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April 24th, 2017 at 05:18 pm
We are back from Laughlin/Vegas! We had a lot of fun and overall had a very cheap vaca, we only had to take $605 out of savings! I am excited that we were able to hang on above $18K!! Now back to the grind until our next vaca at the end of July.
We are still working on getting a renter for my old house (Rental #2). I have not advertised it to strangers yet, still hoping maybe we can find a friend/family member before we have to do that, but if something doesn't come up in the next few weeks we will need to open it to the masses as I don't want to miss more then one months rent.
Spring Cleaning mode has hit me and I feel totally overwhelmed with all the cleaning, organizing, lawn work, repairs that need to get done! Time to make a list to get some organization and planning implemented!
Current Balance $18,420.00
+$50.00 My Payday to Our Savings (4/21)
+$75.00 My Payday to Mom Loan Savings (4/21)
+$70.00 FB Sales
-$605.00 Laughlin/Vegas Vacation
Balance $18,010.00
Local Savings $9265.00
GC Savings $3425.00
Capital 360 Savings (US) $2490.00
Capital 360 Savings (Mom Loan Payback Account)$1570.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $18,010.00
52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)
Posted in
$20K challenge
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1 Comments »
April 24th, 2017 at 03:59 pm
Total Sales for the week were $113.00!
Sale #667 (MK) $15.00
Hamilton Beach Blender - We paid $1.33
Sold for $15.00
Profit = $13.67
Sale #668 (KP) $5.00
Ariel Jammies - We paid $1.07
Sold for $5.00
Profit = $3.93
Sale #669 (JD) $10.00
Total Girl Bermuda Jean Shorts - We paid $1.43
Sold for $10.00
Profit = $8.57
Sale #670 (DB) $4.00
Avengers Pez Set - We paid $1.59
Sold for $4.00
Profit = $2.41
Sale #671 (DB) $4.00
TMNT Pez Set - We paid $1.59
Sold for $4.00
Profit = $2.41
Sale #672 (TB) $12.00
Folding Knife - I paid .99 (Me)
Sold for $4.00
Profit = $3.01
Bottle Opener and Screwdriver Set - I paid .99 (Me)
Sold for $5.00
Profit = $4.01
For my Mom: 2 Ice Cube Tray Sets = $3.00
Sale #673 (SW) $11.00
Folding Knife - I paid .99 (Me)
Sold for $4.00
Profit = $3.01
Salt and Pepper Shaker Set - Free After Rebate (Me)
Sold for $2.00
Profit = $2.00
Bottle Opener and Screwdriver Set - I paid .99 (Me)
Sold for $5.00
Profit = $4.01
Sale #674 (NC) $41.00
Bottle Opener and Screwdriver Set - I paid .99 (Me)
Sold for $5.00
Profit = $4.01
Ice Cube Trays (3) - Free After Rebate (Me)
Sold for $1.50 each
Profit = $4.50
Matches 300ct 2pks - Free After Rebate (Me)
Sold for $2.00
Profit = $2.00
Hammer - Free After Rebate (Me)
Sold for $5.00 each
Profit = $5.00
Furniture Guard - Free After Rebate (Me)
Sold for $5.00 each
Profit = $5.00
St. Ives Lotion - I paid .99 (Me)
Sold for $3.00
Profit = $2.01
Almay Shadow Softies (3) - We paid .38
Sold for $2.50 each
Profit = $6.36
Old Spice Body Wash - We paid .79
Sold for $3.00
Profit = $2.21
Old Spice Shampoo/Conditioner - We paid .79
Sold for $3.00
Profit = $2.21
Kites (2) - We paid .52 each
Sold for $1.50 each
Profit = $1.96
Posted in
My Sales
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0 Comments »
April 17th, 2017 at 07:07 pm
Here is the last update before Vegas Vaca and savings will (presumably) go down. Fingers crossed maybe we will get lucky and bring home a big winner! Either way I am so excited to go and have fun! This year has been a lot of extra hours at work and the rentals and I am so excited for some time off!!
Current Balance $18,335.00
+$85.00 FB Sales
Balance $18,420.00
Local Savings $9800.00
GC Savings $3425.00
Capital 360 Savings (US) $2440.00
Capital 360 Savings (Mom Loan Payback Account)$1495.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $18,420.00
52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)
Posted in
$20K challenge
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April 17th, 2017 at 06:07 pm
Sold a lot of the Menards Items that we just picked up and sales for the week were $140.50!
We leave for Vegas tomorrow and will be gone all week, plus we are having a rummage sale the first week in May, so I probably won't be posting much until then trying to get items marked and ready for the sale!
