr. Clean Magic Erasers 2pk (2)
$2.37 Gillette Shaving Foam 2.5oz
$15.00 Bag Holder (3)
$10.00 Car Wiper (2)
$22.79 Prevacid 24hr 18ct
$23.92 Progresso Soup (8)
$19.99 Pur-Absorb Iron Supplement 28pk
$33.87 Glade Sense and Spray Starter Kits (3)
$10.95 Bowl Appetite Dinners (5)
$13.29 Venus Embrace Razor, 2 refills and holder
Total $268.21

! ! ! ! ! ! ! A M A Z I N G ! ! ! ! ! ! ! ! ! ! !

So I got a FREE giftcard from my Discover Card Rewards and used it to score $268.21 worth of free toiletries, food and household supplies from CVS!

Love my Discover Card and CVS!

BeaWealthyWarrior asked:
Can u explain your $20K challenge? Thanks!

The $20K Challenge is my challenge for DH and I to get our liquid savings to $20K. This amount does not include any retirement savings, my HSA, or our checking cushion. Only funds that are specifically in savings and liquid. I picked $20K cause it seemed like a good spot where I would feel comfortable putting all of our extra funds toward the mortgage.

Thanks for asking!

Current Balance $13,080.00
+$45.00 Bingo Tips
New Balance $13,125.00

Bingo Money $735.00
ING $7700.00
Home Improvements(cash) $385.00
HSBC $4305.00
Total = $13,125.00

Added $45.13 to Bingo Tips
Tips total - $344.50
Wage total - $395.49
Total Bingo Money - $739.99

DH had been saving his Cross Country pay and we took some of it to a mini trip to Deadwood this weekend. I was sick all weekend. Darn cold/flu crap that is going around. We agreed whatever we brought home, DH would get half for fun money and the other half would go to savings. We were hoping to bring home around $500....only brought home $250.....oh well it is better then nothing! So that is another $125 for savings.

Current Balance $13,055.00
+$125.00 Money from Deadwood to Home Improvements
-$112.00 To ROTH IRA
+$12.00 Even Out Amount
New Balance $13,080.00

Bingo Money $690.00
ING $7700.00
Home Improvements(cash) $385.00
HSBC $4305.00
Total = $13,080.00

Added -0- to Bingo Tips
Tips total - $299.37
Wage total - $395.49
Total Bingo Money - $694.86

Our challenge for our last statement was to get our bill under $1300 for the month. We did a good job but came in at $1346 - Over by $46.
I am still happy with how we did as the last few months it was over $1600 so this was a vast improvement!

Speed Stick Deoderant3 oz
Bought 2
Regular Price $3.19 Each
-.19 Each Sale Price
*Received $4.00 EB
Final Price $1.00 Each!

Gillette 16oz Mens Body Wash
Regular Price $4.99
-$1.50 Sale Price
-$2.00 mfr coupon
Final Price $1.49
*ETA - Sold this for $2.50 at our 6/23/12 rummage sale
*Profit of $1.01!

Old Spice 18oz Mens Body Wash
Bought 2
Regular Price ($4.49 to $4.99)
-$1.50 Sale Price
-$1.00 Sale Price
-$1.00 mfr coupon
-$3.49 mfr coupon (BOGO free)
Final Price $1.25 Each!
*ETA - Sold one for $2.50 at our 5/18/12 rummage sale
*ETA - Sold one for $2.50 at our 6/23/12 rummage sale
*Profit of $2.50!


Crest Complete Toothpaste 4oz
Regular Price $3.99
-$1.00 Sale Price
-$1.00 mfr coupon
*Received $1.00 EB
Final Price .99!

Dawn Hand Renewal Dishwashing Soap 9oz
Regular Price $1.99
-$1.00 Sale Price
-.50 mfr coupon
Final Price .49!

3 American Greeting Cards
.99 Each
*Received $3.00 EB
Final Price - MADE .03!!

2pk Magic Erasers
Bought 2
Regular Price $3.59 each
-$1.09 Each Sale Price
Final Price $1.25 per Magic Eraser
(I had a coupon for buy 2 get 1 free, but they only had 2 boxes left, so I will have to use that later)

Saved over $25!

My husband uses bar soap, so all 3 of the Mens Bodywashes will go in the rummage sale. Can probably sell them for $2 - $2.50 each.

