Current Balance $22,380.00
+$50.00 My Payday to Our Savings (6/15)
+$75.00 My Payday to Mom Loan Savings (6/15)
+$80.00 FB Sales
Balance $22,585.00

Local Savings $6030.00
GC Savings $4310.00
Capital 360 Savings (US) $5565.00
Capital 360 Savings (Mom Loan Payback Account)$3980.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $22,585.00

52 Week Challenge
2018 Total = $601 (Weeks 1-21, 25, 37-39, 41-43, 52 and 53)

Current Balance $23,230.00
+$50.00 MO Payday to Our Savings (6/8)
-$900.00 No rent at Rental #2 for June
Balance $22,380.00

Local Savings $5950.00
GC Savings $4310.00
Capital 360 Savings (US) $5515.00
Capital 360 Savings (Mom Loan Payback Account)$3905.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $22,380.00

52 Week Challenge
2018 Total = $601 (Weeks 1-21, 25, 37-39, 41-43, 52 and 53)

Current Balance $23,460.00
+$50.00 My Payday to Our Savings (6/1)
+$75.00 My Payday to Mom Loan Savings (6/1)
+$15.00 FB Sales
-$405.00 Casino
+$20.04 Mom Loan Savings Interest last 2 months
+$4.96 Even Out Mom Loan Savings
+$8.63 Our Savings Interest last 2 months
+$1.37 Even Out Our Savings
Balance $23,230.00

Local Savings $5950.00
GC Savings $5210.00
Capital 360 Savings (US) $5465.00
Capital 360 Savings (Mom Loan Payback Account)$3905.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $23,230.00

52 Week Challenge
2018 Total = $601 (Weeks 1-21, 25, 37-39, 41-43, 52 and 53)

Current Balance $23,260.00
+$50.00 MO Payday to Our Savings (5/25)
+$30.00 Phone Savings
+$120.00 FB Sales
Balance $23,460.00

Local Savings $6340.00
GC Savings $5210.00
Capital 360 Savings (US) $5405.00
Capital 360 Savings (Mom Loan Payback Account)$3805.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $23,460.00

52 Week Challenge
2018 Total = $601 (Weeks 1-21, 25, 37-39, 41-43, 52 and 53)

Current Balance $23,065.00
+$50.00 My Payday to Our Savings (5/18)
+$75.00 My Payday to Mom Loan Savings
+$70.00 FB Sales
Balance $23,260.00

Local Savings $6220.00
GC Savings $5180.00
Capital 360 Savings (US) $5355.00
Capital 360 Savings (Mom Loan Payback Account)$3805.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $23,260.00

52 Week Challenge
2018 Total = $601 (Weeks 1-21, 25, 37-39, 41-43, 52 and 53)

We hit $23K!!

Current Balance $22,385.00
+$50.00 MO Payday to Our Savings (5/11)
+$30.00 Phone Bill Savings
+600.00 May Rent
Balance $23,065.00

Local Savings $6150.00
GC Savings $5180.00
Capital 360 Savings (US) $5305.00
Capital 360 Savings (Mom Loan Payback Account)$3730.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $23,065.00

52 Week Challenge
2018 Total = $601 (Weeks 1-21, 25, 37-39, 41-43, 52 and 53)

We cashed out our Dietbet Winnings and that was a great boost to savings!

Our renter in Rental #2 is moving out at the end of the month so we will get that on the market tomorrow and hopefully don't have any trouble filling the vacancy. Since we just did updates on that one last summer it should be pretty much move in ready, other then that we need to buy a new fridge for it.

