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Viewing the 'Saving Money' Category

Just realized we could go this whole month only paying for gas and utilities..

January 9th, 2013 at 01:25 pm

So I just realized that we could go through all of January with only paying for gas and utilities! That would be fabulouso!

Food - DH mentioned yesterday that he would like to not buy any groceries this month (except for milk). We have tons of food in the cupboards and freezer, and he wants to try to use some of that up. Good plan hubby! Also we have giftcards for TGIFridays, Applebees, and Ruby Tuesdays that we got from Christmas, so our weekly eating out would easily be covered with those.

Toiletries/Misc - We are well stocked on everything, but if something did come up, I have my $100 CVS giftcard I got for Christmas, and also $30 in Target giftcards.

Gifts - We have no babies, weddings, BDs or gift holidays in January, whoo hoo!

Entertainment - We are pretty busy all month and have been going to the gym a lot, so other then the normal bills or netflix, cable and internet, nothing else should be needed.

Can't wait to see a nice tiny Discover bill for January!

"Sweet" Deal at CVS!

December 27th, 2012 at 07:06 am

I went to CVS and stumbled on this great candy deal! They had the 11.18oz bag (the regular size bags for Halloween) of Fun Size Snickers and Fun Size Peanut Butter Snickers on sale for $1.00! I was just going to get about 10 bags for myself, but I called my Mom to let her in on the deal and she was with my Dad and bro and they both requested 10 bags a piece. So I picked up 30 bags for me, 10 for Dad, and 10 for bro.
I also used a $10 off a $50 purchase coupon making them even cheaper! So after my dad and bro pay me back for their candy, I got 30 bags for $20, which is .66 per bag!

Snickers - Bought 30 Bags
Regular Price $4.39 per bag
-$3.39 Sale Price per bag
-$10.00 CVS Coupon
Final Price $20, just .66 per bag!!
Plus I used a free

I saved over $190!! So I will leave one bag out for DH to munch on and throw the rest in the freezer for Halloween Candy for next year!! Sweet!! Smile

Coupon Book Update

December 19th, 2012 at 01:04 pm

10/9/12 Brunos Pizza - Free Calzone $6.99
10/9/12 Brunos Pizza - Free Pop $2.29
10/16/12 Pita Pit - BOGO Free Pita $6.79
10/24/12 Gloria Jeans - BOGO Free Drink $5.09
10/27/12 Bonanza - Discount on meal $3.00
10/27/12 Cold Stone Creamery - Discount on 2 $3.34
10/30/12 Brunos Pizza - Free Med Pizza $10.99
11/2/12 Bonanza - Discount on meal $3.00
11/2/12 Bowling - BOGO Free Game of Bowling $4.50
11/19/12 Space Aliens - Free cup of soup $2.99
11/28/12 Brunos Pizza - Free dessert $3.99
12/19/12 Simonsons - .05 off per gallon .55
12/19/12 Simonsons - Free Fountain Pop $1.49
_________________________________
Total Saved $54.96

End of year this and thats

December 11th, 2012 at 05:19 am

Time to get in all of those things that need to be turned in by the end of the year!

My work gives $200 for "fitness" expenses (gym fees, workout equipment, DVDs, a whole lot of options). I filled out the form and submitted our last 4 months of gym charges ($25 per month per person for 2 people). So September, October, November and December were free gym months for me and DH! Smile

Also been on the hubby to get me his workout and healthy eating points, we also get money put in our HSA for doing this, up to $600 per member, or $1200 per family just for entering your healthy choices! I have already earned all of my incentives for the year, but still need the last few months of tracking from DH.

Down to just 2 presents left to buy for Christmas! YEAH!

Coupon Book Update

November 29th, 2012 at 07:38 am

10/9/12 Brunos Pizza - Free Calzone $6.99
10/9/12 Brunos Pizza - Free Pop $2.29
10/16/12 Pita Pit - BOGO Free Pita $6.79
10/24/12 Gloria Jeans - BOGO Free Drink $5.09
10/27/12 Bonanza - Discount on meal $3.00
10/27/12 Cold Stone Creamery - Discount on 2 $3.34
10/30/12 Brunos Pizza - Free Med Pizza $10.99
11/2/12 Bonanza - Discount on meal $3.00
11/2/12 Bowling - BOGO Free Game of Bowling $4.50
11/19/12 Space Aliens - Free cup of soup $2.99
11/28/12 Brunos Pizza - Free dessert $3.99
_________________________________
Total Saved $52.97

Coupon Book Update

November 20th, 2012 at 09:27 am

10/9/12 Brunos Pizza - Free Calzone $6.99
10/9/12 Brunos Pizza - Free Pop $2.29
10/16/12 Pita Pit - BOGO Free Pita $6.79
10/24/12 Gloria Jeans - BOGO Free Drink $5.09
10/27/12 Bonanza - Discount on meal $3.00
10/27/12 Cold Stone Creamery - Discount on 2 $3.34
10/30/12 Brunos Pizza - Free Med Pizza $10.99
11/2/12 Bonanza - Discount on meal $3.00
11/2/12 Bowling - BOGO Free Game of Bowling $4.50
11/19/12 Space Aliens - Free cup of soup $2.99
_________________________________
Total Saved $48.98

The coupon I used yesterday was actually for Space Aliens BBQ Pit, which is no longer in business, but KUDOS to Space Aliens Bar and Grill for letting me use those coupons there even though it was technically not for their establishment. (I did not get the same service with a Donut Hole coupon at BearScat Bakery....)

Won the Biggest Loser! Plus some great OT hours!