Current Balance $13,005.00
+$5.00 HSBC Interest
+$5.86 ING Interest
+$34.14 Even Out Amount
+$3.00 Rebate from Menards
+$2.00 Even Out Amount
New Balance $13,055.00

Bingo Money $690.00
ING $7800.00
Home Improvements(cash) $260.00
HSBC $4305.00
Total = $13,055.00

Added -0- to Bingo Tips
Tips total - $299.37
Wage total - $395.49
Total Bingo Money - $694.86

November 2011 Savings Update
As of November 1, 2011:

Regular Savings:
Bingo Money $690
Home Maintanence $580
Mortgage Payoff Account $110
Cushion $1860
HSA $5480
New Patio Door(cash) $255
September 2012 $325
Emergency Fund $690
New Car $2040 - Complete
Vacation - $2575 - Complete
Anniversary Cruise $4305 - Complete
Total Regular Savings = $18,910.00

Retirement Savings:
Retirement Hold Account $1460
Roth IRA $4225
Rollover IRA $1380
401K $16,000
403B $13,300 (est)
Total Retirement Savings = $36,365.00

Total Savings = $55,275.00

Up $3200 (!!!!) from last month!!!

Current Balance $12,905.00
+$100.00 Bingo Tips
New Balance $13,005.00

Bingo Money $690.00
ING $7760.00
Home Improvements(cash) $255.00
HSBC $4300.00
Total = $13,005.00

Added $101.75 to Bingo Tips
Tips total - $299.37
Wage total - $395.49
Total Bingo Money - $694.86

Now that I have the bingo money coming in we should finally be able to get past the cursed $14K mark. Full steam ahead!

Got a little behind with all of the hours I put in at my second job this week, but I got some great deals at CVS!

Progresso Soup - Bought 8 cans
(Limit 4, but I used my Mom's CVS card and got 8)
Regular Price $2.99 per can
-$1.74 Per Can Sale Price
*Received $2.00 EB on 8
Final Price $1.25 Per Can ($1 per can after EBs!)
Saved $15.92 on 8

Gillette Fusion Shave Gel 2.5oz
Regular Price $2.37
*Received $2.00 EB
Final Price .37!!
*ETA - Sold 2 for $1.00 each at 5/18/12 rummage sale - $1.26 profit

Halloween Pumpkin Carving Tool
Regular Price $2.49
*Received $2.49 EB
Final Price - FREE!!

Candy Corn 8oz
Regular Price .99
*Received .99 EB
Final Price - FREE!!

And here is the deal I am really proud of:

Glade Sense and Spray Starter Kits
Bought 3
Regular Price $11.29 Each
-$6.29 Each Sale Price ($18.87 saved on 3!)
-$3.00 mfr coupon
-$3.00 mfr coupon
-$3.00 mfr coupon
*Received $4.00EB for spending $12 on Glade
Final Price .67 each!! Only $2 for all 3!
Saved $31.87!!!!

So excited about the Glade deal! I will probably keep 1 or 2 of them and sell the other one for $3-$4 at the rummage sale.
*ETA - Sold for $4.00 at 5/18/12 rummage sale - $3.33 profit
*ETA - Sold 1 for $4.00 each at 9/7/12 rummage sale - $3.33 profit

Current Balance $12,405.00
-$28.00 to ROTH IRA
+$3.00 Even Out Amount
+$240.00 Bingo Wages
+$100.00 to EF
+$100.00 to Sept 2012
+$85.00 to Retirement Savings Account
New Balance $12,905.00

Bingo Money $590.00
ING $7760.00
Home Improvements(cash) $255.00
HSBC $4300.00
Total = $12,905.00

Added $239.20 to Bingo Tips
Tips total - $197.62
Wage total - $395.49
Total Bingo Money - $593.11

November 2011 Mortgage Payment

Balance $125,665.00
+$392.70 Interest
+$307.59 Escrow
-$1311.16 Regular Payment
-$554.13 Principle Payment
New Balance $124,500.00


$124K = 124 months left = 10.33 years left!!!!!

Soooooooooooooo excited to be under $125K! That was our goal for the year and we made it one month early! So proud of us for passing this milestone!

Current Balance $12,335.00
+$55.00 Bingo Tips
+$15.00 Even Out Amount to ING EF
New Balance $12,405.00

Bingo Money $350.00
ING $7500.00
Home Improvements(cash) $255.00
HSBC $4300.00
Total = $12,405.00

Added $58.67 to Bingo Tips
Tips total - $197.62
Wage total - $156.29
Total Bingo Money - $353.91

Target

Pantene Shampoo and Conditioner
Regular Price $3.79 each
-.29 Sale
-$3.00 mfr coupon
-$1.50 Target coupon
Final Price $2.50 ($1.25 per bottle)!
Saved $5.08 on 2

CVS

Hand Wiper (for shower, mirror, car, etc) Bought 2
Regular Price $5.00
-$4.00 Clearance
Final Price $1.00
Saved $8.00 on 2

"Grout it out" Pen
Regular Price $5.00
-$4.00 Clearance
Final Price $1.00
Saved $4.00