Current Balance $21,590.00
+$50.00 My Payday to Our Savings (5/4)
+$75.00 My Payday to Mom Loan Savings (5/4)
+670.00 Cashed out Dietbet Winnings
Balance $22,385.00

Local Savings $6150.00
GC Savings $4550.00
Capital 360 Savings (US) $5255.00
Capital 360 Savings (Mom Loan Payback Account)$3730.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $22,385.00

52 Week Challenge
2018 Total = $601 (Weeks 1-21, 25, 37-39, 41-43, 52 and 53)

Laughlin trip went great!! Weather was beautiful, in the 90s+ everyday. So nice to soak up some sunshine. We didn't come home ahead this trip, but we had a lot of fun with friends, and we were quite a bit ahead for the year already from other mini trips, so didn't have to take any out of savings for the whole trip!

I have another minor surgery in two weeks so we will be out of town then, but other then that trying to spend more time at home getting spring cleaning and yard work done.

We want to pay off the Mom Loan and we have enough in savings to pay it all off right now, but we are going to wait just a little bit longer to buff up savings even more. We are going to be building a patio and adding egress windows on one of our rentals, and buying a new fridge for the other rental, plus we have emptied our HSA for medical bills so are now paying them OOP. So we want to make sure we have enough to payoff the Mom Loan and still have $10K left in savings for any emergencies or rental expenses that come up. Hopefully just a few more months and we will be there.

Current Balance $21,445.00
+$50.00 MO Payday to Our Savings (4/27)
+$65.00 Late Fees from Rental #2
+$30.00 Cell Phone Savings
Balance $21,590.00

Local Savings $6150.00
GC Savings $3880.00
Capital 360 Savings (US) $5205.00
Capital 360 Savings (Mom Loan Payback Account)$3655.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $21,590.00

52 Week Challenge
2018 Total = $601 (Weeks 1-21, 25, 37-39, 41-43, 52 and 53)

Not a very exciting update, but the next one will be great!

$302.29 paid off in the last 2 weeks!!!

Celebrations for this update:
-$302.29 paid off in the last 2 weeks!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $6,071.36
Mom Loan #2 $15,037.27
MO Mortgage $83,000.00
My Mortgage $148,700.00
Our Mortgage $245,099.48
Total = $497,558.11

Down $302.29 in the last 2 weeks!!

Starting total was $587,351.27
$89.793.16 paid off since 6/19/15 (including downpayment on house)!!!!!

Current Balance $21,270.00
+$50.00 MO Payday to Our Savings (4/13)
+$50.00 My Payday to Our Savings (4/20)
+$75.00 My Payday to Mom Loan Savings (4/20)
Balance $21,445.00

Local Savings $6150.00
GC Savings $3785.00
Capital 360 Savings (US) $5155.00
Capital 360 Savings (Mom Loan Payback Account)$3655.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $21,445.00

52 Week Challenge
2018 Total = $521 (Weeks 1-21, 25, 38, 39, 41, 42, 52 and 53)

Current Balance $20,530.00
+$50.00 My Payday to Our Savings (4/6)
+$75.00 My Payday to Mom Loan Savings (4/6)
+$600.00 April Rent Overage
+$.11 GC Savings Interest
+$4.89 GC Even Out Amount
+$2.88 Mom Loan Interest
+$2.12 Even Out Amount
+$4.10 Our Savings Interest
+$.90 Even Out Amount
Balance $21,270.00

Local Savings $6150.00
GC Savings $3785.00
Capital 360 Savings (US) $5055.00
Capital 360 Savings (Mom Loan Payback Account)$3580.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $21,270.00

52 Week Challenge
2018 Total = $521 (Weeks 1-21, 25, 38, 39, 41, 42, 52 and 53)

Chugging along.....bills are coming in for lots of medical expenses and a $600 truck repair so for now just relying on auto deposits to keep the savings going up slowly.

Current Balance $20,480.00
+$50.00 MO Payday to Our Savings (3/30)
Balance $20,530.00

Local Savings $6150.00
GC Savings $3180.00
Capital 360 Savings (US) $4990.00
Capital 360 Savings (Mom Loan Payback Account)$3510.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $20,530.00

52 Week Challenge
2018 Total = $521 (Weeks 1-21, 25, 38, 39, 41, 42, 52 and 53)

We are way ahead on the 52 Week Challenge for this year!