Sale #657 (DA) $11.00
Girls Clothes for my Mom/SIL
Sale #658 (CC) $3.00
Ice Cube Trays for my Mom (2)
Sale #659 (JB) $4.00 (Me)
Folding Knife - I paid .99 each
Sold for $4.00
Profit = $3.01
Sale #660 (MG) $9.00 (Me)
Folding Knife - I paid .99 each
Sold for $4.00
Profit = $3.01
Tool Box - I paid .99 each (Me)
Sold for $3.00
Profit = $2.01
Salt & Pepper Shaker Set - Free After Rebate (Me)
Sold for $2.00
Profit = $2.00
Sale #661 (RBD) $9.00
Tool Box - I paid .99 each (Me)
Sold for $3.00
Profit = $2.01
Ice Cube Trays (3) - Free After Rebate (Me)
Sold for $1.50 each
Profit = $4.50
For my Mom - (1) Ice Cube Tray ($1.50)
Sale #662 (JC) $6.00
Dish Drying Mat - I paid .99 each (Me)
Sold for $2.50
Profit = $1.51
St. Ives Lotion - I paid .99 each (Me)
Sold for $3.00
Profit = $2.01
For my Mom - (1) Ice Cube Tray ($1.50)
Sale #663 (HL) $23.00
Dish Drying Mat (2) - I paid .99 each (Me)
Sold for $2.50 each
Profit = $3.02
Tool Box - I paid .99 each (Me)
Sold for $3.00
Profit = $2.01
St. Ives Lotion - I paid .99 each (Me)
Sold for $3.00
Profit = $2.01
Ariel Jammies - We paid $1.07
Sold for $5.00
Profit = $3.93
Softsoap Handsoap - We paid .26
Sold for $1.00
Profit = .74
For my Mom - (2) Airwick 2pks ($6.00)
Sale #664 (HL) $23.00
Shout Cleaner - We paid $1.38
Sold for $2.50 each
Profit = $1.12
Pepsi Lipbalm (2) - We paid $.22 each
Sold for $1.00 each
Profit = $1.56
Maybelline Mascara 2pk - We paid $4.51
Sold for $8.00
Profit = $3.49
Caress Body Wash - We paid $1.59
Sold for $4.00
Profit = $2.41
Olay Body Wash - We paid ? (Not logged yet)
Sold for $5.00
Profit = ?
Sale #665 (JZ) $21.00
Jump Rope (2) - We paid .80
Sold for $2.50 each
Profit = $3.40
Frozen Snowcone Maker - We paid $4.00
Sold for $10.00
Profit = $6.00
Axe Shampoo/Conditioner - We paid .66
Sold for $3.00
Profit = $2.34
Easter Earbuds (2) - We paid .29 each
Sold for $1.50 each
Profit = $2.42
Sale #665 (JE) $30.00
Mickey Purse - We paid $20.58
Sold for $30.00 each
Profit = $9.42
Sale #666 (N) $15.00
Hamilton Beach Blender - We paid $1.33
Sold for $15.00
Profit = $13.67
Posted in
My Sales
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April 14th, 2017 at 08:15 pm
$1409.79 paid off in the last 2 weeks!
Celebrations for this update:
-Total debt went down $1409.79 in the last 2 weeks!
-Mom Loan went under the next $1000 mark!
-Rental #2 went under the next $1000 mark!
-Our Mortgage went under the next $1000 mark, and under $250K! Plus we reached $20K paid off on Our Mortgage!
-Total debt went under the next $1000 mark, and under $520K!
Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $9,184.09
Mom Loan #2 $21,862.36
MO Mortgage $85,380.25
My Mortgage $152,800.00
Our Mortgage $249,800.99
Total = $519,027.69
Down $1409.79 in the last 2 weeks!!
Starting total was $587,351.27
$68,323.58 paid off since 6/19/15 (including downpayment on house)!!!!!
We have $1495.00 in a savings account to pay off the Mom Loan, so the amount we still owe that is $20,367.36.
Posted in
Mortgage/Debt Payoff
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2 Comments »
April 13th, 2017 at 10:15 pm
Current Balance $18,285.00
+$50.00 MO Payday to Our Savings (4/14)
Balance $18,335.00
Local Savings $9715.00
GC Savings $3425.00
Capital 360 Savings (US) $2440.00
Capital 360 Savings (Mom Loan Payback Account)$1495.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $18,335.00
52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)
Posted in
$20K challenge
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April 10th, 2017 at 04:28 pm
Current Balance $18,220.00
+$55.00 FB Sales
+$10.00 Mortgage Savings
Balance $18,285.00
Local Savings $9715.00
GC Savings $3425.00
Capital 360 Savings (US) $2390.00
Capital 360 Savings (Mom Loan Payback Account)$1495.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $18,285.00
52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)
Posted in
$20K challenge
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1 Comments »
April 10th, 2017 at 04:24 pm
Sold a ton more clothes for my Mom/SIL, total sales for the week were $249.50!!!
Sale #642 (KD) $20.00
Girls Clothes for my Mom/SIL
Sale #643 (MV) $10.00
Girls Clothes for my Mom/SIL
Sale #644 (KP) $50.00
Girls Clothes for my Mom/SIL
Sale #645 (AE) $3.00
Girls Clothes for my Mom/SIL
Sale #646 (LS) $13.00
Girls Clothes for my Mom/SIL
Sale #647 (CB) $9.00
Girls Clothes for my Mom/SIL
Sale #648 (PM) $3.00 (Me)
St. Ives Lotion - I paid .99 each
Sold for $3.00
Profit = $2.01
Sale #649 (KHW) $3.00 (Me)
St. Ives Lotion - I paid .99 each
Sold for $3.00
Profit = $2.01
Sale #650 (TM) $2.00 (Me)
300 Count Matches 2pk - Free After Rebate
Sold for $2.00
Profit = $2.00
Sale #651 (CS) $69.00
OGX Shampoo/Conditioner (4) - We paid $1.52 each
Sold for $4.00 each
Profit = $9.92
Tresemme Shampoo/Conditioner (6) - We paid .88 each
Sold for $3.00 each
Profit = $12.72
Wheeled Duffel Bag for my Mom - $35.00
Sale #652 (SR) $10.00
Olay Body Lotion (2) - We paid .88 each
Sold for $5.00 each
Profit = $8.24
Sale #653 (TF) $30.00
Mickey Purse - We paid $20.58
Sold for $30.00
Profit = $9.42
Sale #654 (LL) $2.50
Glad Character Tupperware Sets (20 - We paid $1.06 each
Sold for $1.25 each
Profit = .38
(These were sold to a relative, so we just sold them for cost)
Sale #655 (RW) $20.00
Adult Coloring Book (5) - We paid .99 each
Sold for $4.00 each
Profit = $15.05
Sale #656 (KJ) $5.00
Ariel Jammies - We paid $1.07 each
Sold for $5.00 each
Profit = $3.93
Posted in
My Sales
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April 9th, 2017 at 10:06 pm
My Mom was nice enough to pickup all of these free or close to free deals for me! I have the rebates all filled out and ready to mail tomorrow. I already posted a few items for sale and had some hits!