Handy Bag Holder - Bought 3
Regular Price $5.00
-$4.00 Clearance
Final Price $1.00
Saved $12.00 on 3
*ETA - Sold 1 at the 8/24/12 rummage sale for $2.50 = $1.50 profit
*ETA - Sold 1 at the 9/7/12 rummage sale for $2.50 = $1.50 profit

Almay Mascara
Regular Price $8.29
-$2.30 Sale Price
Final Price $5.99
*Received $4.00 EB

Prevacid24hr 28ct
Regular Price $21.99
-$3.00 Sale Price
-$3.00 mfr coupon
Final Price $15.99
**Received mail in rebate for full cost of Prevacid, already mailed rebate in yesterday.**
*ETA - Sold for $10.00 at 9/7/12 rummage sale - $10.00 profit

Saved $57.06!!! (including Prevacid rebate)



I gave one of the bag holders to my Mom. I plan on selling the other 2 bag holders, at least 1 of the hand wipers and the Prevacid.

First Purchase (Earlier this week)
2 Lint Rollers
Regular Price $1.00 each
On clearance 75%
Final Price .50 (.25 each)
-I already marked both of there for $1 a piece and put them in the rummage sale box.
*ETA - Sold 2 for $1.00 each at 9/7/12 rummage sale - $1.50 profit

St Joseph's Aspirin 36ct (raincheck purchase)
Regular Price $2.57
-.57 Sale Price
-$1.00 mfr coupon
Final Price $1.00
*Received $1.00 EB for purchase

Total OOP was $1.65 on CVS giftcard and got $1.00EB



Second Purchase (Today)

Suave Deoderant 1.4oz
Regular Price $1.37
-.37 Sale Price
-.25 mfr coupon
Final Price .75

Mitchum Clinical Strength Deoderant 2.5oz
Regular Price $4.99
-$3.00 Sale Price
-.75 mfr coupon
Final Price $1.29

Venus Embrace Razor (Razor, 2 refills and wallholder)
Regular Price $13.29
-$4.30 Sale Price
-$1.00 mfr coupon
Final Price $7.99
*Received $4.00 EB for purchase

Dawn Hand Care Dishsoap 9oz (Bought 2)
Regular Price $1.99
-$1.02 Sale Price
-.50 mfr coupon
-.25 mfr coupons
Final Price $1.20 Just .60 each!

Bowl Appetite Lunchs (Bought 5)
Regular Price $2.19
-$1.19 Sale Price
Final Price $5.00 Just $1.00 each!



Used my $15.99 EB from last week
Total OOP was .18 after the EB, then .84 tax
So I used my CVS card for $1.02
Total Saved was $37.47

Still have the $1EB from the aspirin and $4EB from the Venus Razor.

My CVS challenge is going very well. I have $35 left between the GC and the EBs and have been keeping everything we got in a box so we can see how much we really got for the FREE $50GC. I am excited to see the end result!

Current Balance $12,275.00
+$60.00 Bingo Tips
New Balance $12,335.00

Bingo Money $295.00
ING $7485.00
Home Improvements(cash) $255.00
HSBC $4300.00
Total = $12,335.00

Added $59.94 to Bingo Tips
Tips total - $138.95
Wage total - $156.29
Total Bingo Money - $295.24

Normally we don't get our tips till Monday, but someone called in sick today and they called me to see if they could come in. So I picked up about 5 hours, and while I was there I was able to get my tips. I was really excited about the total! I am almost to $300 already with Bingo Money!

Got my first paycheck from Bingo..I was hoping it would be $100, so I was very happy to find out it was $156.29! So that was a nice surprise!

I was planning to put a lot more in savings this paycheck, but we still seem to be playing catch up from this summer. Looking ahead I think it will be figured out withint he next 2-4 weeks. In the meantime we keep trying to keep our CC low for the month. We are at $700 and have 2 weeks left...trying to stay under $1300, so are pretty close to on track.

Current Balance $11,930.00
+$160.00 Bingo Paycheck
+$100.00 to Anniversary Cruise
+$85.00 to Retirement Hold Account
New Balance $12,275.00

Bingo Money $235.00
ING $7485.00
Home Improvements(cash) $255.00
HSBC $4300.00
Total = $12,275.00

Added $156.29 to Bingo Wages
Tips total - $79.01
Wage total - $156.29
Total Bingo Money - $235.30

I got my eye exam and my contacts last week. The eye exam is covered at 100% (I had to pay $15 for the contact lens fitting) and I had $200 allowance for eyewear.
For my contacts I got 6 boxes of contacts ($36.00 a piece) and only had to pay $16.00.

$15.00 Contact Lens Fitting
$16.00 6 boxes of Contacts
Total OOP $31.00

I could put this towards my HSA account, but I think of that like a savings account, and I don't need to use my savings account to cover $31.00, so I just paid for it OOP.


I always make sure I use my allowance as soon as it becomes available to get the most out of my health insurance.