Banker Gurl's More Bang For Your Buck!

FB Sales this week were really good! Total sales were $76.00!!!

Sale #828 (JC) $4.00
Whole Blends Leave-In Conditioner - We paid $1.99
Sold for $4.00
Profit = $2.01

Sale #829 (CC) $6.00
Softsoap Bodywash (2) - Money Maker of .63 Each
Sold for $3.00 each
Profit = $7.26

Sale #830 (DI) $3.00
Valentines Shower Gift Set - We paid .52
Sold for $3.00
Profit = $2.48

Sale #831 (SR) $20.00
Aleve 50ct (3) - We paid $1.99
Sold for $4.00 each
Profit = $6.03

OGX Shampoo/Conditioner (2) - We paid $1.52 each
Sold for $4.00 each
Profit = $4.96

Sale #832 (AH) $11.00
OGX Shampoo/Conditioner (2) - We paid $1.52 each
Sold for $4.00 each
Profit = $4.96

Softsoap Bodywash - Money Maker of .63
Sold for $3.00
Profit = $3.63

Sale #833 (HL) $32.00
Glade Candles (2) - I paid $1.30 each
Sold for $3.00 each
Profit = $3.40

Crest Toothpaste (2) - We paid $0!
Sold for $2.50 each
Profit = $5.00

Colgate Toothpaste (2) - We paid .53 each
Sold for $2.50 each
Profit = $3.94

Softsoap Bodywash (4) - We paid $2.26 for 1 of them and 3 of them were Money Makers of .63 each
Sold for $3.00 each
Profit = $11.63

Venus Razor - Money Maker of .32
Sold for $4.00
Profit = $4.32

*This customer also mentioned that a TMNT electronic toothbrush they had bought from me at Christmas time wasn't working, so I gave them a new one for free and charged off the broken one.

Yaaaasss!! We got to put another big chunk into savings! We still don't have a renter in Rental #1 so I am super happy that we have a good cushion to help us get through until we get a renter.

Current Balance $18,125.00
+$50.00 MO Payday to Our Savings
+$1100.00 January Rent and Extra Funds in Checking
+$30.00 Phone Bill Savings
Balance $19,305.00

Local Savings $6795.00
GC Savings $2230.00
Capital 360 Savings (US) $4480.00
Capital 360 Savings (Mom Loan Payback Account)$3035.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $19,305.00

52 Week Challenge
2018 Total = $45 (Week 1-9)

I have quite a few EBs from all of the great buys last week, so I stopped in to scrounge up some deals! They had Christmas 90% off, but it was pretty picked over. I did get a few items.



Christmas Wrapping Paper (Bought 2)
Regular Price $5.99 each
-$5.40 Clearance Price 90% off each
Final Price + Tax = $.74
(Marked $2.50 each for rummage sale)
*ETA - Sold 2 for $3.00 each on 12/9/18
Profit = $4.52

Christmas Santa Cookie Plate (Bought 1)
Regular Price $9.99 each
-$9.00 Clearance Price 90% off
Final Price + Tax = $1.14
(Marked $3.00 each for rummage sale)
*ETA - Sold for $3.00 on FB on 12/16/18
Profit = $1.86

Dove Dry Oil Beauty Bars 6pk (Bought 9)
Regular Price $8.99 each
-$6.75 Clearance Price 75% off each
-$1.50 CVS CMC Coupon ($1.50 off $4.00 Soap)
-$1.00 CVS CMC Coupon ($1.00 off $5.00 Soap)
Final Price + Tax = $2.09 per pack
(Marked $5.00 each for rummage sale)
*ETA - Sold 2 for $5.00 each on FB on 1/21/18
*ETA - Sold 1 for $5.00 on FB on 2/4/18
*ETA - Sold 1 for $5.00 on FB on 7/15/18
*ETA - Sold 1 for $5.00 on FB on 12/16/18

Physicians Formula Shimmer Strips (Bought 2)
Regular Price $12.29
-$3.00 CVS CMC Coupon ($3.00 off $12.00 cosmetics)
-$3.00 CVS CMC Coupon ($3.00 off $12.00 cosmetics)
*Received $7.00 EB on each
Final Price + Tax = $2.99 each
(Marked $6.00 each for rummage sale)
*ETA - Sold 1 for $6.00 on FB on 1/21/18
*ETA - Sold 1 for $6.00 on FB on 5/6/18
Profit = $6.02

$1015.96 paid off in the last 2 weeks!!!

Celebrations for this update:
-$1015.96 paid off in the last 2 weeks!
-Store Loan went under the next $1000 mark!!
-Total Debt went under the next $1000 mark!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $6,884.57
Mom Loan #2 $16,756.35
MO Mortgage $83,555.75
My Mortgage $149,660.00
Our Mortgage $246,293.07
Total = $503,149.74

Down $1015.96 in the last 2 weeks!!

Starting total was $587,351.27
$84,201.53 paid off since 6/19/15 (including downpayment on house)!!!!!