November 7th, 2012 at 09:25 am

I won the Biggest Loser today! YEAH! I won $40. Normally I would post how I was doing on here, but I didn't do good at all....and neither did anyone else that was doing it. We all had a rough time...I think it is that transition from warm weather time to indoor cuddling time and no one had any ambition. I know I sure didn't! But I did end up winning, so that was awesome. I am going to add the $40 to the mortgage payment for December 2012. I also have a ton of change I need to get cashed in to add to the mortgage payment.
Today is the day I get to see my paystub, but I don't get my paycheck till Friday. I have been working my booty off with OT and my paycheck was $360.00 more then usual! WHOOHOO! I already have 5 hrs of OT in this week too. It can be exausting, but really trying to keep it up as that can help make huge dents in the mortgage and help me from having to take out of savings for the holidays. Smile

Coupon Book Update

November 5th, 2012 at 09:25 am

10/9/12 Brunos Pizza - Free Calzone $6.99
10/9/12 Brunos Pizza - Free Pop $2.29
10/16/12 Pita Pit - BOGO Free Pita $6.79
10/24/12 Gloria Jeans - BOGO Free Drink $5.09
10/27/12 Bonanza - Discount on meal $3.00
10/27/12 Cold Stone Creamery - Discount on 2 $3.34
10/30/12 Brunos Pizza - Free Med Pizza $10.99
11/2/12 Bonanza - Discount on meal $3.00
11/2/12 Bowling - BOGO Free Game of Bowling $4.50
_________________________________
Total Saved $45.99

Coupon Box

October 31st, 2012 at 01:31 pm

A loooooong time ago I posted about how I had made a coupon box for my work. I took a notecard box and put all my coupons in there, then I cut up a cardboard cereal box and made little cardboard dividers for Baby, Food, Medicine, Misc, Personal Products and Pets. I filed the coupons by catagory and then by expiration date. I keep the box on my desk and asked others to bring in coupons they won't use, and to take any coupons they would like. I love it, I get tons of coupons, and since I use coupons a lot this was working great. But I noticed that not took many of my coworkers were using it, only maybe 2 or 3 regularily. So I tried something different, I made an Excel Spreadsheet of all of the coupons, listing them in the same catagories as above. Then I made a seperate column for the expiration date and the quantity I have of each coupon. I emailed this out to my coworkers and they loved it! I gave one coworker 19 coupons today, and another told me I saved her at least $15 when she went shopping yesterday! YEAH! So happy to share my love of coupons!

Coupon Book Update

October 24th, 2012 at 02:06 pm

Whoo hoo! I used enough coupons to make my money back on the coupon book! Still have TONS to use and most are good until 6/30/13. I also went through the book and took out the ones I was sure I wouldn't use. I gave some coupons for Platos Closet and Once Upon a Child to coworkers, and gave my bro a coupon for a free fish for his aquarium. Smile

10/9/12 Brunos Pizza - Free Calzone $6.99
10/9/12 Brunos Pizza - Free Pop $2.29
10/16/12 Pita Pit - BOGO Free Pita $6.79
10/24/12 Gloria Jeans - BOGO Free Drink $5.09
_________________________________
Total Saved $21.16


New P&G Rebate

October 21st, 2012 at 06:23 pm

There is a new P&G Rebate available. When you purchase $50 worth of select P&G products you can mail in for a $15 rebate. The $50 purchase is BEFORE coupons, so this can be a great deal!
The participating brands include: Aussie, Clairol, CoverGirl, Crest 3D Whitestrips, Head & Shoulders, Herbal Essences, Ivory, Olay, Pantene, Puffs, Safeguard, Secret & Venus.
Here is the link for the rebate form:
http://www.olay.com/en-US/Images/offers/Rebate%20Form.pdf

I haven't purchased my items yet, but I printed out the form, filled it out, and put it in my coupon holder so it is ready to go when I do!

Insurance Open Enrollment - Saving Money Makes Me :)

October 17th, 2012 at 08:16 am

We are in OE at my work for health insurance. I am enrolling in the same benefits as last year and my deductible and premium are both staying the same, so that is good, no increase!
DH and I both got a $25.00 per month ($600.00 per year between the 2 of us) credit for meeting metabolic testing criteria. We also each got $25.00 per month ($600.00 per year between the 2 of us) for being non-smokers. So that is $1200 per year I am saving on insurance premiums just for being healthy!
So my monthly insurance premium is $50. Smile Whoo hoo!
My employer gives a yearly contribution of $600 to our HSA. I look forward to seeing that hefty boost each year, and this year it is increasing to $800! So that is like a $200 increase in my pay! Just had to share as that news made my day! Smile

Couple Little Money Makers

September 30th, 2012 at 11:41 am

Our local bank that carries our checking account offered a $5.00 deposit for using your debit card 5 times in September. I rarely use my debit card except for the ATM since we get cashback with Discover, but I made sure I used it the 5 times this month and am now just waiting for the $5.00 deposit for FREE!
*ETA - I see I did get this $5.00 credit at the end of October! YEAH!

Also I have a credit card with Juniper Bank and I got a flyer in the mail for 5% cash back for October, November, December on purchases. So I called and registered for that. I don't use that card too often, but probably once a month or so.

Gonna keep saving for now

July 15th, 2012 at 02:52 pm

Last week I asked for opinions on if I should keep saving or put more towards the mortgage. I appreciate everyone's opinions so I could make a good decision. For now I decided to keep savings, mostly because my car has been acting up (taking it in on Wed) and we have so many home improvements/repairs that will need to be done in the next year or two. I will keep paying about $300 extra on the mortgage each month and maybe throw some extra now and then. But will mostly be focusing on savings still. Someday I will be comfortable putting all the extra towards the mortgage, just not there yet.