Current Balance $20,355.00
+$50.00 My Payday to Our Savings (3/23)
+$75.00 My Payday to Mom Loan Savings
Balance $20,480.00

Local Savings $6150.00
GC Savings $3180.00
Capital 360 Savings (US) $4940.00
Capital 360 Savings (Mom Loan Payback Account)$3510.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $20,480.00

52 Week Challenge
2018 Total = $521 (Weeks 1-21, 25, 38, 39, 41, 42, 52 and 53)

We seem to be having quite a bit of bad luck on the medical side. MO was at work taking down a display and a bar hit him in the back of the head so he had to go to the ER and get 5 staples in his head. The only good thing is at least it was a work accident so we won't have any medical bills from the accident. MO is doing good and gets his staples out later this week, and hopefully next time will be a little more careful..lol!

Current Balance $20,305.00
+$50.00 FB Sales
Balance $20,355.00

Local Savings $6150.00
GC Savings $3180.00
Capital 360 Savings (US) $4890.00
Capital 360 Savings (Mom Loan Payback Account)$3435.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $20,305.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

Things are going good here. We got away for the weekend and went to the casino with some friends and my Aunt Lori (shout out!), MO did great again, he has been so lucky this year! We will save the winners from there for our Laughlin trip in April.

I have a ton of medical apts, so those are keeping me busy as most of them are 5 hrs away from home, so I am putting in some major miles. We had to prepay a $4000 medical bill and also pay $4000 in Rx bills, so our HSA is now completely empty. I am sad to see that savings gone, but am happy I had saved it up for so many years so we had it to use now and didn't have to pay that $8000 OOP. Any new bills we will have to pay OOP, so we will keep trying to bulk up savings as best we can to stay on top of those bills.



Current Balance $20,225.00
+$50.00 MO Payday to Our Savings (3/16)
+$5.95 Interest to Cap360
+$14.05 Even Out Amount
+$10.00 Mortgage Savings
Balance $20,305.00

Local Savings $6100.00
GC Savings $3180.00
Capital 360 Savings (US) $4890.00
Capital 360 Savings (Mom Loan Payback Account)$3435.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $20,305.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

Now that we have a renter we were able to put some of the rent surplus into savings, plus MO got his coaching check. We put $1500 of that into savings, $1000 kept out for upcoming vaca weekends and a little bit left over for fun money for MO. So excited for this update!

Current Balance $18,000.00
+$50.00 My Payday to Our Savings (3/9)
+$75.00 My Payday to Mom Loan Savings (3/9)
+$600.00 March Rent
+$1500.00 MO Basketball Coaching Pay
Balance $20,225.00

Local Savings $6100.00
GC Savings $3170.00
Capital 360 Savings (US) $4835.00
Capital 360 Savings (Mom Loan Payback Account)$3420.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $20,225.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

Savings is going so great right now! Lots of little amounts falling in, plus MO should get his coaching pay soon, I have a small bonus coming in early March, and we have been putting in some decent hours at my parents rental, so we will be getting paid for those too!

Current Balance $17,615.00
+$50.00 MO Payday to Our Savings (3/2)
+$10.00 FB Sales
+$10.00 Mortgage Savings (last one since our payment went up now starting in March)
+$271.00 State Tax Refund
+$29.00 Even Out Amount
+$1200.00 New Renter Deposit
+$73.04 Moved from Rental #1 Account to Mom Loan
+$6.96 Even Out Amount
-$1265.00 Return Deposit to Prior Tenant
Balance $18,000.00

Local Savings $4600.00
GC Savings $2570.00
Capital 360 Savings (US) $4785.00
Capital 360 Savings (Mom Loan Payback Account)$3345.00
Capital 360 Savings (Rental Deposit Account #1)$1200.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,000.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

I am so excited we have a renter!!!! They gave us the deposit yesterday and will be moving in March 1st!!!! We did lower the rent from $1250 to $1000 as the housing market here right now is very flooded with houses/apartments for sale/rent, so to stay competitive we needed to go down a bit. But that is still a good income for us as the mortgage on that house is only $500 per month.
This is such a huge relief!