My CVS card printed out so many awesome coupon matchups last week! My Mom has been laid up, so I have been handling both of our cards which can get a little overwhelming, but I think I did a good job, and MO even helped with the shopping which was so sweet of him!



Schick Hydro 5 Razors (Bought 1)
Regular Price $12.99
-$7.00 Sale Price
-$5.00 CVS Coupon
Final Price + Tax = $1.38
(Marked $6.00 for rummage sale)

Gillette Custom Plus 3 (Bought 3)
Regular Price $9.99
-$4.50 Clearance Price Each
-$3.00 Mfr Coupon Each
Final Price + Tax = $1.60 Each
(Marked $5.00 each for rummage sale)
*ETA - Sold 1 for $5.00 on FB on 3/10/19

Venus Razors (Bought 6)
Regular Price $8.99
-$10.00 CVS CMC Coupons ($3.00, $3.00, and $4.00)
-$3.00 Mfr Coupon (x6)
*Received $10.00 EB on every 2 purchased ($30.00)
Final Price + Tax = $1.92 Money Maker Total!!! (.32 each)
(Marked $4.00 each for rummage sale)
*ETA - Sold 1 for $4.00 on FB on 1/14/18
*ETA - Sold 1 for $4.00 on FB on 7/15/18
*ETA - Sold 1 for $4.00 on FB on 9/30/18
*ETA - Sold 2 for $4.00 each on FB on 3/10/19
*ETA - Gave 1 to my Step-MIL
Profit = $21.60

Aleve 50ct (Bought 4)
Regular Price $8.29
-$4.14 (x2) BOGO 50% off sale
-$3.00 Mfr Coupon (x4)
*Received $8.00 EB for spending $25 on Aleve
Final Price + Tax = $1.99 Each
(Marked $4.00 each for rummage sale)
*ETA - Sold 3 for $4.00 each on FB on 1/14/18
*ETA - Sold 1 for $4.00 on FB on 2/4/18
Profit = $8.04

Revlon Toe Clippers (Bought 6)
Regular Price $4.49
-$4.00 CVS CMC Coupon
Final Price + Tax = .78 Each
(Marked $2.00 each for rummage sale)
*ETA - Sold 1 on FB for $2.00 on 8/5/18

Revlon Nail Clippers (Bought 1)
Regular Price $3.79
-$3.79 CVS CMC Coupon
Final Price + Tax = .51
(Marked $2.00 each for rummage sale)
*ETA - Sold on FB for $2.00 on 8/5/18
Profit = $1.49

Old Spice Duo (Bought 2)
Regular Price $12.49
-$9.37 Clearance Price Each
Final Price + Tax = $3.14 Each
(Marked $5.00 each for rummage sale)

Softsoap Bodywash (Bought 6)
Regular Price $4.49
-.79 Each for 2/$7 Sale
-$5.50 CVS CMC Coupons ($3.00, $1.00, $1.50 Off Bodywash)
*Earned $4.00 EB for every 2 ($12.00)
Final Price + Tax = $.63 Money Maker Each!
(Marked $3.00 each for rummage sale)
*ETA - Sold 6 for $3.00 each on FB on 1/14/18
Profit = $21.78

Softsoap Bodywash (Bought 2)
*Had to buy these 2 to get all of my coupons to work on the last set.
Regular Price $4.49
-$2.25 Clearance Price Each
Final Price + Tax = $2.26 Each
(Marked $3.00 each for rummage sale)
*ETA - Sold 1 for $3.00 on FB on 1/14/18
*ETA - Sold 1 for $3.00 on FB on 2/4/18
Profit = $1.48

Crest Pro-Health Toothpaste (Bought 8)
Regular Price $3.99 Each
-$2.00 Mfr Coupon (x8)
-$6.00 CVS CMC Coupons ($2.00, $2.00, $1.00, $1.00)
*Earn $4.00 EB for every 2 purchased
Final Price + Tax = $.76 Money Maker Each!
(Marked $2.50 each for rummage sale)
*ETA - Gave 1 away because it was expired

Colgate Toothpaste (Bought 3)
Regular Price $3.99
-.49 Sale Price Each
-$2.50 CVS CMC Coupon (x3)
-$1.00 Mfr Coupon (x3)
Final Price = $0!
(Marked $2.50 each for rummage sale)
*ETA - Sold 2 for $2.50 each at 9/22/18 rummage sale
*ETA - Gave 1 to my Step-MIL
Profit = $5.00

Plus on top of all of these great deals I also had a $10 off of $40 purchase coupon, and I also got some clearance hair ties and a bunch of clearance Christmas Candy with coupons to keep.

We had flyers for a free room, free drinks, free buffets and some free casino play at the casino this weekend so we went up there to relax (MO has been working full time + coaching + putting in extra hrs for inventory, while I have been working tons of OT, and we both have family member's in the hospital, so it was a much needed break!) Hubby had this great win that let us play all night and still come home ahead! Great start to the New Year!