Free Items:
8 Angle Brooms - Marked $2.50 each
*ETA - Sold 4 for $2.50 each at 5/5/17 rummage sale
8 Furniture Guard - Marked $5.00 each
*ETA - Sold 1 for $5.00 on FB on 4/16/17
*ETA - Sold 1 for $5.00 at 5/5/17 rummage sale
*ETA - Sold 1 for $5.00 at 9/22/18 rummage sale
*ETA - Sold 1 for $5.00 on FB on 10/14/18
*ETA - Sold 1 for $5.00 on FB on 10/13/19
*ETA - Sold 1 for $5.00 on FB on 11/3/19
2 Hammer - Marked $5.00 each
*ETA - Sold 1 for $5.00 on FB on 4/16/17
*ETA - Sold 1 for $5.00 at 5/5/17 rummage sale
Profit = $10.00
8 Ice Cube Tray 2pk - Marked $1.50 each
*ETA - Sold 3 for $1.50 each on FB on 4/9/17
*ETA - Sold 3 for $1.50 each on FB on 4/16/17
*ETA - Sold 2 for $1.50 each on FB on 4/30/17
Profit = $12.00
4 Knee Pads - Marked $2.00 each
*ETA - Sold 1 for $2.00 on FB on 9/3/17
4 Matches 300ct 2pks - Marked $2.00 each
*ETA - Sold 1 for $2.00 on FB on 4/2/17
*ETA - Sold 1 for $2.00 on FB on 4/16/17
*ETA - Sold 1 for $2.00 on FB on 4/30/17
*ETA - Sold 1 for $2.00 on FB on 9/3/17
Profit = $8.00
4 Microfiber Cloth - Marked $2.00 each
*ETA - Sold 4 for $2.00 each at 5/5/17 rummage sale
Profit = $8.00
8 Paint Brush 3pk - Marked $6.00 each
*ETA - Sold 1 for $6.00 on FB on 5/13/18
*ETA - Sold 1 for $6.00 on FB on 12/16/18
5 Salt & Pepper Shaker Sets - Marked $2.00 each
*ETA - Sold 1 for $2.00 on FB on 4/9/17
*ETA - Sold 1 for $2.00 on FB on 4/16/17
*ETA - Sold 1 for $2.00 on FB on 5/14/17
*ETA - Sold 2 for $2.00 on FB on 9/3/17
Profit = $10.00
4 Yard Stakes 4pk - Marked $4.00 each
*ETA - Sold 1 for $4.00 on FB on 4/30/17
*ETA - Sold 1 for $4.00 at 5/5/17 rummage sale
*ETA - Sold 1 for $4.00 on FB on 11/3/19
Discounted Items
8 Bottle Opener and Screwdriver Set, paid .99 each - Marked $5.00 each
*ETA - Sold 3 for $5.00 on FB on 4/16/17
*ETA - Sold 1 for $5.00 on FB on 10/14/18
8 Dish Drying Mat, paid .99 - Marked $2.50 each
*ETA - Sold 3 for $2.50 on FB on 4/9/17
*ETA - Sold 2 for $2.50 on FB on 4/30/17
*ETA - Sold 1 for $2.50 at 5/5/17 rummage sale
*ETA - Sold 1 for $2.50 on FB on 9/3/17
*ETA - Kept 1 for myself
Profit = $10.57
4 Folding Knife, paid .99 each - Marked $4.00 each
*ETA - Sold 2 for $4.00 each on FB on 4/9/17
*ETA - Sold 2 for $4.00 on FB on 4/16/17
Profit = $12.04
8 Mini Flashlights 2pk, paid .49 each - Marked $3.00 each
*ETA - Sold 5 for $3.00 each at 5/5/17 rummage sale
*ETA - Sold 2 for $3.00 each at 9/22/18 rummage sale
8 St. Ives Lotion, paid .99 each - Marked $3.00 each
*ETA - Sold 2 for $3.00 each on FB on 4/2/17
*ETA - Sold 2 for $3.00 on FB on 4/9/17
*ETA - Sold 1 for $3.00 on FB on 4/16/17
*ETA - Sold 1 for $3.00 on FB on 10/22/17
*ETA - Sold 2 for $3.00 each on FB on 2/3/19
Profit = $16.08
4 Tool Box, paid .99 each - Marked $3.00 each
*ETA - Sold 3 for $3.00 on FB on 4/9/17
*ETA - Sold 1 for $3.00 at 5/5/17 rummage sale
Profit = $8.04
Posted in
Free Stuff,
Rummage Sales and Recycling
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April 7th, 2017 at 10:33 pm
We had our first small town rummage sale back in Sept 2016 (see breakdown 11/23/16) and then the weekend after that (10/1/16) MO and I went on vacation and my Mom left the rummage sale up and opened for that weekend. I am finally getting caught up, so I am ready to log the sales from that rummage sale!
We made $223.10, which is pretty sweet since we weren't even there!