We also got our federal tax refund, but we are only putting a tiny bit of it in savings for now as we are going on 3 mini vacations in the next few months, starting this weekend with a trip to Deadwood!

Current Balance $17,385.00
+$50.00 My Payday to Our Savings (2/23)
+$75.00 My Payday to Mom Loan Savings (2/23)
+$30.00 Cell Phone Savings
+$75.00 Federal Refund Even Out Amount
Balance $17,615.00

Local Savings $4590.00
GC Savings $2260.00
Capital 360 Savings (US) $4735.00
Capital 360 Savings (Mom Loan Payback Account)$3265.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,615.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

As if we didn't have enough going on financially with missing a renter and tons and tons of medical bills! Now we got notice from the lender on our personal mortgage that our monthly mortgage payment will be going up $70 a month due to underestimation of Escrow last year. Boooooo!!! That's a huge increase on a monthly bill! The increase is mainly due to our property taxes increasing. Such a bummer. Last year our payment went down $10, so I was hoping it would maybe going down a little bit this year too. Due the increase I am cancelling my monthly auto payment to savings of $10 for mortgage savings, so this is the last one as the new payment kicks in in March.

Current Balance $17,385.00
+$10.00 MO Payday to Our Savings (2/16)
Balance $17,395.00

Local Savings $4515.00
GC Savings $2240.00
Capital 360 Savings (US) $4685.00
Capital 360 Savings (Mom Loan Payback Account)$3190.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,395.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

Current Balance $17,285.00
+$50.00 MO Payday to Our Savings (2/16)
+$50.00 FB Sales + Some extra cash at home
Balance $17,385.00

Local Savings $4515.00
GC Savings $2230.00
Capital 360 Savings (US) $4685.00
Capital 360 Savings (Mom Loan Payback Account)$3190.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,385.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

Just a little bump to savings. Taxes should be filed this week!

Current Balance $17,150.00
+$50.00 My Payday to Our Savings (2/9)
+$75.00 My Payday to Mom Loan Savings (2/9)
+$6.27 Cap360 Interest
+$3.73 Cap360 Even Out Amount
Balance $17,285.00

Local Savings $4465.00
GC Savings $2230.00
Capital 360 Savings (US) $4635.00
Capital 360 Savings (Mom Loan Payback Account)$3190.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,285.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

We had a family funeral this week and later in the week we took MO's Dad to the casino. He lost his father, and on top of that he is getting divorced so we wanted to get him out of the house for awhile. We also took two of MO's aunts out with us too. We had a good time and again MO was a big winner! We ended up $1900 ahead! We covered drink money, some fun money for MO, and paid ahead a bunch of weeks for the 52 Week Challenge. After all of that we had $1500 for savings!

Current Balance $15,590.00
+$10.00 FB Sales
+$50.00 MO Payday to Our Savings (2/2)
+$1500.00 Casino Win!
Balance $17,150.00

Local Savings $4465.00
GC Savings $2230.00
Capital 360 Savings (US) $4580.00
Capital 360 Savings (Mom Loan Payback Account)$3110.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,150.00

52 Week Challenge
2018 Total = $231 (Week 1-21)

We had to take a bug chunk out of savings to pay the property taxes on our two rentals. We should have taxes filed soon to recoup some of this!