We will have another good deposit next week too from overage in checking/rent!

Current Balance $17,410.00
+$700.00 Casino Win
+$15.00 FB Sales
Balance $18,125.00

Local Savings $6795.00
GC Savings $1100.00
Capital 360 Savings (US) $4430.00
Capital 360 Savings (Mom Loan Payback Account)$3035.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,125.00

52 Week Challenge
2018 Total = $45 (Week 1-9)

Just a couple of little sales picked up this week. I got some great deals at CVS this week and they sold quickly, so should have some good sales for next week once those are picked up! Sales this week were $21.00!

Sale #826 (SR) $17.00
OGX Shampoo and Conditioner (2) - We paid $1.52 each
Sold for $4.00 each
Profit = $4.96

Glade Candles (3) - I paid $1.30 each
Sold for $3.00 each
Profit = $5.10

Sale #827 (JB) $4.00
Whole Blends Leave-In Conditioner - We paid $1.99
Sold for $4.00
Profit = $2.01

Chugging along.....

Current Balance $17,145.00
+$50.00 My Payday to Our Savings
+$75.00 My Payday to Mom Loan Savings
+$10.00 Mortgage Savings
+$130.00 Property Management Pay
Balance $17,410.00

Local Savings $6080.00
GC Savings $1100.00
Capital 360 Savings (US) $4430.00
Capital 360 Savings (Mom Loan Payback Account)$3035.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,410.00

52 Week Challenge
2018 Total = $45 (Week 1-9)

Current Balance $17,000.00
+$.05 GC Interest
+$4.95 GC Even Out Amount
+$8.17 Local Savings Interest
+$21.83 Local Savings Even Out
+$50.00 FB Sales
+$60.00 MO Fantasy Football Win
Balance $17,145.00

Local Savings $5950.00
GC Savings $1090.00
Capital 360 Savings (US) $4380.00
Capital 360 Savings (Mom Loan Payback Account)$2960.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,145.00

52 Week Challenge
2018 Total = $45 (Week 1-9)

I just had one sale picked up this week, but it was a good one! Several sales waiting to be picked up this week.

Sale #825 (NC) $65.00
3 Buffet Crockpot - I won this in a drawing, but I already have one of these.
Sold for $40.00
Profit = $40.00

OGX Shampoo and Conditioner (4) - We paid $1.52 each
Sold for $4.00 each
Profit = $9.92

Whole Blends Leave-In Conditioner - We paid $1.99
Sold for $4.00
Profit = $2.01

Old Spice Gift Set - We paid $1.31
Sold for $4.00
Profit = $2.69

Pink Paper Plates - We paid $.11
Sold for $1.00
Profit = $.89

I didn't find much for after Christmas Clearance but one of friends found these and picked them up for me! They smell amazing!!



Glade Candle 2pks (Bought 20)
Regular Price $4.88
-$3.66 Clearance Price Each
Final Price + Tax = $1.30 each
(Marked $3.00 each for rummage sale)
*ETA - Sold 3 for $3.00 each on FB on 1/7/18
*ETA - Sold 2 for $3.00 each on FB on 1/14/18
*ETA - Sold 1 for $3.00 on FB on 2/4/18
*ETA - Sold 2 for $3.00 each on FB on 10/7/18
*ETA - Sold 1 for $3.00 on FB on 11/25/18
*ETA - Sold 10 for $3.00 each on FB on 12/2/18

Looks like I missed my last update! Here are the numbers for the last 2 updates.


12/22/17
$1014.43 paid off in the last 2 weeks!!!

Celebrations for this update:
-$1014.43 paid off in the last 2 weeks!
-My Mortgage went under the next $1000 mark and under $150K!!!
-Our Mortgage went under the next $1000 mark!!
-Total debt went under the next $1000 mark for the 2nd update in a row!


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $7,116.12
Mom Loan #2 $17,327.47
MO Mortgage $83,740.75
My Mortgage $149,980.00
Our Mortgage $246,688.21
Total = $504,852.55

Down $1014.43 in the last 2 weeks!!

Starting total was $587,351.27
$82,498.72 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $2880 in a savings account to pay off the Mom Loan, so the amount we still owe that is $14,447.47.


1/5/18
$686.85 paid off in the last 2 weeks!!!

Celebrations for this update:
-$686.85 paid off in the last 2 weeks!
-Mom Loan went under the next $1000 mark!!
-Bad Debt went under the next $1000 mark!!

Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $7,000.39
Mom Loan #2 $16,756.35
MO Mortgage $83,740.75
My Mortgage $149,980.00
Our Mortgage $246,688.21
Total = $504,165.70

Down $686.85 in the last 2 weeks!!

Starting total was $587,351.27
$83,185.57 paid off since 6/19/15 (including downpayment on house)!!!!!