Here is the breakdown:
$16.50 MO misc. items from the house/garage that were no longer needed (clothes, household items, etc.)
$18.75 My misc items that were no longer needed (mostly clothes)
My Bought to Resell Items:
Discounted Items from CVS
Colgate 360 Total Advanced Toothbrush - I paid $1.22
Sold for $2.50 = $1.28 Profit
Colgate MaxFresh Toothpaste(3) - I paid .99 each
Sold for $2.50 = $4.53 Profit
Colgate Optic White Toothpaste - I paid $1.00
Sold for $2.50 = $1.50 Profit
NYX Lip Cream - I paid .88
Sold for $3.00 = $2.12 Profit
Revlon Lipstick – I paid .25 (Free on CVS GC)
Sold for $3.00 = $2.75 Profit
Sally Hansen Insta Gel Strips - I paid $.81
Sold for $6.00 = $5.19 Profit
Scope Mouthwash 500mL - Money Maker of $1.03
Sold for $2.00 = $3.03 Profit
"This is it" Michael Jackson DVD - I paid $2.99
Sold for $6.00 = $3.01 Profit
Free Items from Menards
Halloween Leaf Bags(3) sold for $3.00 each = $3.00 Profit
LED Knife sold for $5.00 = $5.00 Profit
Locker Shelf sold for $3.00 = $3.00 Profit
Mini Flashlight sold for $3.00 = $3.00 Profit
Pocket Flashlight sold for $2.00 = $2.00 Profit
Puck Light sold for $3.00 = $3.00 Profit
Discounted Items from Target
Paper Flags - I paid $1.00
Sold for .25 = .75 Profit
Joint Bought to Resell Items:
Discounted Items from CVS
Almay Shadow Softies – We paid .38
Sold for $2.50 = $2.12
Color Core Chalk – We paid $1.05
Sold for $2.00 = .95
Crest Be Toothpaste - We paid .28
Sold for $2.50 = $2.22
Despicable Me Basketball Hoop – We paid $2.65
Sold for $5.00 = $2.35 Profit
Earbuds – We paid $1.33
Sold for $4.00 = $2.67
Frozen Basketball Hoop – We paid $2.65
Sold for $5.00 = $2.35 Profit
Frozen Fan Set – We paid $2.65
Sold for $5.00 = $2.35 Profit
GUM Brand Toothbrush 2pks – We paid .41
Sold for $2.50 = $2.09 Profit
Headphones (2) – We paid $2.65 each
Sold for $6.00 each = $6.70 Profit
Jumbo Eraser – We paid .26
Sold for $1.00 = .74 Profit
Light and Sound Robot – We paid $2.65
Sold for $5.00 = $2.35 Profit
Littlest Pet Shop Decorate Pet – We paid $3.99
Sold for $7.00 = $3.01 Profit
Meditation Fountain, Small Sz – We paid $1.59
Sold for $4.00 = $2.41
Kites (2) – We paid .52 each
Sold for $1.50 each = $1.96 Profit
Notecards – We paid .26
Sold for $1.00 = .74 Profit
Remote Control Car – We paid $2.65
Sold for $5.00 = $2.35 Profit
Schick Hydro 5 – We paid $2.04
Sold for $7.00 = $4.96 Profit
Scissors (4) – We paid .26
Sold for $1.00 = $2.96 Profit
Star Wars Fan/Light Saber Set - We paid $2.65
Sold for $5.00 = $2.35 Profit
Swim Arm Bands (2) – We paid .80 each
Sold for $2.00 each = $2.40 Profit
Swim Vest (2) - We paid $5.31 each
Sold for $10.00 each = $9.38 Profit
ThermaCare Cold Wraps - We paid $2.60 each
Sold for $5.00 each = $2.40 Profit
Water Balloons – We paid .80
Sold for $2.00 = $1.20 Profit
Water Shoes – We paid $2.65
Sold for $5.00 = $2.35 Profit
Wet and Wild Nail Polish Set – We paid .99
Sold for $6.00 = $5.01 Profit
Discounted/Free Items from Menards
Curad Bandaids (6) - We paid .53 each
Sold for $1.00 each = $2.82 Profit
Men’s 6pk Socks (2) – Free After Rebate
Sold for $4.00 each = $8.00 Profit
Discounted/Free Items from Target
Herbal Essences Mousse – Money Maker of .09
Sold for $2.50 = $2.59 Profit
Reindeer Booties - We paid .84
Sold for $3.00 = $2.16 Profit
Spiderman Electric Toothbrush – We paid $1.91
Sold for $6.00 = $4.09 Profit
Discounted Items from Rummage Sales
Girls Bogs - We paid $10.00
Sold for $20.00 = $10.00 Profit
Bag of Misc. Kitchen Utensils – We paid $1.00 for the entire bag
Meat Tenderizer – Sold for $1.50
Peeler – Sold for .25
Discounted Items from Walmart
Bodycology Lotion Sets (2) – We paid $1.31 each
Sold for $4.00 each = $5.38 Profit
Crayola Lip Balm Set – We paid $1.31 each
Sold for $3.50 each = $2.19 Profit
Dora Smile Set – We paid $1.31 each
Sold for $3.00 each = $1.69 Profit
Ever After High Nail Polish Sets (2) – We paid $1.30 each
Sold for $1.50 each = .40 Profit
(These were getting old so we reduced the price to get them sold)
Hello Kitty Christmas Shirts (2) - We paid .79
Sold for $4.00 = $6.42 Profit
Herbal Essences Conditioner – We paid $1.24
Sold for $2.50 = $1.26 Profit
Lip Balm Tins (3) – We paid $1.31 each
Sold for $3.50 each = $6.57 Profit
POP Makeup Artist Studio – We paid $2.63
Sold for $10.00 = $7.37 Profit
POP Nail Fan – We paid $2.56
Sold for $5.00 = $2.44 Profit
POP Style Salon – We paid $3.96
Sold for $10.00 = $6.04 Profit
There were several items that we sold that I could not find a record of on my blog. Some time I would like to go through my blog and make sure everything is updated and correct and up to date, but who knows when life will ever slow down enough for that to happen! For now I will just list them here so I don't forget about them:
For me:
Mini Tape Measure $1.50
Performance Gloves $5.00
Women’s Depends $1.00
Joint:
Christmas Kids Necklace $1.00
Head and Shoulders Mens Deep Clean 2-in-1 $3.00
Head and Shoulders SM and SK Shampoo (4) $3.00 each
L’Oreal Mascara Magna Rock $4.50
Posted in
Rummage Sales and Recycling
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0 Comments »
April 5th, 2017 at 11:23 pm
So I went out of state last weekend to do bridesmaid dress shopping, everything went great, lots of fun with the bride and the other bridesmaids....then on the long drive home I get a text that the wedding is postponed?!!? No details. WTH. Thank goodness I didn't pay for my dress yet! Hoping everything works out because the Bride and Groom are really the best and so great together.