Current Balance $19,350.00
+$15.00 FB Sales
+$50.00 My Payday to Our Savings (1/26)
+$75.00 My Payday to Mom Loan Savings (1/26)
-$3900.00 Property Taxes on 2 Rentals
Balance $15,590.00

Local Savings $2955.00
GC Savings $2230.00
Capital 360 Savings (US) $4530.00
Capital 360 Savings (Mom Loan Payback Account)$3110.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $15,590.00

52 Week Challenge
2018 Total = $136 (Week 1-16)

Current Balance $19,305.00
+$45.00 FB Sales
Balance $19,350.00

Local Savings $6840.00
GC Savings $2230.00
Capital 360 Savings (US) $4480.00
Capital 360 Savings (Mom Loan Payback Account)$3035.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $19,350.00

52 Week Challenge
2018 Total = $45 (Week 1-9)

Yaaaasss!! We got to put another big chunk into savings! We still don't have a renter in Rental #1 so I am super happy that we have a good cushion to help us get through until we get a renter.

Current Balance $18,125.00
+$50.00 MO Payday to Our Savings
+$1100.00 January Rent and Extra Funds in Checking
+$30.00 Phone Bill Savings
Balance $19,305.00

Local Savings $6795.00
GC Savings $2230.00
Capital 360 Savings (US) $4480.00
Capital 360 Savings (Mom Loan Payback Account)$3035.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $19,305.00

52 Week Challenge
2018 Total = $45 (Week 1-9)

We had flyers for a free room, free drinks, free buffets and some free casino play at the casino this weekend so we went up there to relax (MO has been working full time + coaching + putting in extra hrs for inventory, while I have been working tons of OT, and we both have family member's in the hospital, so it was a much needed break!) Hubby had this great win that let us play all night and still come home ahead! Great start to the New Year!


We will have another good deposit next week too from overage in checking/rent!

Current Balance $17,410.00
+$700.00 Casino Win
+$15.00 FB Sales
Balance $18,125.00

Local Savings $6795.00
GC Savings $1100.00
Capital 360 Savings (US) $4430.00
Capital 360 Savings (Mom Loan Payback Account)$3035.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,125.00

52 Week Challenge
2018 Total = $45 (Week 1-9)

Chugging along.....

Current Balance $17,145.00
+$50.00 My Payday to Our Savings
+$75.00 My Payday to Mom Loan Savings
+$10.00 Mortgage Savings
+$130.00 Property Management Pay
Balance $17,410.00

Local Savings $6080.00
GC Savings $1100.00
Capital 360 Savings (US) $4430.00
Capital 360 Savings (Mom Loan Payback Account)$3035.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,410.00

52 Week Challenge
2018 Total = $45 (Week 1-9)

Current Balance $17,000.00
+$.05 GC Interest
+$4.95 GC Even Out Amount
+$8.17 Local Savings Interest
+$21.83 Local Savings Even Out
+$50.00 FB Sales
+$60.00 MO Fantasy Football Win
Balance $17,145.00

Local Savings $5950.00
GC Savings $1090.00
Capital 360 Savings (US) $4380.00
Capital 360 Savings (Mom Loan Payback Account)$2960.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,145.00

52 Week Challenge
2018 Total = $45 (Week 1-9)

Current Balance $16,935.00
+$5.65 Cap360 Interest
+$5.28 Even Out Amount (I forgot to even it out last month, so the amounts are a little weird)
+$50.00 MO Payday to Our Savings
Balance $17,000.00

Local Savings $5870.00
GC Savings $1025.00
Capital 360 Savings (US) $4380.00
Capital 360 Savings (Mom Loan Payback Account)$2960.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,000.00

52 Week Challenge
2018 Total = $45 (Week 1-9)

Current Balance $16,775.00
+$35.00 FB Sales
+$50.00 My Payday to Our Savings
+$75.00 My Payday to Mom Loan Savings
Balance $16,935.00

Local Savings $5870.00
GC Savings $1025.00
Capital 360 Savings (US) $4320.00
Capital 360 Savings (Mom Loan Payback Account)$2955.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $16,935.00

52 Week Challenge
2018 Total = $45 (Week 1-9)