Current Balance $16,935.00
+$5.65 Cap360 Interest
+$5.28 Even Out Amount (I forgot to even it out last month, so the amounts are a little weird)
+$50.00 MO Payday to Our Savings
Balance $17,000.00

Local Savings $5870.00
GC Savings $1025.00
Capital 360 Savings (US) $4380.00
Capital 360 Savings (Mom Loan Payback Account)$2960.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $17,000.00

52 Week Challenge
2018 Total = $45 (Week 1-9)

Last year we got soooooo much stuff with the after Christmas Clearance. This year they had nothing! The only thing I grabbed was these Light Projectors that were on clearance for $6.22. Disappointing!



Points of Light Projector (Bought 5)
Regular Price $34.88
-$28.66 Clearance Price Each
Final Price + Tax = $6.62
(Marked $15.00 each for rummage sale)
*ETA - Sold 3 for $15.00 each on FB on 11/25/18
*ETA - Sold 2 for $15.00 on FB on 12/2/18
Profit = $41.90

Laser Light (Bought 1)
Regular Price $19.88
-$14.91 Clearance Price
Final Price + Tax = $5.29
(Marked $10.00 each for rummage sale)
*ETA - Sold for $10.00 on FB on 12/2/18
Profit = $4.71

I had a few EBs I needed to use up and I was lucky to find some great clearance deals and even some Money Makers!!! Normally I wouldn't buy the OGX since it was just a conditioner and no matching shampoo, but since it was free I had to grab it! Love freebies!!
Also everything was paid for with my CVS giftcards earned from my Discover Rewards, so I didn't actually pay anything OOP at all!!



Physicians Formula Eye Makeup Remover (Bought 4)
Regular Price $5.49
-$3.00 Beauty Club EB
*Earned $6.00 EB for each
Final Price + Tax = .90 Money Maker Each!!
(Marked $3.00 Each for rummage sale)
*ETA - Sold 2 for $3.00 each on FB on 2/18/18
*ETA - Sold 1 for $3.00 on FB on 5/6/18

Colgate 2-in-1 Toothpaste and Mouthwash
Regular Price $4.99
-$2.00 Sale Price
*Earned $2.00 EB
Final Price + Tax = $1.18
(Marked $2.50 for rummage sale)

Suave Professionals Shampoo and Conditioner (Bought 3)
Regular Price $4.29 each
-$3.22 Clearance Price Each
Final Price + Tax = $1.14 Each
(Marked $2.00 Each for rummage sale)
*ETA - Sold 2 for $2.00 each on FB on 3/31/19

CVS Brand Antibacterial Wipes
Regular Price $2.99
-$2.25 Clearance Price
Final Price + Tax = .79
(Marked $2.00 for rummage sale)

OGX Conditioner
Regular Price $8.29
-$6.22 Clearance Price
-$2.07 CVS Coupon Machine Coupon ($3.00 off OGX)
Final Price = Free!!
(Marked $4.00 for rummage sale)

We usually get giftcards from MO's employer for Christmas, but they didn't do giftcards this year, so no Visa or MasterCard GCs. But we still have a very large balance. The ones for restaurants go quickly in the summer time when we have softball. Menards and CVS are always revolving balances for resell items. Medora is a tourist town and MO won a giftcard there that we can use on food, hotel, entertainment, souvenirs, etc. So we will try to plan a weekend vaca there this summer.

Applebees $2.00
Applebees $25.00
Applebees $25.00
Applebees $25.00
Applebees $25.00
Applebees $25.00
Applebees $25.00
Buffalo Wild Wings $25.00
Buffalo Wild Wings $25.00
Buffalo Wild Wings $25.00
CVS $5.00
CVS $10.00
CVS $10.00
CVS $40.15
Discover Cashback Rewards $503.95
JCPenney $9.24
Kohls $25.00
Massage $50.00
McDonalds $100.00
Medora $1000.00
Menards $23.39
Menards $29.79
Menards $50.00
Menards $102.73
Menards $111.48
Menards $299.68
Outback Steakhouse $25.00
Outback Steakhouse $50.00
Papa Johns $10.00
Papa Johns $10.00
Red Lobster $50.00
Scheels $15.00
Scheels $25.00
Scheels $25.00
Starbucks $3.72
Target $5.00
Target $16.00
Texas Roadhouse $50.00
TGIFridays $25.00
Total $2907.13

It's hard to do a lot of detailed planning for 2018 because we will be having medical bills and we don't know exactly how much those will be, and we also have a renter moving out as of Feb 1st and no new tenant lined up yet. Also since we know we have medical bills coming up we changed our medical plan for 2018 to a more expensive plan, and also started contributing to our HSA again, so my take home pay will be less, but it should be the best for us in the long run to keep bills manageable.

But for now we can at least see where we will be with the minimum payments on our debts and other personal goals.