Then totally separate.....we thought it was weird that our family friend (FF) was moving out of our rental #2, he isn't buying a house, or moving in with someone new....he told MO he was moving because "he is a wanderer, and he has been there too long and needs to move on".....super weird. He only pays $600 a month for half of a 4 bedroom home, with fenced yard, hot tub, 2 stall garage, etc. It's a great deal and I can't image he can get a better deal somewhere else.
Then a few days after FF gives his notice, my BIL calls to tell MO, that his wife told him she wants a divorce....and she is moving into an apt with her BF....our FAMILY FRIEND/TENANT. Everyone is shocked and upset. I have thought for a long time that SIL and FF were too close, and I even called her out on it once, but of course she denied it and said they were just friends. UGH. I feel so terrible for my BIL, FF was one of his best friends, and he had no idea about anything. Also BIL's brother (a 3rd brother to MO and BIL) was living with FF this whole time that the sneaking around was going on! Very brazen SIL I have....
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Uncategorized
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5 Comments »
April 5th, 2017 at 11:22 pm
$293.11 paid off in the last 2 weeks!
Low update week, the next will be really good, AND will get us under $520K for overall debt! This update is just a little late, the update date is as of 3/31/17.
Celebrations for this update:
-Total debt went down $293.11 in the last 2 weeks!
-Savings past $18K!!
Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $9,298.14
Mom Loan #2 $22,424.98
MO Mortgage $85,380.25
My Mortgage $153,150.00
Our Mortgage $250,184.11
Total = $520,437.48
Down $293.11 in the last 2 weeks!!
Starting total was $587,351.27
$66,913.79 paid off since 6/19/15 (including downpayment on house)!!!!!
We have $1495.00 in a savings account to pay off the Mom Loan, so the amount we still owe that is $20,929.98.
Posted in
Mortgage/Debt Payoff
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0 Comments »
April 5th, 2017 at 07:47 pm
Yes!! A great update! MO got his bonus, a lot of it was used to pay catch-up from overspending, but still able to put $500 in savings, plus we are looking good in checking.
My cousin came and looked at Rental #2, he is very interested and wants to see if his camper will fit on the parking pad next to the house. Sounds like as long as that works out he will want to move in! Fingers crossed!
Current Balance $16,515.00
+$50.00 My Payday to Our Savings (4/7)
+$75.00 My Payday to Mom Loan Savings (4/7)
+$65.00 FB Sales
+$600.00 Rental #2
+$400.00 Basement Rent
+$500.00 MO Bonus
+.12 GC Savings Interest
+$4.88 Even Out Amount
+.84 Mom Loan Interest
+$4.16 Even Out Amount
+$1.38 Our Savings Interest
+$3.62 Even Out Amount
Balance $18,220.00
Local Savings $9660.00
GC Savings $3415.00
Capital 360 Savings (US) $2390.00
Capital 360 Savings (Mom Loan Payback Account)$1495.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $18,220.00
52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)
Posted in
$20K challenge
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0 Comments »
April 4th, 2017 at 07:51 pm
My Mom had quite a few sales for us in her town as well this week! She is also working on getting a lot of my little nieces clothes sorted and sold so that is great that she and my SIL are getting some unneeded items cleared out and a little extra cash in their pockets!
Sales this week were $298.50!!!