2018 Goals

Savings
-Pay in cash for Vegas trip
-Keep savings at/above $5K by end of year

Debt
-Mom Loan #2 (From $17,327.47 to $10,410.84)
-Store Loan (From $7,116.12 to $4,078.11)
-Rental #1 Mortgage (From $149,980.00 to $146,380.00)
-Rental #2 Mortgage (From $83,740.75 to $81,520.75)
-Our House (From $246,688.21 to $241,855.85)
-STRETCH GOAL Total Debt Balance down to $474K or less. That would be if things go well and we could payoff the Mom Loan. That would put us down $30,852.55 for the year (Currently at $504,852.55).

Retirement
-Continue contributing 6% to 401K
-Research and review allocations of ROTH and make appropriate adjustments

Health
-Be positive and thankful for what I have
-Lose 50lbs

Home Improvements and Rental Updates
-Complete minor repairs at Rental #1 (hole in wall)
-Plant bigger/better garden at new house

Here is our 2017 Goals and how we did on them. Our savings went up $8620.00, and our debt went down $20,792.19. That's almost a $30K swing in the right direction! We also did a lot of updates to Rental #2 including a brand new deck, which we paid for in cash ($3K+).
If we didn't have so many unknowns in 2018 we could have been more aggressive with the debt paydown, but I think it's best to be safe for now.

2017 Goals

Savings
-Pay in cash for trip to Laughlin -Goal Met!
-Pay in cash for Vegas trip for SIL 21st BD -Goal Met!
-Keep savings at/above $5K by end of year -Goal Met! Currently at $16,935!

Debt
-Payoff Mom Loan #2 (Current balance $24,107.25 with $900 in separate savings account to pay it off) - We do have enough in savings to payoff the Mom Loan right now, but since we are going to have a lot of medical bills in 2018, and right now we have a renter moving out on Feb 1 and no one set up to move in yet, we are waiting till things are more secure before we drain savings.
-Store Loan (From $10,094.05 to $7,116.12) - Goal Met!
-Rental #1 Mortgage (From $154,200.00 to $149,990.00) -Goal Met!
-Rental #2 Mortgage (From $85,917.82 to $83,800.00) -Goal Met!
-Our House (From $251,325.62 to $246,688.21) -Goal Met!
-STRETCH GOAL Total Debt Balance down to $490K or less. That is down $35,933.12 for the year (Currently at $525,933.12) - If we drained savings to payoff the Mom Loan we would meet and exceed the stretch goal, but for now we just need to sit tight to see what 2018 will bring for medical bills and renters.

Retirement
-Continue contributing 6% to 401K - Goal Met!
-Research and review allocations of ROTH and make appropriate adjustments - Didn't do this at all - FAIL

Health
-Be positive and thankful for what I have -Still working on this mindset
-Lose 50lbs before Vegas Trip (July 2017) - I did lose 20 before we went to Vegas, but since then gained back about 10

Home Improvements and Rental Updates
-Complete minor repairs at Rental #1 (hole in wall) - Not done, but since our renter is moving out we should be able to get this done soon
-Complete minor repairs at Rental #2 (porch step, landscaping) - Done as well as new deck
-Plant bigger/better garden at new house - I didn't get any garden planted at all this year

Current Balance $16,775.00
+$35.00 FB Sales
+$50.00 My Payday to Our Savings
+$75.00 My Payday to Mom Loan Savings
Balance $16,935.00

Local Savings $5870.00
GC Savings $1025.00
Capital 360 Savings (US) $4320.00
Capital 360 Savings (Mom Loan Payback Account)$2955.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $16,935.00

52 Week Challenge
2018 Total = $45 (Week 1-9)

I'm logging sales a few days early this week as I am planning on work OT for holiday pay on January 1st for some extra money. We had a couple sales that were picked up at my Moms house. Sales for the week were $68.00!!

Sale #820(SH) $11.00
Chapstick Brand Holiday Packs - We paid $1.33
Sold for $3.00
Profit = $1.67

Christmas Emoji Blankets (2) - We paid .94 each
Sold for $4.00 each
Profit = $6.12

Sale #821 (JF) $32.00
Christmas Emoji Blankets - We paid .94 each
Sold for $4.00 each
Profit = $3.06

Frozen Waffle Maker - We paid $7.98
Sold for $15.00
Profit = $7.02

Crest Toothbrush Packs - We paid $1.32
Sold for $3.00
Profit = $1.68

Toy Shopping Cart - Free Curbside Find!
Sold for $10.00
Profit = $10.00

Sale #822 (SS) $6.00
Bath and Body Shower Gel - We paid $4.74
Sold for $6.00 each
Profit = $1.26

Sale #823 (AK) $12.00
Baby Converse Sneakers - We paid $4.53
Sold for $12.00
Profit = $7.47

Sale #824 (DA) $7.00
Old Navy PJ Pants (Me) - I paid $2.13
Sold for $7.00
Profit = $4.87

I still need to use some of my Wellness money from work ($200 per year) so I stopped at Famous Footwear to pick up some tennis shoes I had ordered online from them for in store pickup, and of course I checked the clearance area and found this adorable Baby Converse! On clearance for only $5.00!! Plus I had a 15% coupon, making them only $4.53 after tax! I already sold them for $12.00!! Now I think I should have maybe priced them higher, but still a great profit and quick turnaround!



Baby Converse
Regular Price $35.00
-$30.00 Clearance Price
-.75 Coupon for 15% off
Final Price + Tax = $4.53
*ETA - Sold for $12.00 on FB on 12/25/17
Profit = $7.47

McDonalds has this awesome deal right now! Buy $100 in McDonalds Arch Giftcards and get this punchcard free!! You get a Big Mac or Breakfast Sandwich free every week all year! That’s like $300+ in free food! Sweet!!!

A week late in posting, but here is our latest update!

$1014.43 paid off in the last 2 weeks!!!

Celebrations for this update:
-$1014.43 paid off in the last 2 weeks!
-My Mortgage went under the next $1000 mark and under $150
-Our Mortgage went under the next $1000 mark!
-Total Debt went under the next $1000 mark!


Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $7,116.12
Mom Loan #2 $17,327.47
MO Mortgage $83,740.75
My Mortgage $149,980.00
Our Mortgage $246,688.21
Total = $504,852.55

Down $1014.43 in the last 2 weeks!!

Starting total was $587,351.27
$82,498.72 paid off since 6/19/15 (including downpayment on house)!!!!!

We have $2880 in a savings account to pay off the Mom Loan, so the amount we still owe that is $14,447.47.

CVS is clearancing out a lot of their shampoo/conditioners right now and we had some good coupons to get them very close to free!! Unfortunately some of them didn't have matching pairs, but for this cheap still good deals!


Herbal Essences Bio-Renew (Bought 11)(Not pictured)
Regular Price $6.99
-$3.50 Clearance Price Each
-$6.00 off two HE CVS Coupon App
Final Price + Tax = .72 each!!
(Marked $3.00-$3.50 each for rummage sale)
*ETA - Sold 2 for $3.50 each on FB on 12/2/18
*ETA - Sold 2 for $3.00 each on FB on 1/20/19
*ETA - Sold 1 for $3.00 each on FB on 6/20/20

OGX Shampoo/Conditioner (Bought 30)
Regular Price $8.29
-$6.22 Clearance Price Each
-$2.00 CVS Coupon Machine Coupon
-$5.00 Pharmacy EB Reward
-$3.00 Beauty Club EB Reward
Final Price + Tax = $1.79 Each!!!
(Marked $4.00 each for rummage sale)
*ETA - Sold 4 for $4.00 each on FB on 7/30/18
*ETA - Sold 2 for $4.00 each on FB on 8/5/18
*ETA - Gave 2 to my Step-MIL
*ETA - Sold 2 for $4.00 each on FB on 12/9/18
*ETA - Sold 12 for $4.00 each on FB on 12/30/18
*ETA - Sold 2 for $3.00 each on FB on 1/20/19
*ETA - Sold 2 for $4.00 each on FB on 2/3/19

Whole Blends Leave-In Conditioner (Bought 6)
Regular Price $7.49
-$5.62 Clearance Price Each
Final Price + Tax = $1.99 Each!
(Marked $4.00 each for rummage sale)
*ETA - Sold 1 for $4.00 on FB on 12/31/17
*ETA - Sold 1 for $4.00 on FB on 1/7/18
*ETA - Sold 1 for $4.00 on FB on 1/14/18
*ETA - Sold 1 for $4.00 on FB on 12/16/18
*ETA - Sold 1 for $4.00 on FB on 2/25/19
*ETA - Sold 1 for $4.00 on FB on 3/31/19
Profit = $12.06

Herbal Essences 23oz (Bought 2)
Regular Price $6.59
-$3.30 Clearance Price Each
-$3.29 BOGO Free Coupon
Final Price + Tax = $1.75 Each!!
(Keeping these)

Selsun Blue (Bought 3)
Regular Price $9.79 Each
-$7.35 Clearance Price Each
Final Price + Tax = $2.60 Each
(Keeping these)

Aussie Shampoo (Bought 1)
Regular Price $4.29
-$2.14 Clearance Price
Final Price + Tax = $2.28
(Keeping these)

I got my first Ebates check and put it into savings. I also moved our Weekly Challenge money over to savings. We will start the 2018 Challenge right away!

Current Balance $15,305.00
+$50.00 FB Sales
+$19.15 Ebates
+.85 Even Out Amount
+$1400.00 2017 Weekly Challenge
Balance $16,775.00

Local Savings $5835.00
GC Savings $1025.00
Capital 360 Savings (US) $4270.00
Capital 360 Savings (Mom Loan Payback Account)$2880.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $16,775.00

52 Week Challenge
2018 Total = $0

I didn't push a lot of sales this week with the busyness of Christmas and also we have two family members in the hospital, but I did have few items picked up and one person came and shopped for last minute gifts. Total sales were $77.00!!