Sale #624 (DA) $26.00
Girls Clothes for my Mom/SIL
Sale #625 (CO) $10.00
Girls Clothes for my Mom/SIL
Sale #626 (CO) $26.00
Girls Clothes for my Mom/SIL
Sale #627 (LS) $101.00
Girls Clothes for my Mom/SIL
Sale #628 (CB) $4.00
Adult Coloring Book - We paid .99 each
Sold for $4.00
Profit = $3.01
Sale #629 (MG) $4.00
Adult Coloring Book - We paid .99 each
Sold for $4.00
Profit = $3.01
Sale #630 (JC) $14.00
Adult Coloring Book - We paid .99 each
Sold for $4.00
Profit = $3.01
Sparkleville Fun Sets (2) - We paid $1.06 each
Sold for $5.00 each
Profit = $7.88
Sale #631 (RS) $3.00
Magnet Sheets - We paid .31 each
Sold for $1.00 each
Profit = $2.07
Sale #632 (JA) $5.00
Ariel Jammies Set - We paid $1.07 each
Sold for $5.00 each
Profit = $3.93
Sale #633 (TM) $5.00
Ariel Jammies Set - We paid $1.07 each
Sold for $5.00 each
Profit = $3.93
Sale #634 (SJ) $5.00
Ariel Jammies Set - We paid $1.07 each
Sold for $5.00 each
Profit = $3.93
Sale #635 (MA) $5.00
Ariel Jammies Set - We paid $1.07 each
Sold for $5.00 each
Profit = $3.93
Sale #636 (H) $5.00
Ariel Jammies Set - We paid $1.07 each
Sold for $5.00 each
Profit = $3.93
Sale #637 (SS) $5.00
Ariel Jammies Set - We paid $1.07 each
Sold for $5.00 each
Profit = $3.93
Sale #638 (?) $30.00
Mickey Mouse Purse - We paid $20.58
Sold for $30.00
Profit = $9.42
Sale #640 (SR) $14.00
Softsoap Handsoap (4) - We paid .26 each
Sold for $1.00 each
Profit = $2.96
Olay Body Lotion - We paid .88
Sold for $5.00
Profit = $4.12
Sharpie Gold Markers 2pk - We paid .95
Sold for $2.00
Profit = $1.05
Airwick 2pk for my Mom = $3.00
Sale #641 (DC) $36.50
Softsoap Handsoap (3) - We paid .26 each
Sold for $1.00 each
Profit = $2.22
Kids 4pc Bath Set (2) - We paid $1.30
Sold for $3.00 each
Profit = $3.40
Tresemme Shampoo/Conditioner (2) - We paid $.88 each
Sold for $3.00 each
Profit = $4.24
Crest Toothbrush Pack - We paid $1.32
Sold for $3.50
Profit = $2.18
Axe 2-in-1 Shampoo/Conditioner (2) - We paid $.66 each
Sold for $3.00 each
Profit = $4.68
Roasting Pans (Me)(2) - Free After Rebate
Sold for $1.00 each
Profit = $2.00
Notebooks (Me)(10) - Free After Rebate
Sold for 10/$4.00
Profit = $4.00
Scope Mouthwash for my Mom 2 @ $3.00 = $6.00
Posted in
My Sales
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0 Comments »
March 31st, 2017 at 06:08 pm
Well my renters in Rental #2 gave their 30 day notice yesterday. That is good news and bad news. It is bad news because it is never fun to have someone move out, have to get the place cleaned up again, and find new renters. Good news is that the renters that were living there were a friend of MO's, and also Mo's brother. Since it was family we were renting the place for less then we could get in the market $1200...so now we can list it for more! I put it up on my FB page last night for $1500 and already have a few bites. Most promising is my 1st cousin and his GF. I also would be fine lowering the rent for them to $1300, still $100 more then we were getting, and someone I trust in my house. They are coming to look at the place tomorrow, hopefully that will work out! 
Current Balance $16,465.00
+$50.00 MO Payday to Our Savings
Balance $16,515.00
Local Savings $8595.00
GC Savings $2910.00
Capital 360 Savings (US) $2335.00
Capital 360 Savings (Mom Loan Payback Account)$1415.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $16,515.00
52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)
Posted in
$20K challenge
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2 Comments »
March 27th, 2017 at 03:34 pm
Hoping MO's bonus at work is on this paycheck on Friday. We have been majorly and stupidly overspending.....so some of it will have to go towards replenishing the checking account, hopefully the rest can go into savings and get us over the $17K mark!
Current Balance $16,410.00
+$55.00 FB Sales
Balance $16,465.00
Local Savings $8595.00
GC Savings $2910.00
Capital 360 Savings (US) $2285.00
Capital 360 Savings (Mom Loan Payback Account)$1415.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $16,465.00
52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)
Posted in
$20K challenge
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0 Comments »
March 27th, 2017 at 03:31 pm
Just 3 sales were picked up this week, but they were decent amounts. I seem to be having a harder time then usual getting people to pickup which is getting to be a bit annoying....hopefully they will get their act together soon!
Total sales for the week was $73.00!!
Sale #621 (KL) $20.50
Axe Bodywash (6) - We paid .66
Sold for $3.00 each
Profit = $14.04
Aurora Make-up Remover (Me) - Free After Rebate
Sold for $2.50
Profit = $2.50
Sale #622 (VRP) $32.50
Axe Bodywash (3) - We paid .66
Sold for $3.00 each
Profit = $7.02
Aurora Make-up Remover (7) (Me) - Free After Rebate
Sold for $2.50 each
Profit = $17.50
Paintbrush (Me) - Free After Rebate
Sold for $3.00
Profit = $3.00
For my Mom - Paintbrush for $3.00
Sale #623 (AP) $20.00
Sparkleville Fun Sets (4) - We paid $1.06 each
Sold for $5.00 each
Profit = $15.76
Posted in
My Sales
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0 Comments »
March 24th, 2017 at 05:05 pm
Current Balance $16,285.00
+$50.00 My Payday to Our Savings (3/24)
+$75.00 My Payday to Mom Loan Savings (3/24)
Balance $16,410.00
Local Savings $8540.00
GC Savings $2910.00
Capital 360 Savings (US) $2285.00
Capital 360 Savings (Mom Loan Payback Account)$1415.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $16,410.00
52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)
Posted in
$20K challenge
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1 Comments »
March 23rd, 2017 at 04:58 pm
We have 2 English Springer Spaniel girls, they are our babies! Here are a couple pics of their unbelievable cuteness!