Sale #816 (KB) $7.00
Old Navy PJ Pants (Me) - I paid $2.13 each
Sold for $7.00
Profit = $4.87

Sale #817 (AA) $18.00
Old Navy PJ Pants (3) (Me) - I paid $2.13 each
Sold for $6.00 each
Profit = $11.61

Sale #818 (JSM) $12.00
Conair Hair Dryer - We paid $5.65
Sold for $12.00
Profit = $6.35

Sale #819 (HL) $40.00
Christmas Cookie Cutters - We paid .51
Sold for $2.00
Profit = $1.49

Girls Red Lace Headband - We paid .11
Sold for $1.00
Profit = $.89

Finding Dory Creativity Set - We paid $5.81
Sold for $12.00
Profit = $6.19

GUM Toobrush 2pk - We paid $.41
Sold for $2.50
Profit = $2.09

Sally Hansen Sugar Shimmer Nail Polish (Me) - I paid $1.49
Sold for $2.50
Profit = $1.01

Sally Hansen Xtreme Nail Polish (Me) - I paid $.82
Sold for $2.50
Profit = $1.68

Colgate Spin Brush (2) - We paid $1.59 each
Sold for $5.00 each
Profit = $6.82

During Black Friday Sales we got some new clothes for MO, he needed new pants and some new shirts. We got an extra % off for opening an Old Navy Card, so I opened one (bill is already paid) and also when you used the Old Navy Card one time anywhere other then Old Navy, you received a $30 Old Navy Coupon! So we used the card once to fill gas and received the $30 Old Navy Coupon. We really didn't need anymore clothes, so I searched out a deal! They had these cute PJ Pants on sale for only $5.00 and then we used the $30 coupon!

Old Navy PJ Pants (Bought 10)
Regular Price $16.00
-$11.00 Sale Price Each
-$30.00 Old Navy Coupon
+$1.30 Tax
+$0 Free Shipping
Total = $2.13 each
(Marked $7.00 each for rummage sale or 2/$12)
*ETA - Sold 3 for $6.00 each on FB on 12/17/17
*ETA - Sold 1 for $7.00 on FB on 12/17/17
*ETA - Sold 1 for $7.00 on FB on 12/25/17
*ETA - Sold 2 for $6.00 each on FB on 10/14/18
*ETA - Sold 2 for $6.00 each on FB on 12/2/18

Ouch that hurts! Just thankful right now that we have the savings to pay these bills. I am very nervous about our finances for next year. We haven't found a renter yet for Rental #1, we have big bills coming up for Real Estate Taxes for 2 of our properties, we will need to return the deposit to our renter that is moving out in February, and we will have some big medical expenses. Normally I dream big for New Years Financial Goals, but as of right now, I may just be hoping to get through the year without going into any new debt.

Little bit of good news is we did finish out the 52 week Challenge for 2017, so we will get that put into savings soon, and start over for 2018.

Current Balance $18,005.00
+$50.00 MO Payday to Our Savings (12/22)
+$220.00 FB Sales
+$30.00 Phone Bill Savings
-$2500.00 Home Insurance for 2 properties
-$200.00 Snowblower for MIL
-$300.00 Christmas Presents
Balance $15,305.00

Local Savings $4365.00
GC Savings $1025.00
Capital 360 Savings (US) $4270.00
Capital 360 Savings (Mom Loan Payback Account)$2880.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $15,305.00

52 Week Challenge
2017 Total = $1431.00 - COMPLETED!

My FB Sales were insane this last week!

Total Sales were $447.00!!!!

This is our biggest week ever for sales!

Sale #802 (LQ) $4.50
Key Finder (3) - We paid .22 each
Sold for $1.50 each
Profit = $3.84

Sale #803 (AVB) $22.00
Axe Body Wash Set - We paid $2.00 each
Sold for $7.00 each
Profit = $5.00

Bath and Body Shower Gel (2) - We paid $4.74 each
Sold for $6.00 each
Profit = $2.52

Fun Bubbles Set - We paid $.80
Sold for $3.00
Profit = $2.20

Sale #804 (DI) $6.00
Kids 4pc Bath Sets (2) - We paid $1.30 each
Sold for $3.00 each
Profit = $3.40

Sale #805 (JF) $53.00
Licensed Bubble Sets (7) - We paid $1.33 each
Sold for $3.00 each
Profit = $11.69

Fun Bubbles Set - We paid $.80
Sold for $3.00
Profit = $2.20

Bath and Body Foaming Hand Soap (5) - We paid $2.16 each
Sold for 5/$18
Profit = $7.20

Physicians Formula Mascara - Free after EB
Sold for $5.00
Profit = $5.00

For my Mom: 3 Xtra Laundry Detergent, $6.00

Sale #805 (NC) $65.50
Bath and Body Foaming Hand Soap (10) - We paid $2.16 each
Sold for 10/$36
Profit = $14.40

Axe Deodorant (2) - We paid .66 each
Sold for $2.50 each
Profit = $3.68

Old Spice Deodorant (2) - We paid .79 each
Sold for $2.50 each
Profit = $3.42

Kids Crest 3pc Toothbrush Set - We paid $1.32
Sold for $3.00
Profit = $1.68

Physicians Formula Mascara - Free after EB
Sold for $5.00
Profit = $5.00

Key Finder - We paid .22 each
Sold for $1.50 each
Profit = $1.28

Pantene Shampoo/Conditioner (4) - We paid $1.33 each
Sold for 4/$10
Profit = $4.68

Sale #806 (DA) $89.00
Earbuds (4) - We paid $1.33 each
Sold for $4.00 each
Profit = $10.68

Mike the Knight Training Ground - We paid $2.19
Sold for $8.00
Profit = $5.81

Mike the Knight Dragon Set - We paid $2.01
Sold for $5.00
Profit = $2.99

Christmas Elf Booties - We paid $.84
Sold for $3.00
Profit = $2.16

Kids 4pc Bath Sets - We paid $1.30 each
Sold for $3.00 each
Profit = $1.70

Star Wars Bubble Tin - We paid $2.65
Sold for $5.00
Profit = $2.35

Avengers Figurine - We paid $1.06
Sold for $3.00
Profit = $1.94

ELF Eyeliners (4) - We paid .07 each
Sold for $1.00 each
Profit = $3.72

Star Wars Death Star Hot Wheels Set - We paid $5.81
Sold for $17.00
Profit = $11.19

Almay Shadow Softies (4) - We paid $.38
Sold for $2.00 each
Profit = $6.48

Flower Makeup Set (4) - We paid $1.99 each
Sold for 4/$15
Profit = $7.04

For My Mom: Soldering Iron, $4.00.

Sale #807 (AH) $60.00
Bath and Body Foaming Hand Soap (10) - We paid $2.16 each
Sold for 10/$36
Profit = $14.40

Bath and Body Body Wash (4) - We paid $4.74 each
Sold for $6.00 each
Profit = $5.04

Sale #808 (DA) $32.00
Girls Winter Hat Sets (4) - We paid $2.56 each
Sold for $5.00 each
Profit = $9.40

JOY Christmas Bib - We paid $.42
Sold for $2.00
Profit = $1.58

Ceramic Bowls (2) - We paid .50 each
Sold for $4.00 each
Profit = $7.00

Mini Lantern - We paid .80
Sold for $2.00
Profit = $1.20

Sale #809 (JO) $9.00
Kids Crest 3pc Toothbrush Set (2) - We paid $1.32
Sold for $3.00
Profit = $3.36

Kids Bathtime Shave Set - We paid $1.30
Sold for $3.00
Profit = $1.70

Sale #810 (JC) $3.00
Kids Smile Set - We paid .51
Sold for $3.00
Profit - $2.49

Sale #811 (LS) $36.00
Bath and Body Foaming Hand Soap (10) - We paid $2.16 each
Sold for 10/$36
Profit = $14.40

Sale #812 (CS) $6.00
Kids Crest 3pc Toothbrush Set (2) - We paid $1.32
Sold for $3.00
Profit = $3.36

Sale #813 (JZ) $45.00
Bath and Body Lotions (5) - We paid $4.53
Sold for $6.00 each
Profit = $7.35

Cat & Jack Santa Dress - We paid $2.12
Sold for $10.00
Profit = $7.88

Philips LED Lights - We paid $1.27
Sold for $5.00
Profit = $3.73

Sale #814 (KS) $10.00
Pantene Shampoo/Conditioner (4) - We paid $1.33 for 2 and .83 for 2.
Sold for 4/$10
Profit = $5.68

Sale #815 (SK) $6.00 (Sold to a friend so just sold for close to what we paid)
EOS Lipbalm 3pk - We paid $3.27
Sold for $3.50
Profit = $.23

EOS Single Lipbalm - We paid $1.78
Sold for $2.50
Profit = .72

We reached $18K!! We have to pay a $2,500 home insurance bill for 2 of our houses in 2 weeks, so it will be short lived, but still pretty proud of getting this high and at Christmas time too! Will keep chucking our little deposits in there to try to keep on the high side of things!

Current Balance $17,880.00
+$50.00 My Payday to Our Savings (12/15)
+$75.00 My Payday to Mom Loan Savings (12/15)
Balance $18,005.00

Local Savings $7145.00
GC Savings $995.00
Capital 360 Savings (US) $4220.00
Capital 360 Savings (Mom Loan Payback Account)$2880.00
Capital 360 Savings (Rental Deposit Account #1)$1265.00
Capital 360 Savings (Rental Deposit Account #2)$1500.00
Total Savings = $18,005.00

52 Week Challenge
2017 Total = $892.00(We have paid weeks 1-28 and 44-52)