Reigny and Suneigh Nap Time!

Suneigh Bunny!

Spa day for the girls is $100+ each which includes a bath, haircut, nail trim, etc. MO decided to buy a pet trimmer and try to do the haircuts himself, which would save us a LOT of money. The trimmer was $65 + $15 for a two year warranty. Hoping it works for him to do the trimming as that would save us about $800 a year! We shall see how it goes.
Posted in
Saving Money
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7 Comments »
March 20th, 2017 at 04:06 pm
Just a little update. Right now we are overspending and just trying to hold onto the $16K. Won't be making any big deposits for sometime unless MO gets his bonus (hopefully on his next payday which is next Friday).
Current Balance $16,185.00
+$50.00 MO Payday to Our Savings (3/17)
+$50.00 FB Sales
Balance $16,285.00
Local Savings $8540.00
GC Savings $2910.00
Capital 360 Savings (US) $2235.00
Capital 360 Savings (Mom Loan Payback Account)$1340.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $16,285.00
52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)
Posted in
$20K challenge
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0 Comments »
March 20th, 2017 at 01:55 pm
Total sales for the week were $56.50. I have been slacking lately with posting, but I put a bunch of items up yesterday so hopefully I can keep things moving!
Sale #616 (PS) $30.00 (Me)
Mickey Purse - I paid $0 (Buy 1, get 2 free deal)
Sold for $30.00 each
Profit = $30.00
Sale #617 (HL) $16.00
Tresemme Shampoo/Conditioner (2) - We paid .88 each
Sold for $3.00 each
Profit = $4.24
Kids Spin Brush/Toothpaste Sets (2) - We paid $3.18 each
Sold for $5.00 each
Profit = $3.64
Sale #618 (AVB) $4.00
Softsoap Handsoaps (4) - We paid .26 each
Sold for $1.00 each
Profit = $2.96
Sale #619 (RK) $2.00
Manicure Set - We paid .52 each
Sold for $2.00
Profit = $1.48
Sale #620 (JSM) $4.50
Herbal Essences Mousse - We paid .88
Sold for $2.50
Profit = $1.62
Roasting Pans (2) (Me) - I paid $0 (FAR at Menards)
Sold for $1.00 each
Profit = $2.00
Posted in
My Sales
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0 Comments »
March 19th, 2017 at 02:15 pm
$845.69 paid off in the last 2 weeks!
Still waiting for MO's bonus, hopefully it will be on his next paycheck. In the meantime I am going to stop being lazy and get back on the OT train with 15hrs this week.
Also still waiting for the bill for my car repairs, small town so even though it was fixed and returned to us a week ago, we still haven't been given a bill yet.
Our weekend away last weekend was a nice break and now it's time to hit the work and hustle hard until our Laughlin/Vegas vaca (in 29 days!!!)
Celebrations for this update:
-Total debt went down $845.69 in the last 2 weeks!
-Savings past $16K!!
-Total debt went under the next $1000 mark for the 3rd update in a row!
Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $9,412.10
Mom Loan #2 $22,424.98
MO Mortgage $85,559.40
My Mortgage $153,150.00
Our Mortgage $250,184.11
Total = $520,730.59
Down $845.69 in the last 2 weeks!!
Starting total was $587,351.27
$66,620.68 paid off since 6/19/15 (including downpayment on house)!!!!!
We have $1340.00 in a savings account to pay off the Mom Loan, so the amount we still owe that is $21,084.98.
Posted in
Mortgage/Debt Payoff
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0 Comments »
March 13th, 2017 at 03:25 pm
Back from the casino weekend and able to put almost all of the 2016 Weekly Challenge money into savings! Probably won't be putting much into savings for a bit as our CC bill for the month is very high already, and my car is currently in the shop for several repairs/maintenance. So happy to be up to $16K!!!!!
Current Balance $14,720.00
+$10.00 Bud Light Rebate
+$100.00 Brother paid back
+$55.00 FB Sales
+$1300.00 2016 Week Challenge Pot
Balance $16,185.00
Local Savings $8490.00
GC Savings $2910.00
Capital 360 Savings (US) $2185.00
Capital 360 Savings (Mom Loan Payback Account)$1340.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $16,185.00
52 Week Challenge
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)
Posted in
$20K challenge
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3 Comments »
March 13th, 2017 at 01:56 pm
Only 3 sales this week, but sales were still $95.00!!
Sale #613 (GP) $30.00 (Me)
Mickey Purse - I paid $0 (Buy 1, get 2 free deal)
Sold for $30.00 each
Profit = $30.00
Sale #614 (SS) $20.00
Xersion Running Shorts (2) - We paid $2.10 each
Sold for $10.00 each
Profit = $15.80
Sale #615 (SR) $45.00
Troll Bank with Paint - We paid $1.07 each
Sold for $8.00 each
Profit = $6.93
Troll Scrapbook Set - We paid $2.13 each
Sold for $6.00 each
Profit = $3.87
Pioneer Woman Mason Jar Mug - We paid $1.44
Sold for $4.00
Profit = $2.56
Picnic Basket Set - Left at a rental
Sold for $12.00
Profit = $12.00
For My Mom:
Crockpot = $15.00
Posted in
My Sales
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0 Comments »
March 13th, 2017 at 01:36 pm

I was walking through the mall last weekend and saw that Torrid had their clearance Buy One, get TWO Free! So I stopped in to see what they had for clearance. The price were still super high, like only $10 off $60 items.....not what I would call clearance. But since you got two items free I looked around and I found a super cute dress that I can wear for weddings this summer! It was $68.90, clearanced to $58.00. Still a lot for me to spend on a dress. But I looked around some more and found this adorable Mickey Mouse purses, they were the same price as the dress, and I could get 2 for free if I bought the dress. So I did that and am selling the purses for $30 each....which means FREE dress for me! YEAH!!!!!
After I did this deal my Mom stopped in and got 3 more of the purses for us to sell as joint items and those ones we can make a little profit on!
My Purses:
*ETA - Sold 1 for $30.00 on FB on 3/5/17
*ETA - Sold 1 for $30.00 on FB on 3/12/17
Joint Purses:
3 at $20.58 each
*ETA - Sold 1 for $30.00 on FB on 3/26/17
*ETA - Sold 1 for $30.00 on FB on 4/2/17
*ETA - Sold 1 for $30.00 on FB on 4/9/17
Profit = $28.26
Posted in
Free Stuff,
Rummage Sales and Recycling
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2 Comments »
March 10th, 2017 at 04:15 pm
Our home mortgage monthly payment changed from $1681.80 to $1672.89, a difference of $8.91 per month. Rather then forget about that $8.91 savings per month, I have set up a new automatic deposit for the same date that we pay our mortgage, to pull $10 from checking to savings! That's an extra $120 in savings with no changes to our cash flow! 
Tomorrow we are going to go on a mini casino vaca with our 2016 Weekly Challenge Money. Whatever we bring home we will move to our normal savings accounts. It will be a nice little time away and hopefully we can bring home a good chunk for savings and pass $15K!
Current Balance $14,585.00
+$50.00 My Payday to Our Savings
+$75.00 My Payday to Mom Loan Savings
+$10.00 Mortgage Payment Savings
Balance $14,720.00
Local Savings $7025.00
GC Savings $2910.00
Capital 360 Savings (US) $2185.00
Capital 360 Savings (Mom Loan Payback Account)$1340.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $14,720.00
52 Week Challenge
2016 Total = $1378.00
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)
Posted in
$20K challenge
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2 Comments »
March 6th, 2017 at 05:34 pm
Just a little bump in the right direction. 
Current Balance $14,550.00
+$25.00 FB Sales
+$1.79 Cap360 Interest
+$8.21 Even Out Amount
Balance $14,585.00
Local Savings $7025.00
GC Savings $2900.00
Capital 360 Savings (US) $2135.00
Capital 360 Savings (Mom Loan Payback Account)$1265.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $14,585.00
52 Week Challenge
2016 Total = $1378.00
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)
Posted in
$20K challenge
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2 Comments »
March 6th, 2017 at 04:16 pm
I didn't post many items for sale this week since we were out of town for the weekend, still had $107.00 in sales!
Sale #608 (BO) $5.00
Melissa & Doug Lacing Cards - We paid $2.12 each
Sold for $5.00 each
Profit = $2.88
Sale #609 (AE) $32.00
Baby Doll Stroller Set - We paid $5.33 each
Sold for $12.00 each
Profit = $6.67
Ultimate Lab Kit with Microscope - We paid $9.59 each
Sold for $20.00 each
Profit = $10.41
Sale #610 (CB) $10.00
Dearform Slippers - We paid $1.00 each
Sold for $10.00 each
Profit = $9.00
Two Sales for my Mom:
Sale #611 (RR) $35.00
Wheeled Duffel Bag - $35.00
Sale #612 (KJ) $25.00
Griddle - $25.00
Posted in
My Sales
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0 Comments »
March 6th, 2017 at 01:23 am
$675.48 paid off in the last 2 weeks!
MO and I both made our dietbets and are both down about 15lbs!
We are going away just for the weekend this next weekend, just the two of us, no friends, no family, no puppies....excited for some QT with my man!
Celebrations for this update:
-Total debt went down $675.48 in the last 2 weeks!
-Savings past $14K!!
-Total debt went under the next $1000 mark!
Student Loan $0
Payback Savings $0
David's Bridal $0
Scheel's Card $0
Total Rewards $0
LOC - US Bank $0
Ring Iddeal $0
Best Buy $0
HELOC $0
Store Loan $9,525.98
Mom Loan #2 $22,424.98
MO Mortgage $85,559.40
My Mortgage $153,500.00
Our Mortgage $250,565.92
Total = $521,576.28
Down $675.48 in the last 2 weeks!!
Starting total was $587,351.27
$65,774.35 paid off since 6/19/15 (including downpayment on house)!!!!!
We have $1260 in a savings account to pay off the Mom Loan, so the amount we still owe that is $21,164.98.
Posted in
Mortgage/Debt Payoff
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0 Comments »
March 1st, 2017 at 05:54 pm
Yeah!!!!!!! MO got his coaching pay today! We weren't expecting it so soon, so this is very exciting!!! His pay was $2558, he kept $158 for fun money and the rest we put into savings. 
I also got a 3% raise today that will be effective next month! Happy Day!!!
Up to $14K now, and continue cruising!!
Current Balance $12,100.00
+$50.00 MO Payday to Our Savings (3/3/17)
+$2400.00 Bball Coaching Pay
Balance $14,550.00
Local Savings $7000.00
GC Savings $2900.00
Capital 360 Savings (US) $2130.00
Capital 360 Savings (Mom Loan Payback Account)$1260.00
Capital 360 Savings (Rental Deposit Account) $1260.00
Total Savings = $14,550.00
52 Week Challenge
2016 Total = $1378.00
2017 Total = $508.00(We have paid weeks 1-20 and 46-52)
Posted in
$20K challenge
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2 Comments »
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